VIC478 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Nsw

UNKNOWN

High
72

Nsw, Victoria faces increasing climate risks, particularly from bushfires and heatwaves.

Olinda

Yarra Ranges

High
72

Olinda faces significant climate risks, particularly from bushfires and flooding.

Qld

UNKNOWN

High
72

Qld, VIC faces significant climate risks, particularly from bushfires and heatwaves.

Rhymney

Rural City of Benalla

High
72

Rhymney faces significant climate risks, particularly from bushfires, floods and heatwaves.

Paynesville

East Gippsland

Medium
58

Paynesville faces a medium overall climate risk, primarily driven by flooding, heatwaves, and coastal hazards.

Point Lonsdale

Queenscliffe

Medium
58

Point Lonsdale faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Port Albert

UNKNOWN

Medium
58

Port Albert faces increasing climate risks, particularly from flooding, heatwaves and coastal hazards.

Port Campbell

UNKNOWN

Medium
58

Port Campbell faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.

Port Melbourne

City of Port Phillip

Medium
58

Port Melbourne faces increasing risks from climate change, particularly related to coastal inundation, heatwaves, and flooding.

Portsea

Mornington Peninsula

Medium
58

Portsea faces a medium overall climate risk, with coastal hazards and bushfire risk being the most significant concerns.

Queenscliff

UNKNOWN

Medium
58

Queenscliff is a coastal town facing increasing risks from climate change.

Rhyll

Bass Coast Shire Council

Medium
58

Rhyll, Victoria, faces a medium overall climate risk, with significant threats from coastal inundation and heatwaves.

Rosanna

Banyule City Council

Medium
58

Rosanna, a suburb in Melbourne's northeast, faces moderate climate risks, primarily driven by increasing heatwave intensity and a significant flood risk due to its proximity to the Yarra River.

Rosebud

Mornington Peninsula

Medium
58

Rosebud faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.

Rosebud West

Mornington Peninsula

Medium
58

Rosebud West faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Rye

Mornington Peninsula

Medium
58

Rye faces a medium overall climate risk, with the most significant threats being heatwaves and flooding.

Sale

Wellington

Medium
58

Sale faces increasing risks from flooding, heatwaves, and bushfires due to climate change.

Norlane

UNKNOWN

Medium
55

Norlane faces a moderate climate risk, primarily from heatwaves, flooding, and coastal hazards.

North Wonthaggi

Bass Coast Shire Council

Medium
55

North Wonthaggi faces a medium overall climate risk, with significant concerns around heatwaves and increasing flood potential.

Outtrim

South Gippsland Shire Council

Medium
55

Outtrim, Victoria, faces a moderate overall climate risk, with bushfire posing the most significant threat due to its proximity to natural vegetation.

Patterson Lakes

UNKNOWN

Medium
55

Patterson Lakes faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.

Piedmont

City of Yarra Ranges

Medium
55

Piedmont, VIC, faces a medium overall climate risk, with bushfire posing the most significant threat due to its location within a fire-prone area.

Pioneer Bay

Bass Coast Shire Council

Medium
55

Pioneer Bay, Victoria, faces significant coastal and heat risks due to its low-lying coastal location and rising temperatures.

Port Welshpool

UNKNOWN

Medium
55

Port Welshpool faces increasing climate risks, particularly from coastal hazards and flooding.

Pound Creek

South Gippsland Shire Council

Medium
55

Pound Creek, Victoria, faces a medium overall climate risk, with flood and heat being the primary concerns.

Princetown

UNKNOWN

Medium
55

Princetown faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.

Rawson

Gippsland Shire Council

Medium
55

Rawson, Victoria, faces a significant bushfire risk due to its location within a high-risk zone and surrounding vegetation.

Romsey

Macedon Ranges

Medium
55

Romsey faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Rossbridge

Melton

Medium
55

Rossbridge faces increasing risks from heatwaves and flooding due to climate change.

Roxburgh Park

City of Hume

Medium
55

Roxburgh Park, VIC, faces a medium overall climate risk, with heatwaves being the most significant concern.

Ryanston

Bass Coast Shire Council

Medium
55

Ryanston faces a medium overall climate risk, with significant threats from bushfire and coastal hazards.

San Remo

Bass Coast Shire Council

Medium
55

San Remo faces significant coastal and heat risks, with increasing threats from bushfires and moderate flood potential.

North Geelong

Greater Geelong

Medium
52

North Geelong faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Northcote

UNKNOWN

Medium
52

Northcote faces increasing risks from flooding and heatwaves due to climate change.

Norval

Moorabool

Medium
52

Norval faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Nug Nug

Alpine

Medium
52

Nug Nug faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Numurkah

Moira

Medium
52

Numurkah faces increasing risks from flooding and heatwaves due to climate change.

Ocean Grove

City of Greater Geelong

Medium
52

Ocean Grove is a coastal suburb in Victoria facing moderate climate risks.

Omeo

UNKNOWN

Medium
52

Omeo faces moderate risks from flooding, bushfires, and heatwaves.

Orbost

East Gippsland Shire

Medium
52

Orbost is a town in East Gippsland, Victoria, that faces moderate risks from flooding and bushfires, which are expected to increase with climate change.

Ovens

Rural City of Wangaratta

Medium
52

Ovens, Victoria, faces moderate climate risks, primarily from flooding and heatwaves.

Park Orchards

Manningham

Medium
52

Park Orchards faces moderate risks from flooding, bushfires, and heatwaves.

Plenty

UNKNOWN

Medium
52

Plenty faces increasing risks from flooding and heatwaves due to climate change.

Pomonal

Northern Grampians Shire

Medium
52

Pomonal faces moderate risks from flooding, bushfires, and heatwaves.

Porepunkah

Alpine

Medium
52

Porepunkah faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.

Port Fairy

Moyne

Medium
52

Port Fairy faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Portarlington

City of Greater Geelong

Medium
52

Portarlington faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Pura Pura

Gannawarra

Medium
52

Pura Pura faces moderate climate risks, primarily from flooding and heatwaves.

Redan

City of Ballarat

Medium
52

Redan faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Reservoir

City of Darebin

Medium
52

Reservoir faces moderate climate risks, primarily from flooding and heatwaves.

Rocky Point

Medium
52

Rocky Point faces increasing risks from climate change, particularly related to heatwaves and flooding.

Rosewhite

Alpine

Medium
52

Rosewhite faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Running Creek

Southern Grampians Shire

Medium
52

Running Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Oakleigh

Unknown

Assessment in progress

Point Cook

Unknown

Assessment in progress

Preston

Unknown

Assessment in progress

Richmond

Moderate

Assessment in progress

Richmond

Unknown

Assessment in progress

Ringwood

Unknown

Assessment in progress

Sandringham

Unknown

Assessment in progress

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections