NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Nadgee

UNKNOWN

High
72

Nadgee, NSW, faces significant climate risks, particularly from bushfires and coastal hazards.

Narooma

Eurobodalla

High
72

Narooma faces significant climate risks, particularly from bushfires, coastal hazards, and flooding.

Myocum

Byron

Medium
58

Myocum, NSW, faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Myola

UNKNOWN

Medium
58

Myola faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Myrtle Park

UNKNOWN

Medium
58

Myrtle Park faces increasing risks from flooding and heatwaves due to climate change.

Myrtleville

UNKNOWN

Medium
58

Myrtleville faces increasing risks from flooding and heatwaves due to climate change.

Mystery Bay

Eurobodalla

Medium
58

Mystery Bay, NSW, faces moderate climate risks, particularly from bushfires and coastal hazards.

Nana Glen

UNKNOWN

Medium
58

Nana Glen faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Narrabeen

Northern Beaches

Medium
58

Narrabeen is a coastal suburb in New South Wales that faces moderate risks from climate change.

Narromine

UNKNOWN

Medium
58

Narromine faces moderate climate risks, primarily from flooding and heatwaves.

Mylneford

UNKNOWN

Medium
55

Mylneford faces moderate climate risks, primarily from flooding and heatwaves.

Myrtle Mountain

UNKNOWN

Medium
55

Myrtle Mountain faces increasing risks from bushfires and heatwaves due to climate change.

Myuna Bay

Lake Macquarie

Medium
55

Myuna Bay faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Namoi River

UNKNOWN

Medium
55

The Namoi River region faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these hazards.

Narara

Central Coast

Medium
55

Narara faces moderate climate risks, primarily from flooding and heatwaves.

Narellan

Camden

Medium
55

Narellan faces increasing risks from heatwaves and flooding due to climate change.

Narrabarba

UNKNOWN

Medium
55

Narrabarba faces moderate risks from flooding and heatwaves, and a high risk from bushfires.

Narran Lake

UNKNOWN

Medium
55

Narran Lake faces notable risks from flooding and heatwaves, which are expected to worsen with climate change.

Narrandera

Narrandera

Medium
55

Narrandera faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern.

Narrara

UNKNOWN

Medium
55

Narrara faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Narrawa

UNKNOWN

Medium
55

Narrawa faces moderate risks from flooding and bushfires, with increasing heatwave frequency.

Narrawallee

Shoalhaven

Medium
55

Narrawallee is a coastal suburb in New South Wales that faces moderate risks from climate change.

Narwee

UNKNOWN

Medium
55

Narwee faces moderate climate risks, primarily from flooding and heatwaves.

Nashdale

UNKNOWN

Medium
55

Nashdale, NSW, faces increasing risks from bushfires and heatwaves.

Myrtle Creek

UNKNOWN

Medium
52

Myrtle Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Nabiac

Mid-Coast

Medium
52

Nabiac faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Nambucca Heads

Nambucca Valley

Medium
52

Nambucca Heads is a coastal town in New South Wales that faces several climate-related risks.

Nangus

Cootamundra-Gundagai Regional

Medium
52

Nangus faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Nanima

Yass Valley Council

Medium
52

Nanima faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Napier Lane

Unincorporated NSW

Medium
52

Napier Lane faces moderate risks from flooding, bushfires, and heatwaves.

Napoleon Reef

UNKNOWN

Medium
52

Napoleon Reef faces moderate climate risks, particularly from flooding, heatwaves, and bushfires.

Naradhan

UNKNOWN

Medium
52

Naradhan is a rural locality in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Narellan Vale

Camden

Medium
52

Narellan Vale faces moderate climate risks, primarily from flooding and heatwaves.

Naremburn

Willoughby

Medium
52

Naremburn faces moderate climate risks, primarily from flooding and heatwaves.

Narone Creek

UNKNOWN

Medium
52

Narone Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Narrabri

Narrabri Shire

Medium
52

Narrabri faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Narraburra

UNKNOWN

Medium
52

Narraburra faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Narrangullen

Yass Valley

Medium
52

Narrangullen faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Narraweena

Northern Beaches

Medium
52

Narraweena faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Mylneford

Moderate

Assessment in progress

Myocum

Moderate

Assessment in progress

Myrtle Creek

Moderate

Assessment in progress

Myrtle Mountain

Moderate

Assessment in progress

Myrtle Park

Moderate

Assessment in progress

Mystery Bay

Moderate

Assessment in progress

Nabiac

Moderate

Assessment in progress

Nadgee

Moderate

Assessment in progress

Nana Glen

Moderate

Assessment in progress

Nangus

Moderate

Assessment in progress

Napoleon Reef

Moderate

Assessment in progress

Naradhan

Moderate

Assessment in progress

Narara

Moderate

Assessment in progress

Narellan

Moderate

Assessment in progress

Narellan Vale

Moderate

Assessment in progress

Narone Creek

Moderate

Assessment in progress

Narooma

Moderate

Assessment in progress

Narrabarba

Moderate

Assessment in progress

Narran Lake

Moderate

Assessment in progress

Narwee

Moderate

Assessment in progress

Nashdale

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections