VIC478 suburbs assessed

Climate Risk in Victoria Suburbs

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

BushfireFloodExtreme HeatStorm

Erica

Gippsland Shire Council

High
78

Erica, Victoria, faces significant bushfire and flood risks due to its forested surroundings and valley location.

Eildon

UNKNOWN

High
72

Eildon faces significant risks from flooding and bushfires due to its location near the Eildon Dam and surrounding forests.

Eureka

City of Ballarat

High
72

Eureka faces significant climate risks, particularly from bushfires, heatwaves and flooding.

Falls Creek

Alpine

High
72

Falls Creek is an alpine resort village in Victoria, facing increasing risks from bushfires, floods, and heatwaves due to climate change.

Halls Gap

UNKNOWN

High
72

Halls Gap faces significant climate risks, particularly from bushfires and flooding.

Harrietville

Alpine

High
72

Harrietville faces significant risks from bushfires and flooding due to its location and climate.

Dunneworthy

Pyrenees Shire

Medium
58

Dunneworthy faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Durham Lead

City of Ballarat

Medium
58

Durham Lead faces a medium overall climate risk, primarily driven by significant bushfire and moderate flood risks.

Echuca

UNKNOWN

Medium
58

Echuca faces increasing risks from flooding and heatwaves due to climate change.

Eltham

Nillumbik

Medium
58

Eltham faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Emerald

Cardinia

Medium
58

Emerald is a suburb in Victoria that faces moderate climate risks, primarily from flooding and bushfires.

Epping

City of Whittlesea

Medium
58

Epping faces increasing risks from flooding and heatwaves due to climate change.

Glendaruel

Bass Coast Shire Council

Medium
58

Glendaruel faces a medium overall climate risk, with significant concerns around flooding and heatwaves.

Hastings

Mornington Peninsula

Medium
58

Hastings, VIC, faces increasing climate risks, particularly from heatwaves and flooding.

Healesville

Yarra Ranges

Medium
58

Healesville faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Heidelberg Heights

Banyule City Council

Medium
58

Heidelberg Heights in Victoria faces a medium overall climate risk, primarily driven by a high susceptibility to heatwaves and a moderate risk of flooding.

Heidelberg

UNKNOWN

Medium
58

Heidelberg faces increasing risks from flooding and heatwaves due to climate change.

Drouin West

Baw Baw Shire Council

Medium
55

Drouin West, Victoria, presents a mixed climate risk profile.

Eaglemont

City of Banyule

Medium
55

Eaglemont, VIC, faces a medium overall climate risk, primarily driven by significant heatwave vulnerability and a moderate flood risk.

Echuca Village

UNKNOWN

Medium
55

Echuca Village faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern.

Eltham North

Nillumbik

Medium
55

Eltham North faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Ercildoune

Pyrenees Shire Council

Medium
55

Ercildoune faces a moderate overall climate risk, primarily driven by an increasing bushfire threat due to its proximity to grasslands and timbered areas.

Fumina South

Cardinia Shire Council

Medium
55

Fumina South faces a medium overall climate risk, primarily driven by significant heatwave risks and moderate flood and bushfire concerns.

Fumina

Yarra Ranges Shire

Medium
55

Fumina, located in Victoria's Yarra Ranges Shire, faces a notable bushfire risk due to its proximity to extensive bushland.

Glen Creek

Medium
55

Glen Creek faces increasing risks from flooding and heatwaves due to climate change.

Glen Forbes

Bass Coast Shire Council

Medium
55

Glen Forbes faces a medium overall climate risk, with significant bushfire and moderate flood risks.

Grantville

Bass Coast Shire Council

Medium
55

Grantville, Victoria, faces a medium overall climate risk, with significant threats from coastal erosion and sea level rise due to its Western Port Bay location.

Harmers Haven

Bass Coast Shire Council

Medium
55

Harmers Haven, Victoria, faces a growing climate risk profile, particularly from bushfires and heatwaves, driven by increasing temperatures and drier conditions.

Dunkeld

Southern Grampians Shire

Medium
52

Dunkeld faces moderate climate risks, primarily from flooding and heatwaves.

Eaglehawk

City of Greater Bendigo

Medium
52

Eaglehawk faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Edi Upper

UNKNOWN

Medium
52

Edi Upper faces moderate risks from climate change, primarily related to bushfires, heatwaves and flooding.

Edithvale

Kingston

Medium
52

Edithvale faces moderate climate risks, primarily from flooding, heatwaves, and coastal inundation.

Elmhurst

Pyrenees Shire

Medium
52

Elmhurst, Victoria, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Eurobin

Rural City of Benalla

Medium
52

Eurobin faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Eversley

Northern Grampians Shire

Medium
52

Eversley faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Ferntree Gully

UNKNOWN

Medium
52

Ferntree Gully faces moderate risks from flooding and heatwaves, and a high risk of bushfire.

Fitzroy

UNKNOWN

Medium
52

Fitzroy faces moderate climate risks, primarily from flooding and heatwaves.

Freeburgh

Alpine

Medium
52

Freeburgh is a rural town in Victoria that faces moderate risks from flooding, bushfires, and heatwaves.

Fremantle

UNKNOWN

Medium
52

Fremantle, VIC, faces increasing risks from heatwaves and coastal hazards due to climate change.

Gapsted

Rural City of Wangaratta

Medium
52

Gapsted faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in severity due to climate change.

Geelong

City of Greater Geelong

Medium
52

Geelong faces increasing climate risks, particularly from flooding and heatwaves.

Gembrook

UNKNOWN

Medium
52

Gembrook faces moderate risks from flooding and heatwaves, and a high risk of bushfires.

Germantown

Surf Coast Shire

Medium
52

Germantown faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in severity due to climate change.

Gisborne

Macedon Ranges

Medium
52

Gisborne faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Glen Park

Cardinia

Medium
52

Glen Park faces moderate risks from flooding and heatwaves, with bushfire risk also a consideration.

Glendonald

Medium
52

Glendonald faces moderate risks from bushfires and heatwaves, with increasing flood risk due to climate change.

Glenlogie

Pyrenees Shire

Medium
52

Glenlogie faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Glenthompson

Southern Grampians Shire

Medium
52

Glenthompson faces increasing risks from flooding and heatwaves due to climate change.

Golden Point

City of Ballarat

Medium
52

Golden Point faces moderate risks from flooding and heatwaves.

Gong Gong

City of Ballarat

Medium
52

Gong Gong faces increasing risks from flooding and heatwaves due to climate change.

Great Western

Northern Grampians Shire

Medium
52

Great Western faces moderate risks from bushfires and heatwaves.

Greensborough

UNKNOWN

Medium
52

Greensborough faces increasing risks from flooding and heatwaves due to climate change.

Gundowring

Towong Shire

Medium
52

Gundowring faces increasing risks from flooding and heatwaves due to climate change.

Hamilton

Southern Grampians

Medium
52

Hamilton faces increasing risks from flooding and heatwaves due to climate change.

Havilah

Benalla Rural City

Medium
52

Havilah faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Frankston

Unknown

Assessment in progress

Geelong

Moderate

Assessment in progress

Glen Waverley

Unknown

Assessment in progress

Hampton

Unknown

Assessment in progress

Hawthorn

Unknown

Assessment in progress

About Climate Risk in Victoria

Victorian suburbs face significant bushfire risk in outer-metro and Dandenong Ranges communities, with flood risk concentrated in low-lying Melbourne suburbs along the Yarra, Maribyrnong, and Werribee catchments. Extreme heat events are increasing in frequency across the state.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections