Magpie: Climate Risk Assessment

Magpie, Victoria· City of Greater Geelong· 3215
Updated June 2026

Magpie, Victoria, faces a medium overall climate risk, primarily driven by significant heatwave risks and moderate flood potential. While coastal and bushfire risks are lower, increasing temperatures and intense rainfall events pose growing challenges. Proactive adaptation is crucial for enhancing resilience.

Is Magpie Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Magpie, Victoria, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Magpie

Flood

Moderate flood risk due to proximity to waterways and low-lying areas.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urbanisation

Bushfire

Low to moderate bushfire risk, with some risk from nearby vegetated areas.

Key drivers:

  • ·Proximity to vegetated reserves
  • ·Fuel load management

Heat

High heat risk due to urban heat island effect and limited tree canopy.

Key drivers:

  • ·Rising average temperatures
  • ·Urban heat island effect

Coastal

Negligible coastal risk due to significant distance from the coast.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Magpie

Detailed Hazard Analysis

heat Risk

High heat risk due to urban heat island effect and limited tree canopy.

Primary Drivers

  • ·Rising average temperatures
  • ·Urban heat island effect
  • ·Reduced green space
Data source

flood Risk

Moderate flood risk due to proximity to waterways and low-lying areas.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urbanisation
  • ·Stormwater system capacity
Data source

coastal Risk

Negligible coastal risk due to significant distance from the coast.

Data source

bushfire Risk

Low to moderate bushfire risk, with some risk from nearby vegetated areas.

Primary Drivers

  • ·Proximity to vegetated reserves
  • ·Fuel load management
Data source

What This Means for Property Owners

Insurance Outlook

Premiums may increase due to rising heatwave and flood risks, though bushfire and coastal risks are minimal.

Price Impact

Potential for negative impact on property values in flood-prone areas or those experiencing extreme heat stress. Generally moderate impact currently.

Buyer Checklist

  • 1.Review flood maps and stormwater reports for the specific property.
  • 2.Assess proximity to vegetated areas and understand bushfire regulations.
  • 3.Check for existing cooling systems and insulation effectiveness.
  • 4.Inquire about property elevation and drainage.
  • 5.Consider the impact of extreme heat on daily living.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Increase Urban Tree Canopy

Near-term

Implement a large-scale tree planting program along streets and in public spaces to mitigate the urban heat island effect and provide shade.

Est. cost: $$$

Learn more

Upgrade Stormwater Infrastructure

Near-term

Invest in upgrading and expanding stormwater drainage systems to better cope with increased intensity of rainfall events and reduce localized flooding.

Est. cost: $$$$

Learn more

Promote Cool Roofs and Permeable Surfaces

Near-term

Encourage or mandate the use of cool roofing materials and permeable paving in new developments and renovations to reduce heat absorption and improve water infiltration.

Est. cost: $$

Learn more

Develop Heatwave Action Plan

Immediate

Establish a clear community-based heatwave action plan, including identifying vulnerable populations, establishing cooling centres, and providing public health advice.

Est. cost: $

Learn more

Community Bushfire Preparedness Education

Long-term

Conduct regular workshops and distribute information on bushfire preparedness, including creating defendable space and understanding Fire Danger Ratings.

Est. cost: $

Learn more

About Magpie's Climate Risk Profile

Magpie, located within the City of Greater Geelong, Victoria, presents a mixed climate risk profile. The suburb experiences a medium overall rating, largely influenced by its susceptibility to heatwaves and moderate flood risks. Understanding these specific hazards is key to developing effective local adaptation strategies.

The primary concern for Magpie is the escalating risk of heatwaves. With rising average temperatures and the urban heat island effect, residents are increasingly exposed to dangerous heat stress. The limited tree canopy and prevalence of hard surfaces exacerbate this issue, leading to higher ambient temperatures compared to surrounding rural areas. Projections indicate a significant increase in the frequency and intensity of extreme heat events in the coming decades.

Flood risk in Magpie is a secondary but notable concern. While not directly on a major river, the suburb's topography and proximity to smaller waterways, coupled with increased rainfall intensity, contribute to a moderate flood hazard. Stormwater management systems may be challenged by more extreme weather events, potentially leading to localized flooding, particularly in lower-lying areas. The City of Greater Geelong's flood studies highlight specific zones requiring attention.

Bushfire risk in Magpie is considered low to moderate. The suburb is not typically classified as a high-risk bushfire zone, but the presence of nearby vegetated reserves and parklands means that properties on the urban fringe may face some level of risk, especially during prolonged dry periods. Effective fuel load management and adherence to fire regulations are important preventative measures.

Coastal risks are negligible for Magpie due to its inland location, well removed from the coastline. Therefore, sea-level rise and coastal erosion are not significant factors impacting the suburb. However, the broader regional climate trends, particularly concerning heat and rainfall, will continue to shape the environmental conditions for Magpie residents.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What is the main climate risk for Magpie residents?

The primary climate risk for Magpie is extreme heat and heatwaves, driven by rising temperatures and the urban heat island effect. Moderate flood risk from intense rainfall is also a concern.

Is Magpie prone to bushfires?

Magpie is classified as a bushfire-prone area, though the risk is generally considered low to moderate. It is important to be aware of nearby vegetated areas and follow CFA guidelines.

How will climate change affect flooding in Magpie?

Climate change is projected to increase the intensity of rainfall events, which could overwhelm existing stormwater systems and lead to more frequent or severe localized flooding in Magpie, particularly in lower-lying areas.

What can I do to prepare my home in Magpie for heatwaves?

To prepare for heatwaves, consider improving home insulation, installing efficient cooling systems, planting shade trees, and ensuring you have a supply of water. Staying informed about heatwave warnings is also crucial.

Does Magpie face any coastal erosion or sea-level rise risks?

No, Magpie is located significantly inland and does not face any direct risks from sea-level rise or coastal erosion.

Where can I find the official flood map for Magpie?

The official flood maps and information for Magpie can be found on the City of Greater Geelong's website under Planning and Building services, specifically related to flood and stormwater management.

Get your property's risk report

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Magpie Climate Risk & Adaptation | ClimateNest VIC | ClimateNest