San Remo Climate Risk Profile

San Remo, Victoria· Bass Coast Shire Council· 3925
Updated June 2026

San Remo faces significant coastal and heat risks, with increasing threats from bushfires and moderate flood potential. Proactive adaptation is crucial for long-term resilience.

Is San Remo Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for San Remo, Victoria, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for San Remo

Flood

Low to moderate flood risk, primarily from minor inundation during extreme rainfall events and potential storm surge impacts.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Moderate bushfire risk due to proximity to coastal heath and grasslands, with potential for ember attack.

Key drivers:

  • ·Increased fire weather days
  • ·Fuel load accumulation

Heat

High heat risk, with significant increases in the frequency and intensity of heatwaves.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent extreme heat days

Coastal

Very high coastal risk due to low elevation, exposure to sea level rise, and coastal erosion.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for San Remo

Detailed Hazard Analysis

heat Risk

High heat risk, with significant increases in the frequency and intensity of heatwaves.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent extreme heat days
  • ·Urban heat island effect (limited)
Data source

flood Risk

Low to moderate flood risk, primarily from minor inundation during extreme rainfall events and potential storm surge impacts.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Storm surge
Data source

coastal Risk

Very high coastal risk due to low elevation, exposure to sea level rise, and coastal erosion.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
  • ·Coastal erosion
Data source

bushfire Risk

Moderate bushfire risk due to proximity to coastal heath and grasslands, with potential for ember attack.

Primary Drivers

  • ·Increased fire weather days
  • ·Fuel load accumulation
  • ·Drier vegetation
Data source

What This Means for Property Owners

Insurance Outlook

Increasing premiums and potential for reduced cover due to high coastal and bushfire risks.

Price Impact

Potential negative impact on property values in high-risk coastal and bushfire-affected areas.

Buyer Checklist

  • 1.Check flood and bushfire overlays on council planning maps.
  • 2.Review property elevation and proximity to coast/bushland.
  • 3.Inquire about past insurance claims and current premium costs.
  • 4.Assess property's resilience to heatwaves (e.g., cooling, insulation).
  • 5.Understand local emergency evacuation routes and plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Coastal Defence and Dune Restoration

Near-term

Implement and maintain robust coastal defence structures (e.g., seawalls, groynes) and invest in dune restoration programs to mitigate erosion and inundation from sea level rise and storm surges.

Est. cost: $$$$

Learn more

Heatwave Action Plan

Immediate

Develop and implement a comprehensive heatwave action plan, including establishing cooling centres, public awareness campaigns on heat safety, and upgrading infrastructure to improve thermal resilience.

Est. cost: $$

Learn more

Bushfire Preparedness and Fuel Management

Near-term

Enhance bushfire preparedness through strategic fuel management in surrounding areas, community education on Fire Danger Ratings, and ensuring properties comply with the Fire Regulations.

Est. cost: $$

Learn more

Stormwater Management and Flood Mitigation

Near-term

Upgrade stormwater drainage systems to cope with increased rainfall intensity and implement localized flood mitigation measures in known inundation hotspots.

Est. cost: $$$

Learn more

Building Code Updates for Resilience

Long-term

Advocate for and adopt updated building codes that mandate higher standards for resilience against coastal hazards, extreme heat, and bushfire threats.

Est. cost: $$

Learn more

About San Remo's Climate Risk Profile

San Remo, a coastal town in Victoria, is situated in a region with a complex climate risk profile. Its low-lying coastal position makes it particularly vulnerable to the impacts of sea level rise, storm surges, and coastal erosion. These factors contribute to a high overall climate risk score, demanding careful consideration for residents and future development.

The suburb experiences a moderate risk of bushfires, primarily due to its proximity to coastal heathlands and grasslands. While not as severe as some inland areas, the risk of ember attack and the potential for fires to spread rapidly in dry conditions are significant concerns, especially during hotter, drier summers.

Heatwaves pose a substantial and growing threat to San Remo. With rising average temperatures and an increasing frequency of extreme heat days, the health and well-being of residents, particularly vulnerable populations, are at risk. The potential for heat stress events necessitates robust public health strategies and infrastructure resilience.

Flood risk in San Remo is primarily associated with extreme rainfall events and storm surges, exacerbated by sea level rise. While major riverine flooding is less of a concern, localized inundation and coastal flooding during severe weather events can impact properties and infrastructure. The combination of these hazards underscores the need for comprehensive climate adaptation planning.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What is the primary climate risk for San Remo?

The primary climate risks for San Remo are coastal inundation and erosion due to sea level rise, and increasingly severe heatwaves. Bushfire risk is also a significant concern.

How will sea level rise affect San Remo?

Sea level rise will increase the frequency and severity of coastal flooding, storm surges, and coastal erosion, potentially impacting properties and infrastructure along the foreshore and in low-lying areas.

Is San Remo prone to bushfires?

Yes, San Remo is located in a bushfire-prone area due to its proximity to coastal heath and grasslands. Ember attack from nearby fires is a key risk.

What can I do to prepare my property for climate risks in San Remo?

Prepare by understanding your property's specific risks (flood, bushfire, heat), maintaining your property (e.g., clearing gutters, managing vegetation), having an emergency plan, and considering climate-resilient building materials.

Where can I find more information about climate risks in Bass Coast Shire?

You can find detailed information on the Bass Coast Shire Council website, including their Environment and Sustainability Strategy, planning scheme maps, and emergency management resources.

How often are heatwaves expected to increase in San Remo?

Climate projections indicate a significant increase in the frequency and intensity of heatwaves in San Remo, with more extreme heat days expected each year by mid-century.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in San Remo, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections