Almurta Climate Risk Assessment

Almurta, Victoria· City of Monash· 3155
Updated June 2026

Almurta faces a medium overall climate risk, primarily driven by a high susceptibility to heatwaves due to urbanisation and a moderate flood risk from intense rainfall. Bushfire and coastal risks are very low. Future projections indicate an increase in heat risk and a slight rise in flood risk.

Is Almurta Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Almurta, Victoria, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Almurta

Flood

Low to moderate flood risk, primarily from localised heavy rainfall events and potential minor creek overflow.

Key drivers:

  • ·Increased intensity of rainfall events
  • ·Urbanisation and increased impervious surfaces

Bushfire

Very low bushfire risk due to significant urbanisation and distance from major bushland areas.

Key drivers:

  • ·Limited proximity to large fuel loads

Heat

High heat risk, particularly during summer, due to urban heat island effect and limited tree canopy.

Key drivers:

  • ·Urban heat island effect
  • ·Increased frequency and intensity of heatwaves

Coastal

Negligible coastal risk due to significant distance from the coast.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Almurta

Detailed Hazard Analysis

heat Risk

High heat risk, particularly during summer, due to urban heat island effect and limited tree canopy.

Primary Drivers

  • ·Urban heat island effect
  • ·Increased frequency and intensity of heatwaves
  • ·Reduced tree canopy cover
Data source

flood Risk

Low to moderate flood risk, primarily from localised heavy rainfall events and potential minor creek overflow.

Primary Drivers

  • ·Increased intensity of rainfall events
  • ·Urbanisation and increased impervious surfaces
Data source

coastal Risk

Negligible coastal risk due to significant distance from the coast.

Data source

bushfire Risk

Very low bushfire risk due to significant urbanisation and distance from major bushland areas.

Primary Drivers

  • ·Limited proximity to large fuel loads
Data source

What This Means for Property Owners

Insurance Outlook

Standard premiums, but potential for increased costs in flood-prone pockets or during extreme heat events.

Price Impact

Currently minimal, but increasing heat stress could impact desirability and value in the long term.

Buyer Checklist

  • 1.Check property drainage and stormwater connections.
  • 2.Assess proximity to any potential localised flood zones.
  • 3.Evaluate shading and cooling options for the property.
  • 4.Review insurance policy details for flood and storm cover.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Increase Urban Tree Canopy

Near-term

Implement a program to plant more street trees and encourage green roofs/walls to mitigate the urban heat island effect and improve air quality.

Est. cost: $500k - $1M

Learn more

Upgrade Stormwater Drainage

Near-term

Invest in upgrading and maintaining existing stormwater infrastructure to better handle intense rainfall events and reduce localised flooding.

Est. cost: $1M - $5M

Learn more

Promote Cool Roofs and Pavements

Near-term

Encourage or mandate the use of cool roofing materials and reflective pavements in new developments and redevelopments to reduce heat absorption.

Est. cost: $100k - $500k (incentives)

Learn more

Develop Heatwave Response Plan

Immediate

Establish a clear community-based plan for responding to heatwaves, including public cooling centres, vulnerable resident support, and public health messaging.

Est. cost: $50k - $100k

Learn more

Enhance Green Infrastructure

Long-term

Integrate more permeable surfaces, rain gardens, and swales into public spaces and private developments to improve stormwater management and reduce runoff.

Est. cost: $2M - $10M

Learn more

About Almurta's Climate Risk Profile

Almurta, located within the City of Monash in Victoria, presents a mixed climate risk profile for its residents. The suburb's overall risk is rated as Medium, largely influenced by significant heat vulnerability. The urbanised nature of Almurta, characterised by extensive development and a substantial amount of impervious surfaces, contributes to a pronounced urban heat island effect. This, combined with the projected increase in the frequency and intensity of heatwaves across Victoria, places Almurta at a high risk during summer months.

The flood risk in Almurta is assessed as low to moderate. While not situated near major rivers, the suburb can experience localised flooding during periods of intense rainfall. This is exacerbated by the high proportion of sealed surfaces, which reduce natural water absorption and can overwhelm drainage systems. Creek systems within or near the suburb may experience minor overflows, impacting low-lying areas after significant storm events.

In contrast, Almurta exhibits a very low risk from bushfires. Its established suburban character, with significant separation from large tracts of native bushland and the presence of well-maintained urban infrastructure, greatly mitigates this threat. The risk is considered stable, with minimal projected changes due to its inherent geographical and developmental characteristics.

Coastal risks are negligible for Almurta, given its inland location far removed from the Victorian coastline. There are no direct threats from sea-level rise or coastal erosion impacting the suburb. This hazard category remains consistently low and stable.

Future climate projections suggest an intensification of existing risks. The heat risk is expected to increase notably by 2050, with more frequent and severe heatwave events. Flood risk is also projected to rise slightly due to more extreme rainfall patterns. Residents should be aware of these evolving risks and consider appropriate adaptation measures, particularly concerning heat resilience.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What is the main climate risk for Almurta residents?

The primary climate risk for Almurta is heat, due to the urban heat island effect and increasing frequency of heatwaves. Localised flooding during intense rainfall is a secondary concern.

Is Almurta at risk of bushfires?

No, Almurta has a very low bushfire risk. It is a well-established urban area with significant distance from major bushland reserves.

How will climate change affect flooding in Almurta?

Climate change is projected to increase the intensity of rainfall events, potentially leading to more frequent and severe localised flooding, particularly in low-lying areas and those with high levels of impervious surfaces.

What can I do to protect my home from heat in Almurta?

Consider planting shade trees, installing awnings, using light-coloured roofing materials, improving insulation, and ensuring adequate ventilation. The council may offer resources or incentives for cool retrofits.

Does Almurta experience coastal erosion or sea-level rise impacts?

No, Almurta is located far inland and is not exposed to any risks associated with sea-level rise or coastal erosion.

Where can I find official flood information for Almurta?

Official flood information, including flood maps for the City of Monash, can be found on the City of Monash Council website under their emergency management or flood information sections.

Get your property's risk report

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Almurta Climate Risk Report | ClimateNest VIC | ClimateNest