VIC478 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Hotham Heights

Alpine

High
72

Hotham Heights faces significant climate risks, particularly from bushfires and flooding.

Kinglake

UNKNOWN

High
72

Kinglake faces significant climate risks, particularly from bushfires and flooding.

Kinglake West

UNKNOWN

High
72

Kinglake West faces significant climate risks, particularly from bushfires and increasing heatwaves.

Launching Place

UNKNOWN

High
72

Launching Place faces significant risks from flooding and bushfires, with increasing heat risk also a concern.

Mallacoota

East Gippsland

High
72

Mallacoota faces significant climate change risks, particularly from bushfires, flooding, heatwaves and coastal hazards.

Heidelberg West

Banyule City Council

Medium
58

Heidelberg West in Victoria faces a medium overall climate risk, primarily driven by significant heatwave risks and a moderate flood risk due to its proximity to the Yarra River.

Ivanhoe East

City of Banyule

Medium
58

Ivanhoe East in Victoria faces a medium overall climate risk, driven significantly by a high susceptibility to heatwaves and a moderate flood risk from nearby waterways.

Ivanhoe

City of Banyule

Medium
58

Ivanhoe, a well-established inner-eastern suburb of Melbourne, faces a medium overall climate risk.

Kerang

Gannawarra

Medium
58

Kerang is a rural town in northern Victoria facing increasing risks from flooding and heatwaves due to climate change.

Kyneton

Macedon Ranges

Medium
58

Kyneton is a town in Victoria that faces moderate risks from flooding and heatwaves, with a lower risk of bushfires.

Lake Wendouree

City of Ballarat

Medium
58

Lake Wendouree faces increasing risks from flooding and heatwaves due to climate change.

Lakes Entrance

UNKNOWN

Medium
58

Lakes Entrance faces increasing climate risks, particularly from flooding, heatwaves and coastal hazards.

Lakeside

Cardinia

Medium
58

Lakeside faces increasing risks from flooding and heatwaves due to climate change.

Lilydale

UNKNOWN

Medium
58

Lilydale faces increasing risks from flooding and heatwaves due to climate change.

Loch Sport

UNKNOWN

Medium
58

Loch Sport faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.

Lorne

Surf Coast

Medium
58

Lorne faces a medium overall climate risk, with bushfire and flood risks being the most prominent.

Lower Plenty

Banyule City Council

Medium
58

Lower Plenty, VIC, faces a medium overall climate risk, primarily driven by increasing heatwave intensity and a moderate flood risk from local waterways.

Macedon

UNKNOWN

Medium
58

Macedon faces moderate risks from flooding and heatwaves, and a high risk from bushfires.

Macleod

City of Banyule

Medium
58

Macleod, VIC, faces a medium overall climate risk, with heatwaves posing the most significant threat due to increasing temperatures and urban heat island effects.

Magpie

City of Greater Geelong

Medium
58

Magpie, Victoria, faces a medium overall climate risk, primarily driven by significant heatwave risks and moderate flood potential.

Horsham

Horsham Rural City

Medium
55

Horsham is a regional city in Victoria that faces moderate climate risks, particularly from flooding and heatwaves.

Icy Creek

Baw Baw Shire Council

Medium
55

Icy Creek, VIC, faces a significant bushfire risk due to its location near extensive bushland.

Jacob Creek

Maroondah City Council

Medium
55

Jacob Creek faces a medium overall climate risk, primarily driven by significant bushfire and high heatwave risks.

Jam Jerrup

Cardinia Shire Council

Medium
55

Jam Jerrup, VIC, faces a medium overall climate risk, primarily driven by high heatwave susceptibility and moderate flood and bushfire risks.

Jindivick

Shire of Baw Baw

Medium
55

Jindivick, a semi-rural suburb in Victoria, faces a medium overall climate risk, primarily driven by significant bushfire threats and increasing flood risks.

Kernot

Bass Coast Shire Council

Medium
55

Kernot, VIC, faces moderate risks from flooding and bushfires, with a significant and increasing threat from heatwaves.

Kialla West

Greater Shepparton

Medium
55

Kialla West faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Kongwak

South Gippsland Shire Council

Medium
55

Kongwak faces a medium overall climate risk, primarily driven by moderate flood and bushfire threats.

Labertouche

Cardinia Shire Council

Medium
55

Labertouche, located in Victoria's Cardinia Shire, faces a significant bushfire risk due to its proximity to natural bushland.

Lance Creek

Bass Coast Shire Council

Medium
55

Lance Creek faces a medium overall climate risk, primarily driven by significant bushfire threats and increasing flood potential.

Lang Lang

Cardinia Shire Council

Medium
55

Lang Lang, VIC, faces a medium to high risk from climate change impacts, particularly bushfires and heatwaves.

Langi Logan

Pyrenees Shire

Medium
55

Langi Logan faces increasing risks from flooding and heatwaves due to climate change.

Longwarry

Cardinia Shire Council

Medium
55

Longwarry, located in Victoria's Gippsland region, faces a medium overall climate risk.

Lucas

UNKNOWN

Medium
55

Lucas, Victoria, faces moderate climate risks, primarily from bushfires and heatwaves.

Heyfield

Wellington

Medium
52

Heyfield faces increasing risks from flooding and heatwaves due to climate change.

Highett

UNKNOWN

Medium
52

Highett faces a medium overall climate risk, with heat and flooding being the primary concerns.

Inverloch

Bass Coast

Medium
52

Inverloch is a coastal town in Victoria that faces moderate climate risks, particularly from flooding, heatwaves and coastal erosion.

Invermay Park

City of Ballarat

Medium
52

Invermay Park faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Invermay

City of Ballarat

Medium
52

Invermay faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Kancoona

Alpine

Medium
52

Kancoona faces moderate climate risks, particularly from flooding and bushfires.

Kangaroo Flat

City of Greater Bendigo

Medium
52

Kangaroo Flat faces increasing risks from flooding and heatwaves due to climate change.

Kergunyah South

Indigo

Medium
52

Kergunyah South faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Kilcunda

Bass Coast

Medium
52

Kilcunda is a coastal town in Victoria facing increasing climate risks.

Kilmore

Mitchell

Medium
52

Kilmore faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Korumburra

South Gippsland

Medium
52

Korumburra faces increasing risks from flooding and heatwaves due to climate change.

Kyabram

UNKNOWN

Medium
52

Kyabram faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Lake Bolac

Ararat

Medium
52

Lake Bolac faces moderate climate risks, primarily from flooding and heatwaves.

Lake Gardens

City of Ballarat

Medium
52

Lake Gardens is a suburb in Ballarat, Victoria, that faces moderate climate risks, primarily from flooding and heatwaves.

Lara

City of Greater Geelong

Medium
52

Lara faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Learmonth

Pyrenees Shire

Medium
52

Learmonth is a rural town in Victoria facing increasing climate risks.

Lismore

UNKNOWN

Medium
52

Lismore, VIC, faces a moderate overall climate risk.

Loch

South Gippsland

Medium
52

Loch, Victoria, faces moderate climate risks, primarily from flooding and bushfires.

Long Gully

City of Greater Bendigo

Medium
52

Long Gully faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Mafeking

Northern Grampians Shire

Medium
52

Mafeking faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Maffra

Wellington

Medium
52

Maffra faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Manly

UNKNOWN

Medium
52

Manly, VIC, faces increasing risks from climate change, particularly related to heatwaves and coastal hazards.

Maribyrnong

UNKNOWN

Medium
52

Maribyrnong faces increasing risks from flooding and heatwaves due to climate change.

Hoppers Crossing

Unknown

Assessment in progress

Laverton

Unknown

Assessment in progress

Manningham

Unknown

Assessment in progress

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections