Climate Risk in Narooma, NSW

Narooma, New South Wales· Eurobodalla· 2546
Updated Mar 2026

Narooma faces significant climate risks, particularly from bushfires, coastal hazards, and flooding. Climate change is expected to exacerbate these risks, potentially impacting property values and community well-being. Residents should prepare for more frequent extreme weather events.

Is Narooma Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Narooma, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Narooma

Flood

Narooma faces a moderate risk of flooding due to its proximity to the Wagonga Inlet and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Narooma has a high bushfire risk due to its location surrounded by bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Narooma is expected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect

Coastal

Narooma is vulnerable to coastal erosion and inundation due to sea level rise. This threatens coastal infrastructure and ecosystems.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Narooma

Detailed Hazard Analysis

heat Risk

Narooma is expected to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect
Data source

flood Risk

Narooma faces a moderate risk of flooding due to its proximity to the Wagonga Inlet and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Storm surges
Data source

coastal Risk

Narooma is vulnerable to coastal erosion and inundation due to sea level rise. This threatens coastal infrastructure and ecosystems.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion
Data source

bushfire Risk

Narooma has a high bushfire risk due to its location surrounded by bushland. Hotter, drier conditions are projected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price declines.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to coastal hazards.
  • 3.Consider the cost of insurance and potential for increased premiums.
  • 4.Inquire about council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve bushfire preparedness

Immediate

Clear vegetation around homes, develop a bushfire survival plan, and stay informed about fire danger ratings.

Est. cost: Low

Learn more

Strengthen coastal defenses

Near-term

Invest in seawalls, beach nourishment, and other coastal protection measures to reduce erosion and inundation.

Est. cost: High

Learn more

Upgrade stormwater drainage

Near-term

Improve stormwater drainage systems to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Develop a heatwave response plan

Immediate

Establish cooling centers, provide public education on heat safety, and ensure vulnerable populations have access to support.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Implement water restrictions and encourage water-efficient practices to conserve water resources during periods of drought.

Est. cost: Low

Learn more

About Narooma's Climate Risk Profile

Narooma, a coastal town in New South Wales, is increasingly vulnerable to the impacts of climate change. The region is already experiencing the effects of rising temperatures, changing rainfall patterns, and sea level rise. These changes are projected to intensify in the coming decades, posing significant challenges to the community and the environment.

Bushfire risk is a major concern for Narooma. The surrounding bushland creates a high fuel load, and hotter, drier conditions are increasing the likelihood of severe bushfires. Residents need to be prepared for potential evacuations and property damage.

Coastal hazards, including erosion and inundation, are also a growing threat. Sea level rise is expected to exacerbate these hazards, potentially impacting coastal infrastructure and ecosystems. The Wagonga Inlet also makes the town vulnerable to flooding.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations. It is important to stay hydrated and take precautions during periods of extreme heat.

Addressing these climate risks requires a coordinated effort from all levels of government, as well as individual action. By taking steps to reduce emissions and adapt to the changing climate, we can help protect Narooma and its community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Narooma?

Narooma faces significant risks from bushfires, coastal erosion, flooding, and heatwaves. These risks are expected to increase with climate change.

How will climate change affect property values in Narooma?

Properties in high-risk areas may experience price declines due to increased insurance costs and potential for damage from extreme weather events.

What is the council doing to address climate change?

Eurobodalla Shire Council is developing and implementing climate adaptation plans to reduce the risks from climate change.

How can I prepare my home for bushfires?

Clear vegetation around your home, develop a bushfire survival plan, and stay informed about fire danger ratings. Refer to the NSW RFS website for detailed guidance.

What should I do during a heatwave?

Stay hydrated, avoid strenuous activity, and seek shelter in air-conditioned environments. Check on vulnerable neighbors and family members.

Where can I find information about flood risks in Narooma?

Eurobodalla Shire Council provides flood maps and information on its website. You can also contact the council directly for assistance.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Narooma, use our analysis tool.

Check Your flood Risk Now

Check Narooma's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections