Climate Risk Assessment for Moe, VIC

Moe, Victoria· Latrobe City· 3825
Updated Apr 2026

Moe faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more frequent extreme weather events.

Is Moe Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moe, Victoria, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Moe

Flood

Moe faces a moderate risk of flooding, primarily from the Latrobe River and local creeks. Increased rainfall intensity could exacerbate this risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Moe has a moderate bushfire risk due to its proximity to bushland areas. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Moe is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Moe is not directly exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Moe

Detailed Hazard Analysis

heat Risk

Moe is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Moe faces a moderate risk of flooding, primarily from the Latrobe River and local creeks. Increased rainfall intensity could exacerbate this risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Aging infrastructure
Data source

coastal Risk

Moe is not directly exposed to coastal risks.

Data source

bushfire Risk

Moe has a moderate bushfire risk due to its proximity to bushland areas. Drier conditions and higher temperatures could increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and bushfire overlays.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Develop a household emergency plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Upgrade drainage infrastructure and implement flood mitigation measures along the Latrobe River.

Est. cost: Medium

Learn more

Develop a Heat Action Plan

Immediate

Establish cooling centers, provide public education on heat safety, and support vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Enhance Bushfire Preparedness

Near-term

Conduct community education programs, improve firebreaks, and support residents in preparing their properties for bushfires.

Est. cost: Medium

Learn more

Promote Water Conservation

Long-term

Implement water restrictions, encourage water-efficient landscaping, and invest in water recycling infrastructure.

Est. cost: Medium

Learn more

Support Community Resilience

Immediate

Establish community support networks to assist vulnerable residents during extreme weather events.

Est. cost: Low

Learn more

About Moe's Climate Risk Profile

Moe, located in the Latrobe Valley, is projected to experience significant impacts from climate change. The primary risks are increased flooding from the Latrobe River and local creeks, more frequent and intense heatwaves, and a moderate risk of bushfires.

Increased rainfall intensity is expected to exacerbate flood risks, particularly in low-lying areas. The aging infrastructure may also contribute to the problem. Residents should be aware of flood warnings and have evacuation plans in place.

Heatwaves are becoming more common and severe, posing a threat to public health. The elderly, children, and those with pre-existing health conditions are particularly vulnerable. It is important to stay hydrated, seek air-conditioned environments, and check on neighbors during heatwaves.

The surrounding bushland areas contribute to a moderate bushfire risk. Drier conditions and higher temperatures increase the likelihood of bushfires. Residents should maintain their properties, clear vegetation, and have a bushfire survival plan.

While Moe is not directly exposed to coastal risks, the broader region may experience indirect impacts from sea-level rise and coastal erosion. It is important to consider these factors when making long-term planning decisions.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Moe?

The main risks are increased flooding, more frequent and intense heatwaves, and a moderate risk of bushfires.

How can I prepare my home for a flood?

Elevate appliances, store valuables above flood level, and have an evacuation plan in place.

What should I do during a heatwave?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors.

How can I protect my property from bushfires?

Clear vegetation, maintain firebreaks, and have a bushfire survival plan.

Where can I find information about emergency services in Moe?

Visit the Emergency Management Victoria website for information about emergency services and preparedness.

Is my property in Moe at risk of flooding?

Check the Latrobe City Council flood maps to determine if your property is in a flood-prone area.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Moe, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Moe, VIC | ClimateNest