VIC478 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Noojee

Baw Baw Shire Council

High
78

Noojee, Victoria, faces significant bushfire and flood risks due to its location within dense forests and near waterways.

Marysville

UNKNOWN

High
72

Marysville faces significant climate risks, particularly from bushfires and flooding.

Mooroopna

Greater Shepparton

High
72

Mooroopna faces significant climate risks, particularly from flooding and heatwaves.

Mount Buffalo

Alpine

High
72

Mount Buffalo faces significant climate risks, particularly from bushfires and heatwaves.

Mount Cole

Pyrenees Shire

High
72

Mount Cole faces significant climate risks, particularly from bushfires and heatwaves.

Mount Macedon

Macedon Ranges

High
72

Mount Macedon faces significant risks from bushfires and moderate risks from flooding and heatwaves.

Melbourne CBD

Melbourne

Medium
58

Melbourne CBD faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.

Melton South

Melton

Medium
58

Melton South faces increasing risks from flooding and heatwaves due to climate change.

Merriang South

Mitchell Shire

Medium
58

Merriang South faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Mildura

Mildura Rural City

Medium
58

Mildura faces increasing risks from heatwaves and flooding due to climate change.

Moe

Latrobe City

Medium
58

Moe faces increasing risks from flooding and heatwaves due to climate change.

Montmorency

Banyule City Council

Medium
58

Montmorency, VIC, faces a significant bushfire risk due to its proximity to bushland and an increasing risk from heatwaves.

Mornington

Mornington Peninsula Shire

Medium
58

Mornington faces a moderate climate risk, primarily from flooding, heatwaves, and coastal erosion.

Mount Clear

City of Ballarat

Medium
58

Mount Clear, Victoria, faces a medium overall climate risk, with bushfire and heat posing the most significant threats.

Mount Helen

City of Ballarat

Medium
58

Mount Helen, located in Victoria, faces a medium overall climate risk, with bushfire and heat posing the most significant threats.

Maryborough

UNKNOWN

Medium
55

Maryborough faces increasing risks from heatwaves and flooding due to climate change.

Moe South

UNKNOWN

Medium
55

Moe South faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Moondarra

Wellington Shire Council

Medium
55

Moondarra, Victoria, faces a notable bushfire risk due to its proximity to surrounding bushland and a moderate flood risk associated with the Latrobe River.

Mooroolbark

Yarra Ranges

Medium
55

Mooroolbark faces increasing risks from flooding and heatwaves due to climate change.

Narracan

Warragul

Medium
55

Narracan, Victoria, faces a significant bushfire risk due to its proximity to dense vegetation and increasing hot days.

Nayook

Baw Baw Shire Council

Medium
55

Nayook, located in Victoria's Baw Baw Shire, faces a medium overall climate risk, primarily driven by significant bushfire and moderate flood hazards.

Neerim East

Baw Baw Shire Council

Medium
55

Neerim East in Victoria faces a moderate overall climate risk, primarily driven by a significant bushfire threat due to its proximity to forested areas.

Neerim Junction

Baw Baw Shire Council

Medium
55

Neerim Junction faces a medium overall climate risk, primarily driven by significant bushfire threats and increasing flood risks.

Neerim North

Warragul

Medium
55

Neerim North in Victoria faces a moderate overall climate risk, primarily driven by a significant bushfire threat due to its proximity to forested areas.

Neerim South

Baw Baw Shire Council

Medium
55

Neerim South faces a medium overall climate risk, primarily driven by significant bushfire threats and increasing flood and heat risks.

Newhaven

Bass Coast Shire Council

Medium
55

Newhaven, VIC, faces a medium overall climate risk, with significant threats from coastal processes and bushfires.

Nilma North

Baw Baw Shire Council

Medium
55

Nilma North, Victoria, faces a medium overall climate risk, with significant concerns around heatwaves and moderate risks from flooding and bushfires.

Marlo

East Gippsland

Medium
52

Marlo faces increasing risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change.

Maroona

Southern Grampians Shire

Medium
52

Maroona faces moderate climate risks, primarily from bushfires and flooding.

Melton West

Melton

Medium
52

Melton West faces moderate climate risks, primarily related to heatwaves and flooding.

Merriang

Shire of Mitchell

Medium
52

Merriang faces increasing risks from flooding and heatwaves due to climate change.

Middle Creek

Alpine

Medium
52

Middle Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Miners Rest

City of Ballarat

Medium
52

Miners Rest faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mininera

Ararat Rural City

Medium
52

Mininera faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Mitchell Park

City of Ballarat

Medium
52

Mitchell Park faces moderate climate risks, primarily related to flooding and heatwaves.

Monbulk

Yarra Ranges

Medium
52

Monbulk faces moderate risks from bushfires, flooding, and heatwaves, which are projected to increase with climate change.

Mongans Bridge

Strathbogie

Medium
52

Mongans Bridge faces increasing risks from flooding and heatwaves due to climate change.

Mordialloc

Kingston

Medium
52

Mordialloc is a bayside suburb in Melbourne facing increasing climate risks.

Morwell

Latrobe City

Medium
52

Morwell faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mount Beauty

Alpine

Medium
52

Mount Beauty faces moderate risks from flooding and bushfires, with increasing heat risk.

Mount Bolton

Pyrenees Shire

Medium
52

Mount Bolton faces increasing risks from bushfires, heatwaves and flooding.

Mount Cole Creek

Pyrenees Shire

Medium
52

Mount Cole Creek faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Mount Pleasant

City of Ballarat

Medium
52

Mount Pleasant faces moderate risks from flooding and heatwaves, which are projected to increase in the future.

Mount Rowan

City of Ballarat

Medium
52

Mount Rowan faces moderate risks from bushfires, heatwaves, and flooding.

Moyston

Ararat Rural City

Medium
52

Moyston faces moderate risks from bushfires, heatwaves and flooding.

Mudgegonga

Alpine

Medium
52

Mudgegonga faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Murchison

Greater Shepparton

Medium
52

Murchison faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.

Myrtleford

Alpine

Medium
52

Myrtleford is a town in northeast Victoria that faces moderate risks from flooding, bushfires, and heatwaves.

Narrapumelap South

Northern Grampians Shire

Medium
52

Narrapumelap South faces moderate risks from flooding and heatwaves, with some bushfire risk.

Nerrin Nerrin

Corangamite

Medium
52

Nerrin Nerrin faces a medium overall climate risk, primarily driven by increasing flood and heatwave risks.

Nerrina

City of Ballarat

Medium
52

Nerrina faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

Newington

Pyrenees

Medium
52

Newington faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Noosa

UNKNOWN

Medium
52

Noosa, VIC, faces increasing risks from bushfires, floods, and heatwaves.

Melbourne

Moderate

Assessment in progress

Melbourne

Unknown

Assessment in progress

Melton

Unknown

Assessment in progress

Mentone

Unknown

Assessment in progress

Moorabbin

Unknown

Assessment in progress

Mount Waverley

Unknown

Assessment in progress

Noble Park

Unknown

Assessment in progress

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections