Climate Risk Profile: Yarrawonga, VIC

Yarrawonga, Victoria
Updated Apr 2026

Yarrawonga faces moderate climate risks, primarily related to flooding and heatwaves. The risk of these events is projected to increase in the future due to climate change. Residents should take steps to prepare for these hazards.

Is Yarrawonga Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Yarrawonga, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Yarrawonga

Flood

Yarrawonga faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

The bushfire risk in Yarrawonga is relatively low compared to other regions in Victoria. However, dry conditions and increasing temperatures can elevate the risk during peak fire seasons.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Yarrawonga experiences high temperatures during summer, and heatwaves are becoming more frequent and intense due to climate change. This poses a significant risk to vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Yarrawonga is located inland and does not face any direct coastal risks such as sea-level rise or coastal erosion.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Yarrawonga

Detailed Hazard Analysis

heat Risk

Yarrawonga experiences high temperatures during summer, and heatwaves are becoming more frequent and intense due to climate change. This poses a significant risk to vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Yarrawonga faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development
Data source

coastal Risk

Yarrawonga is located inland and does not face any direct coastal risks such as sea-level rise or coastal erosion.

Data source

bushfire Risk

The bushfire risk in Yarrawonga is relatively low compared to other regions in Victoria. However, dry conditions and increasing temperatures can elevate the risk during peak fire seasons.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and heatwaves.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider the long-term climate risks when making a purchase decision.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to protect against flooding, such as levees and improved drainage systems.

Est. cost: High

Learn more

Develop a Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves, including cooling centers and community outreach programs.

Est. cost: Medium

Learn more

Enhance Bushfire Preparedness

Near-term

Implement community education programs and support residents in preparing their properties for bushfires.

Est. cost: Low

Learn more

Upgrade Water Infrastructure

Long-term

Invest in upgrading water infrastructure to ensure a reliable water supply during periods of drought and heatwaves.

Est. cost: High

Learn more

About Yarrawonga's Climate Risk Profile

Yarrawonga, located in northern Victoria, is particularly vulnerable to the impacts of climate change due to its geographical location and existing infrastructure. The primary risks include increased flooding from the Murray River and more frequent and intense heatwaves during the summer months.

The risk of flooding is expected to increase as climate change leads to more intense rainfall events. This can overwhelm existing drainage systems and cause significant damage to property and infrastructure. The Murray River, being a major waterway, poses a continuous threat during periods of heavy rainfall.

Heatwaves are also a significant concern, with rising average temperatures and more frequent extreme heat events. This can lead to heat stress and other health problems, particularly for vulnerable populations such as the elderly and those with pre-existing medical conditions.

While bushfire risk is relatively lower compared to other parts of Victoria, it is still a factor to consider, especially during dry periods. Proper management of vegetation and adherence to fire safety guidelines are essential.

Adapting to these changes will require a combination of infrastructure improvements, community awareness programs, and individual preparedness measures. By taking proactive steps, Yarrawonga can mitigate the worst impacts of climate change and build a more resilient community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Yarrawonga?

The main climate change risks for Yarrawonga are increased flooding from the Murray River and more frequent and intense heatwaves.

How will climate change affect property values in Yarrawonga?

Properties in flood-prone areas may experience a decrease in value due to the increased risk of flooding.

What is the council doing to address climate change in Yarrawonga?

The Moira Shire Council is developing and implementing strategies to mitigate and adapt to the impacts of climate change, including infrastructure improvements and community education programs.

How can I prepare my home for a heatwave in Yarrawonga?

You can prepare your home for a heatwave by ensuring you have adequate insulation, air conditioning or fans, and a supply of water. It's also important to stay informed about heatwave warnings and take steps to protect yourself and your family.

Where can I find information about flood risks in Yarrawonga?

You can find information about flood risks in Yarrawonga on the Moira Shire Council website and the Bureau of Meteorology website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Yarrawonga, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections