VIC478 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Bayindeen

Pyrenees Shire

High
72

Bayindeen faces significant climate risks, particularly from bushfires and heatwaves.

Belgrave South

UNKNOWN

High
72

Belgrave South faces significant climate risks, particularly from bushfires and flooding.

Belgrave

UNKNOWN

High
72

Belgrave faces significant climate risks, particularly from bushfires and flooding.

Black Range

Northern Grampians Shire

High
72

Black Range faces significant climate-related risks, particularly from bushfires, heatwaves and flooding.

Buchan

East Gippsland Shire

High
72

Buchan is a rural town in East Gippsland, Victoria, facing increasing risks from flooding, bushfires, and heatwaves due to climate change.

Aireys Inlet

Surf Coast

Medium
58

Aireys Inlet faces increasing climate risks, particularly from bushfires, flooding, and coastal hazards.

Alexandra

Murrindindi

Medium
58

Alexandra, VIC, faces moderate risks from flooding, bushfires, and heatwaves.

Anglesea

Surf Coast

Medium
58

Anglesea faces a medium overall climate risk, with bushfire and flood risks being the most significant concerns.

Ararat

UNKNOWN

Medium
58

Ararat faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Bacchus Marsh

Moorabool

Medium
58

Bacchus Marsh faces increasing risks from flooding and heatwaves due to climate change.

Bairnsdale

East Gippsland Shire

Medium
58

Bairnsdale faces moderate climate risks, primarily from flooding and heatwaves.

Bellfield

Brimbank City Council

Medium
58

Bellfield, VIC, presents a medium overall climate risk, with heatwaves being the most significant concern due to urban heat island effects and rising temperatures.

Box Hill

Whitehorse

Medium
58

Box Hill faces increasing risks from flooding and heatwaves due to climate change.

Briar Hill

City of Banyule

Medium
58

Briar Hill, VIC, faces a medium overall climate risk, primarily driven by significant bushfire and heatwave threats.

Adams Estate

Cardinia Shire Council

Medium
55

Adams Estate faces a medium overall climate risk, primarily driven by increasing heatwave intensity and moderate flood risks.

Addington

Ballarat

Medium
55

Addington, VIC, presents a medium overall climate risk, with significant concerns around heatwaves and moderate risks from flooding and bushfires.

Allambee Reserve

Gippsland Shire Council

Medium
55

Allambee Reserve faces a medium overall climate risk, primarily driven by a high bushfire risk and an increasing flood risk.

Allambee

Gippsland South

Medium
55

Allambee, Victoria, faces a significant bushfire risk due to its location within a fire-prone area and surrounding vegetation.

Almurta

City of Monash

Medium
55

Almurta faces a medium overall climate risk, primarily driven by a high susceptibility to heatwaves due to urbanisation and a moderate flood risk from intense rainfall.

Anderson

City of Cardinia

Medium
55

Anderson, Victoria faces a medium overall climate risk, primarily driven by significant bushfire threats and increasing flood risks.

Archies Creek

Bass Coast Shire Council

Medium
55

Archies Creek, VIC, faces a medium overall climate risk, primarily driven by bushfire threats and increasing flood potential.

Ascot

City of Moonee Valley

Medium
55

Ascot, a well-established inner-northern suburb of Melbourne, faces a medium overall climate risk.

Aspendale

Kingston

Medium
55

Aspendale faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Ballan

UNKNOWN

Medium
55

Ballan, Victoria, faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Ballarat East

City of Ballarat

Medium
55

Ballarat East faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Ballarat

City of Ballarat

Medium
55

Ballarat faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Baw Baw

Baw Baw Shire Council

Medium
55

Baw Baw faces a medium overall climate risk, primarily driven by increasing heatwave intensity and moderate flood and bushfire risks.

Bemm River

UNKNOWN

Medium
55

Bemm River faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Bonshaw

City of Ballarat

Medium
55

Bonshaw, located in Victoria's City of Ballarat, faces a medium overall climate risk, with significant concerns around heatwaves and moderate risks from flooding.

Bornes Hill

Medium
55

Bornes Hill faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Abbeyard

Alpine

Medium
52

Abbeyard faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Alfredton

City of Ballarat

Medium
52

Alfredton is a suburb in Victoria that faces moderate risks from flooding, bushfires, and heatwaves.

Apollo Bay

UNKNOWN

Medium
52

Apollo Bay faces increasing climate risks, particularly from flooding, bushfires, heatwaves, and coastal hazards.

Armstrong

Northern Grampians Shire

Medium
52

Armstrong faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Bakery Hill

City of Ballarat

Medium
52

Bakery Hill faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Bald Hills

Northern Grampians Shire

Medium
52

Bald Hills faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.

Ballarat Central

City of Ballarat

Medium
52

Ballarat Central faces moderate risks from flooding and heatwaves, which are projected to increase with climate change.

Ballarat North

City of Ballarat

Medium
52

Ballarat North faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Ballyrogan

South Gippsland

Medium
52

Ballyrogan faces moderate climate risks, primarily from flooding, bushfires, heatwaves and coastal hazards.

Bannockburn

Golden Plains

Medium
52

Bannockburn faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Barwidgee

Alpine

Medium
52

Barwidgee faces moderate climate risks, primarily from bushfires and flooding.

Barwon Heads

City of Greater Geelong

Medium
52

Barwon Heads faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Beaumaris

Bayside

Medium
52

Beaumaris is a coastal suburb in Melbourne facing increasing climate risks, particularly from coastal hazards and heatwaves.

Benalla

Benalla Rural City

Medium
52

Benalla faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Bendigo

City of Greater Bendigo

Medium
52

Bendigo faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Black Hill

City of Ballarat

Medium
52

Black Hill, Victoria, faces moderate risks from flooding, bushfires, and heatwaves.

Black Rock

Bayside

Medium
52

Black Rock faces increasing climate risks, particularly from coastal hazards and heatwaves.

Blowhard

City of Ballarat

Medium
52

Blowhard, Victoria, faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Bo Peep

Medium
52

Bo Peep faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Bright

Alpine

Medium
52

Bright, VIC, faces moderate climate risks, primarily from flooding and bushfires.

Broadmeadows

Hume

Medium
52

Broadmeadows faces moderate climate risks, primarily from flooding and heatwaves.

Brown Hill

City of Ballarat

Medium
52

Brown Hill faces increasing risks from bushfires, heatwaves, and flooding due to climate change.

Brunswick

Moreland

Medium
52

Brunswick faces moderate climate risks, primarily from flooding and heatwaves.

Bruthen

East Gippsland Shire

Medium
52

Bruthen faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Buangor

Pyrenees Shire

Medium
52

Buangor faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Bass

Bass Coast Shire Council

Medium
45

Bass faces a medium overall climate risk, with bushfire posing the most significant threat due to its location in a fire-prone area.

Altona

Unknown

Assessment in progress

Ballarat

Moderate

Assessment in progress

Bendigo

Moderate

Assessment in progress

Brighton

Unknown

Assessment in progress

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections