Climate Risk Profile: Havilah, VIC

Havilah, Victoria· Benalla Rural City· 3678
Updated June 2026

Havilah faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly increasing the intensity of floods and the frequency of heatwaves. Residents should prepare for these changes.

Is Havilah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Havilah, Victoria, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Havilah

Flood

Havilah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways

Bushfire

The area around Havilah has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Drier conditions
  • ·Higher temperatures

Heat

Havilah is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Havilah is not directly exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Havilah

Detailed Hazard Analysis

heat Risk

Havilah is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
Data source

flood Risk

Havilah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas
Data source

coastal Risk

Havilah is not directly exposed to coastal risks.

Data source

bushfire Risk

The area around Havilah has a moderate bushfire risk due to surrounding vegetation. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Drier conditions
  • ·Higher temperatures
  • ·Surrounding vegetation
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the increased risk of flooding and bushfires.

Price Impact

Properties in areas prone to flooding or bushfires may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider the impact of climate change on property value.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood barriers and drainage improvements to protect properties from flooding.

Est. cost: Medium

Learn more

Bushfire Preparedness

Immediate

Clear vegetation around properties and develop a bushfire survival plan.

Est. cost: Low

Learn more

Heatwave Preparedness

Near-term

Install air conditioning or fans and ensure access to cooling centers during heatwaves.

Est. cost: Medium

Learn more

Community Education

Long-term

Provide education and resources to residents on climate change risks and adaptation strategies.

Est. cost: Low

Learn more

About Havilah's Climate Risk Profile

Havilah, located in Victoria, is subject to a range of climate-related risks that are projected to intensify in the coming decades. The primary concerns for Havilah are flooding, bushfires, and heatwaves. Changes in rainfall patterns and rising temperatures are key drivers of these risks.

Flooding is a significant concern due to the suburb's proximity to waterways. Increased rainfall intensity, driven by climate change, is expected to increase the frequency and severity of flood events. This poses a threat to properties and infrastructure in low-lying areas.

Bushfire risk is also present due to the surrounding vegetation. Drier conditions and higher temperatures are expected to increase the likelihood of bushfires, potentially impacting properties and the environment.

Heatwaves are another growing concern for Havilah. Rising average temperatures and more frequent heatwave events can pose health risks, especially for vulnerable populations such as the elderly and those with pre-existing health conditions.

Residents and property owners in Havilah should take proactive measures to adapt to these changing climate conditions. This includes implementing flood mitigation strategies, preparing for bushfire season, and taking steps to stay cool during heatwaves.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Havilah?

The main climate change risks for Havilah are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Havilah?

Properties in areas prone to flooding or bushfires may experience a decrease in value due to the increased risks associated with climate change.

What can I do to prepare for increased flooding in Havilah?

You can improve flood defenses around your property, such as installing flood barriers and improving drainage. Check the council flood maps to understand your property's risk.

How can I protect my home from bushfires in Havilah?

Clear vegetation around your property, develop a bushfire survival plan, and ensure you have adequate insurance coverage.

What resources are available to help me prepare for climate change in Havilah?

The Benalla Rural City Council, Emergency Management Victoria, and the Bureau of Meteorology provide resources and information on climate change risks and adaptation strategies.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Havilah, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Havilah, VIC | ClimateNest