VIC478 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Cape Woolamai

Bass Coast Shire Council

High
78

Cape Woolamai, Victoria, faces significant climate risks, particularly from coastal inundation, erosion, and bushfires due to its location and surrounding vegetation.

Cobungra

Alpine

High
72

Cobungra faces significant climate risks, particularly from bushfires and flooding.

Corryong

UNKNOWN

High
72

Corryong faces significant risks from bushfires, floods, and heatwaves, which are projected to increase in severity due to climate change.

Dinner Plain

Alpine

High
72

Dinner Plain is an alpine village in Victoria that faces significant risks from bushfires and increasing heatwaves.

Buninyong

City of Ballarat

Medium
58

Buninyong, located near Ballarat, faces a significant bushfire risk due to its proximity to natural vegetation and a medium to high heat risk exacerbated by climate change.

Chelsea

City of Kingston

Medium
58

Chelsea, VIC, faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Creswick

Hepburn Shire Council

Medium
58

Creswick faces a medium overall climate risk, primarily driven by significant bushfire threats and increasing heatwave intensity.

Dromana

UNKNOWN

Medium
58

Dromana faces moderate climate risks, particularly from heatwaves, flooding, and coastal hazards.

Buln Buln East

Baw Baw Shire Council

Medium
55

Buln Buln East in Victoria faces a moderate overall climate risk, primarily driven by a significant bushfire threat and increasing heatwave intensity.

Buln Buln

Shire of Baw Baw

Medium
55

Buln Buln, Victoria, faces a moderate overall climate risk, with bushfire posing the most significant threat due to its location near bushland interfaces.

Castlemaine

Mount Alexander Shire

Medium
55

Castlemaine faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Churchill Island

Bass Coast Shire Council

Medium
55

Churchill Island faces a growing risk from coastal hazards like erosion and inundation, alongside increasing heatwave intensity.

Coalville

Gippsland

Medium
55

Coalville, Victoria, faces a medium overall climate risk, with significant bushfire and moderate flood and heat risks.

Coghills Creek

Pyrenees Shire Council

Medium
55

Coghills Creek faces a moderate overall climate risk, primarily driven by bushfire threats and a growing concern for heatwaves.

Corinella

Bass Coast Shire Council

Medium
55

Corinella, Victoria, faces a medium overall climate risk, with significant threats from coastal erosion and inundation due to its low-lying position on Western Port Bay.

Coronet Bay

Bass Coast Shire Council

Medium
55

Coronet Bay, VIC, faces a medium overall climate risk, primarily driven by a moderate to high bushfire risk due to its proximity to bushland.

Croydon

Maroondah

Medium
55

Croydon faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Dalyston

Bass Coast Shire Council

Medium
55

Dalyston, Victoria, faces a medium overall climate risk, with bushfire posing the most significant threat due to its location in a prone area.

Darnum

Gippsland Shire Council

Medium
55

Darnum, Victoria, faces a medium overall climate risk, with significant concerns around heatwaves and moderate risks from flooding.

Drouin East

Baw Baw Shire Council

Medium
55

Drouin East in Victoria faces a medium overall climate risk, primarily driven by moderate flood and bushfire threats.

Buckland

Alpine

Medium
52

Buckland faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Buffalo River

Alpine

Medium
52

Buffalo River faces moderate climate risks, primarily from flooding and heatwaves.

Bundoora

City of Banyule

Medium
52

Bundoora faces moderate climate risks, primarily related to flooding and heatwaves.

Bunkers Hill

City of Ballarat

Medium
52

Bunkers Hill faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Burrumbeet

City of Ballarat

Medium
52

Burrumbeet is a suburb in Victoria with a medium overall climate risk.

Canadian

City of Ballarat

Medium
52

Canadian, Victoria, faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

Cann River

UNKNOWN

Medium
52

Cann River faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Cape Paterson

UNKNOWN

Medium
52

Cape Paterson is a coastal town in Victoria facing increasing climate risks, particularly from coastal hazards and heatwaves.

Cardigan

City of Ballarat

Medium
52

Cardigan faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.

Cardigan Village

City of Ballarat

Medium
52

Cardigan Village faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Carrum Downs

Frankston

Medium
52

Carrum Downs faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Carrum

Kingston

Medium
52

Carrum faces moderate climate risks, primarily from flooding and coastal hazards.

Cathcart

Ararat Rural City

Medium
52

Cathcart, VIC, faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Chatsworth

Northern Grampians Shire

Medium
52

Chatsworth faces moderate risks from flooding and heatwaves, with a significant bushfire risk due to its location.

Churchill

Latrobe

Medium
52

Churchill faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in severity.

Clifton Springs

City of Greater Geelong

Medium
52

Clifton Springs faces increasing risks from climate change, particularly related to heatwaves and coastal hazards.

Cobblebank

Melton

Medium
52

Cobblebank faces moderate climate risks, primarily related to heatwaves and flooding.

Cobram

Moira

Medium
52

Cobram is a town in northern Victoria that faces moderate climate risks, primarily from flooding and heatwaves.

Coburg

Moreland

Medium
52

Coburg faces moderate climate risks, primarily from flooding and heatwaves.

Coral Bank

East Gippsland Shire

Medium
52

Coral Bank, VIC, faces a medium overall climate risk.

Corio

City of Greater Geelong

Medium
52

Corio faces a medium level of climate risk, primarily driven by increasing flood and heat risks.

Cowes

Bass Coast

Medium
52

Cowes faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Crowlands

Pyrenees

Medium
52

Crowlands faces moderate risks from flooding, bushfires, and heatwaves.

Dadswells Bridge

UNKNOWN

Medium
52

Dadswells Bridge faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Dandongadale

Rural City of Benalla

Medium
52

Dandongadale faces increasing risks from flooding and heatwaves due to climate change.

Dargo

East Gippsland Shire

Medium
52

Dargo faces moderate risks from flooding and bushfires, which are expected to increase with climate change.

Daylesford

Hepburn

Medium
52

Daylesford faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Dederang

Alpine

Medium
52

Dederang faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Delacombe

Ballarat

Medium
52

Delacombe faces moderate risks from flooding, bushfires, and heatwaves.

Denicull Creek

Loddon Shire

Medium
52

Denicull Creek faces increasing risks from flooding and heatwaves due to climate change.

Diamond Creek

Nillumbik

Medium
52

Diamond Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Dobie

Medium
52

Dobie faces moderate risks from bushfires and heatwaves, with increasing flood risk due to climate change.

Drouin

Baw Baw

Medium
52

Drouin faces increasing risks from flooding and heatwaves due to climate change.

Camberwell

Unknown

Assessment in progress

Chadstone

Unknown

Assessment in progress

Cheltenham

Unknown

Assessment in progress

Collingwood

Unknown

Assessment in progress

Craigieburn

Unknown

Assessment in progress

Dandenong

Unknown

Assessment in progress

Doncaster

Unknown

Assessment in progress

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Victoria Suburbs — Page 2: 2026 Assessments | ClimateNest