VIC478 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Warburton

UNKNOWN

High
72

Warburton faces significant risks from flooding and bushfires due to its location and the impacts of climate change.

Wartook

UNKNOWN

High
72

Wartook faces significant climate risks, particularly from bushfires and heatwaves.

Wattle Flat

Pyrenees Shire

High
72

Wattle Flat faces significant climate-related risks, particularly from bushfires, heatwaves and flooding.

Wongungarra

Alpine

High
72

Wongungarra faces significant climate risks, particularly from bushfires and flooding.

Wonnangatta

Alpine

High
72

Wonnangatta faces significant climate risks, particularly from bushfires and flooding.

Yalla-Y-Poora

Gannawarra

High
72

Yalla-Y-Poora faces significant climate risks, primarily from flooding and heatwaves.

Viewbank

Banyule City Council

Medium
58

Viewbank faces a medium overall climate risk, with significant heat exposure and moderate flood potential.

Warrandyte

UNKNOWN

Medium
58

Warrandyte faces moderate climate risks, primarily from flooding and bushfires.

Warrnambool

UNKNOWN

Medium
58

Warrnambool faces a moderate climate risk, primarily driven by increasing flood, heatwave, and coastal hazards.

Watsonia North

Banyule City Council

Medium
58

Watsonia North faces a medium overall climate risk, primarily driven by significant heatwave vulnerability and increasing bushfire and flood risks.

Watsonia

Banyule City Council

Medium
58

Watsonia faces a medium overall climate risk, primarily driven by increasing heatwave intensity and moderate flood and bushfire risks.

Wattle Glen

Nillumbik

Medium
58

Wattle Glen faces moderate risks from flooding and bushfires, with increasing trends due to climate change.

Yallambie

City of Banyule

Medium
58

Yallambie, VIC, faces a medium overall climate risk, with significant vulnerabilities to heatwaves and moderate risks from flooding.

Yarra Glen

Yarra Ranges

Medium
58

Yarra Glen faces moderate climate risks, primarily from flooding and bushfires.

Upwey

Yarra Ranges

Medium
55

Upwey is a suburb in the Dandenong Ranges with a medium overall climate risk.

Ventnor

Bass Coast Shire Council

Medium
55

Ventnor, located on Phillip Island, faces a medium overall climate risk, primarily driven by significant coastal hazards including erosion and inundation.

Venus Bay

UNKNOWN

Medium
55

Venus Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal erosion.

Vesper

Bass Coast Shire Council

Medium
55

Vesper, VIC, faces a medium overall climate risk, with bushfire posing the most significant threat due to surrounding vegetation.

Vic

UNKNOWN

Medium
55

Vic faces several climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.

Wattle Bank

Cardinia Shire Council

Medium
55

Wattle Bank, VIC, faces a medium overall climate risk, with significant threats from bushfires and heatwaves.

Weatherboard

Moorabool Shire Council

Medium
55

Weatherboard, VIC, faces a medium overall climate risk, primarily driven by increasing bushfire and flood threats.

West Creek

City of Ballarat

Medium
55

West Creek faces a medium overall climate risk, primarily driven by increasing heatwave intensity and moderate flood risks.

Westbury

City of Ballarat

Medium
55

Westbury, located in Victoria, faces a medium overall climate risk, primarily driven by bushfire and increasing heatwave intensity.

Willow Grove

City of Casey

Medium
55

Willow Grove faces a medium overall climate risk, primarily driven by significant heatwave and moderate flood risks.

Wimbledon Heights

City of Monash

Medium
55

Wimbledon Heights in Victoria faces a growing heat risk due to rising temperatures and urbanisation, with moderate flood potential from nearby waterways.

Woodleigh

City of Cardinia

Medium
55

Woodleigh faces a medium overall climate risk, primarily driven by increasing bushfire and flood threats.

Woolamai

Bass Coast Shire Council

Medium
55

Woolamai, Victoria, faces a medium overall climate risk, with significant threats from increasing heatwaves and bushfire potential.

Yarragon South

Shire of Baw Baw

Medium
55

Yarragon South in Victoria faces moderate risks from flooding and bushfires, with increasing concerns due to climate change.

Yarragon

Baw Baw Shire Council

Medium
55

Yarragon, Victoria, faces a medium overall climate risk, with significant concerns around heatwaves and moderate risks from flooding and bushfires.

Yarram

Wellington

Medium
55

Yarram is a town in Victoria that faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Yea

Murrindindi

Medium
55

Yea is a town in Victoria, Australia, located northeast of Melbourne.

Wa

UNKNOWN

Medium
52

Wa, Victoria faces moderate climate risks, primarily from bushfires and heatwaves.

Wallan

Mitchell

Medium
52

Wallan faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Wandiligong

Alpine

Medium
52

Wandiligong faces moderate risks from flooding and bushfires, which are projected to increase with climate change.

Wangaratta

Rural City of Wangaratta

Medium
52

Wangaratta faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Wantirna

Knox

Medium
52

Wantirna faces moderate climate risks, primarily from heatwaves and flooding.

Warracknabeal

Yarriambiack Shire

Medium
52

Warracknabeal faces moderate climate risks, primarily from flooding and heatwaves.

Warragul

Baw Baw

Medium
52

Warragul faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Warrak

Pyrenees Shire

Medium
52

Warrak is a rural locality in Victoria, facing moderate risks from bushfires, floods and heatwaves.

Warrandyte South

UNKNOWN

Medium
52

Warrandyte South faces moderate climate risks, primarily from flooding and bushfires.

Warrenheip

City of Ballarat

Medium
52

Warrenheip faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in severity.

Waubra

Pyrenees

Medium
52

Waubra is a rural town in Victoria facing increasing risks from bushfires, heatwaves and flooding.

Wendouree

City of Ballarat

Medium
52

Wendouree faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Werribee South

Wyndham

Medium
52

Werribee South is a coastal suburb facing increasing risks from climate change.

Westmere

Pyrenees Shire

Medium
52

Westmere faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.

Wickliffe

Ararat Rural City

Medium
52

Wickliffe faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Willaura North

Ararat Rural City

Medium
52

Willaura North faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Willaura

Ararat Rural City

Medium
52

Willaura faces moderate risks from bushfires and flooding, with increasing heat risk.

Windermere

City of Ballarat

Medium
52

Windermere faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wodonga

Wodonga

Medium
52

Wodonga faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Wonthaggi

Bass Coast

Medium
52

Wonthaggi faces moderate climate risks, primarily from flooding and coastal hazards.

Woodend

Macedon Ranges

Medium
52

Woodend faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Woorndoo

Southern Grampians Shire

Medium
52

Woorndoo faces moderate risks from flooding and heatwaves, and a high risk of bushfires.

Wynnum

UNKNOWN

Medium
52

Wynnum faces moderate risks from flooding, heatwaves, and coastal hazards.

Yarrawonga

UNKNOWN

Medium
52

Yarrawonga faces moderate climate risks, primarily related to flooding and heatwaves.

Werribee

Unknown

Assessment in progress

Williamstown

Unknown

Assessment in progress

Wyndham Vale

Unknown

Assessment in progress

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections