Climate Risk in Mornington, Victoria

Mornington, Victoria· Mornington Peninsula Shire· 3931
Updated Apr 2026

Mornington faces a moderate climate risk, primarily from flooding, heatwaves, and coastal erosion. These risks are projected to increase in the future due to climate change.

Is Mornington Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Mornington, Victoria, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Mornington

Flood

Mornington faces a moderate risk of flooding due to its proximity to Port Phillip Bay and local waterways. Intense rainfall events can lead to flash flooding, particularly in low-lying areas and near creeks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The bushfire risk in Mornington is moderate, with areas bordering bushland being more vulnerable. Hot, dry summers and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Mornington is experiencing an increase in the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Coastal erosion and sea level rise pose a threat to Mornington's coastline. Low-lying areas are particularly vulnerable to inundation during storm surges.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Mornington

Detailed Hazard Analysis

heat Risk

Mornington is experiencing an increase in the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Mornington faces a moderate risk of flooding due to its proximity to Port Phillip Bay and local waterways. Intense rainfall events can lead to flash flooding, particularly in low-lying areas and near creeks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Coastal erosion and sea level rise pose a threat to Mornington's coastline. Low-lying areas are particularly vulnerable to inundation during storm surges.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The bushfire risk in Mornington is moderate, with areas bordering bushland being more vulnerable. Hot, dry summers and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas prone to flooding and coastal erosion.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and coastal erosion risk assessments.
  • 2.Assess bushfire risk and prepare a bushfire survival plan.
  • 3.Consider the potential impacts of heatwaves on property and health.
  • 4.Review insurance coverage for climate-related risks.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to reduce the risk of flash flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect against erosion and sea level rise.

Est. cost: High

Learn more

Develop a heatwave response plan

Immediate

Establish cooling centers and provide support to vulnerable populations during heatwaves.

Est. cost: Low

Learn more

Promote bushfire preparedness

Near-term

Educate residents about bushfire risks and encourage them to prepare their properties and develop survival plans.

Est. cost: Low

Learn more

About Mornington's Climate Risk Profile

Mornington, located on the Mornington Peninsula, is increasingly vulnerable to the impacts of climate change. The suburb's proximity to Port Phillip Bay and surrounding bushland makes it susceptible to flooding, coastal erosion, and bushfires. Rising temperatures and more frequent heatwaves also pose a significant threat to the community.

Flooding is a major concern for Mornington, with intense rainfall events leading to flash flooding in low-lying areas. Sea level rise is exacerbating this risk, increasing the likelihood of coastal inundation during storm surges. The Mornington Peninsula Shire Council is working to improve drainage infrastructure and implement flood mitigation measures.

The bushfire risk in Mornington is moderate, with areas bordering bushland being particularly vulnerable. Hot, dry summers and strong winds can create ideal conditions for bushfires to spread rapidly. Residents are encouraged to prepare their properties and develop bushfire survival plans.

Heatwaves are becoming more frequent and intense in Mornington, posing a significant risk to vulnerable populations. The elderly, children, and those with chronic health conditions are particularly susceptible to heat stress. The council is implementing heatwave response plans and providing cooling centers for residents.

Coastal erosion is also a growing concern for Mornington, with rising sea levels threatening beaches and coastal infrastructure. The council is undertaking coastal protection works to mitigate the impacts of erosion and protect valuable assets.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Mornington?

The main climate change risks in Mornington are flooding, heatwaves, coastal erosion, and bushfires. These risks are projected to increase in the future due to rising temperatures and sea levels.

How is the council addressing climate change?

The Mornington Peninsula Shire Council is implementing a range of measures to address climate change, including upgrading drainage infrastructure, constructing coastal defenses, and developing a heatwave response plan.

What can residents do to prepare for climate change?

Residents can prepare for climate change by checking flood maps, assessing bushfire risk, considering the potential impacts of heatwaves, and reviewing insurance coverage for climate-related risks.

Where can I find more information about climate change in Mornington?

You can find more information about climate change in Mornington on the Mornington Peninsula Shire Council website and the websites of relevant state government agencies.

Are there any specific areas in Mornington that are more at risk from climate change?

Yes, low-lying coastal areas are more vulnerable to sea level rise and coastal erosion, while areas bordering bushland are more at risk from bushfires. Properties near Tanti Creek are more prone to flooding.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Mornington, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections