Your Home Is Your Biggest Asset. Know Its Climate Risk And Act On It.
ClimateNest gives Australian homeowners the data to understand their property's climate risk — so you can take action. From flood and bushfire to insurance cost projections through to 2050, know what to do to protect your home, relieve the insurance pressure on it, and protect its long-term value.
Sources: Climate Council (2025), APRA (2025), BOM, CSIRO, ABS, state hazard mapping. No fabricated statistics.
What Every Homeowner Needs to Know
Climate change is already affecting Australian property. Here's what matters most for your home.
Reduce Insurance Costs
See your property's modelled premium trajectory to 2050 and identify specific mitigations that can reduce loading. Flood resilience upgrades, bushfire BAL improvements, and storm-proofing can lower your risk profile and premiums.
Source: APRA National Claims Database, ICA Catastrophe Data
Increase Property Value
Climate-resilient homes retain value. Our Climate Risk Financial Drag shows the dollar impact of climate risks on your home's value — and which adaptations (solar, insulation, flood mitigation) deliver the best ROI over time.
Source: Climate Council / PropTrack (2025)
Protect Your Family
Know exactly which of 8 climate hazards threaten your home — flood, bushfire, extreme heat, storm, coastal erosion, wind, energy risk, and social vulnerability — and get prioritised, property-specific actions to reduce each risk.
Source: Climate Council (2025), BOM Severe Weather Archive
How It Works
Three simple steps to understand your home's climate risk.
Enter Your Address
Type any Australian residential address. Your report is customised to your property, not your suburb.
Get Your Score Instantly
Within 30 seconds, receive your ClimateNest Index score — a single number from 0–100 that rates your property's climate risk.
Read Your Full Report
Your report includes 8 hazard scores, insurance cost projections to 2050, climate-adjusted property value, and adaptation recommendations.
Why Homeowners Choose ClimateNest
See how ClimateNest compares to the alternatives most homeowners rely on.
| Feature | ClimateNest | Insurance Paperwork | Council Mapping |
|---|---|---|---|
| 8 hazards scored | — | — | |
| Insurance cost projection to 2050 | — | — | |
| Property value impact ($) | — | — | |
| ClimateNest Index score | — | — | |
| Adaptation recommendations | — | — | |
| Takes under 5 minutes | — | — | |
| PDF report to keep | — | — | |
| From A$49 | — | — |
Insurance paperwork = PDS and policy documents. Council mapping = state and local government hazard overlays.
What Your Report Tells You To Do
Every ClimateNest report includes property-specific, costed actions ranked by ROI. Here's what a real homeowner received for their property.
Sample Property
11 Banool Road, Tallangatta VIC 3700
Stormwater Drainage Upgrade
High ROIAddresses the property's moderate flood risk (25/100) by improving site drainage and redirecting overland flow away from the slab foundation. Suitable for slab-on-ground homes in low-lying coastal suburbs.
Flood Barriers at Entry Points
High ROIRemovable flood barriers at doors, garage, and vents prevent water ingress during 1-in-100-year storm events. Paired with the drainage upgrade, this reduces flood risk to Minimal for this property type.
External Shading & Heat Reduction
Medium ROIExternal blinds, awnings, and reflective roof coating reduce indoor temperatures by up to 8°C on extreme heat days (the property scored 42/100). Lowers cooling costs and improves liveability during heatwaves.
Solar Panel Installation (13.2kW)
High ROIGoogle Solar API aerial analysis of the actual roof identified 149m² of usable area, supporting a 13.2kW system (33 panels). Annual savings of A$5,849/yr with a 2.5-year payback period and A$102,000 in 20-year net savings. Reduces energy risk and adds resale value.
Roof & Guttering Upgrade
Medium ROIReinforced roofing and large-capacity gutters handle increased storm intensity (storm risk 30/100, Worsening). Prevents water damage, reduces maintenance, and supports solar panel installation.
Total Investment: A$51,600
Total Potential Value Add: A$195,000
The actions above are based on a paid report for 11 Banool Road, Tallangatta VIC 3700. Your report will be customised to your property's address, build type, hazard scores, and local council data.
Your Solar Potential,
Calculated From Science
Every ClimateNest report includes a solar energy assessment powered by Google Solar API — the same technology used by solar installers to design roof systems. Where aerial imagery covers the property, we analyse the actual roof geometry, orientation, and shading to calculate its true solar potential; where it doesn't, the report says so and shows a clearly-labelled regional estimate instead.
Aerial Roof Analysis
Where Google's aerial imagery covers the property, it scans the roof to measure usable area, detect roof planes, assess orientation and pitch, and identify shading from trees, chimneys, and adjacent buildings.
System Design From Your Roof
Where roof data is available we calculate the system size, panel count, and placement from your actual roof — not a generic 5kW estimate. Where it isn't, the report clearly shows an estimate instead.
Your Property's Solar Report
We combine your roof data from Google's aerial imagery with installation and pricing assumptions to calculate annual energy production, electricity savings, CO₂ offset, installation cost, payback period, and 20-year net savings.
Example result for 11 Banool Road, Tallangatta VIC 3700:
Roof area: 149m² | System: 13.2kW | Panels: 33
Annual Energy: 19,495 kWh | Est. Savings/yr: A$5,849
Installation cost: A$14,520 | Payback: 2.5 years | 20-yr savings: A$102,000
Source: Google Solar API aerial roof analysis. Solar figures appear only where aerial imagery covers the property; where it does not, solar potential is reported as not assessed rather than estimated.
Based on aerial roof analysis of your property via Google's Solar API. Actual output depends on roof orientation, shading, and panel efficiency.
What Every ClimateNest Report Includes
Every report is built from this property's own address-level data — sourced and labelled, never estimated. Prefer to see it first? View a sample report.
Sourced, not estimated
Built on Bureau of Meteorology, CSIRO, ABS, Geoscience Australia and state hazard mapping. The report labels where each figure comes from.
Eight hazards, one score
Flood, bushfire, extreme heat, coastal erosion, wind and storm, social vulnerability, energy and value impact — combined into a 0–100 Index.
2030 and 2050 projections
Every hazard carries its projected trajectory and a confidence rating, so you can see which findings are firm and which are indicative.
Common Questions from Homeowners
Know What Climate Change Means for Your Home
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