NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Mungay Creek

UNKNOWN

High
72

Mungay Creek faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Mungindi

UNKNOWN

High
72

Mungindi faces significant climate risks, primarily from flooding and heatwaves.

Mungo

UNKNOWN

High
72

Mungo faces significant climate risks, particularly from bushfires and heatwaves.

Murrawombie

UNKNOWN

High
72

Murrawombie faces significant climate risks, particularly from bushfires and heatwaves.

Murwillumbah

Tweed Shire

High
72

Murwillumbah faces significant climate risks, particularly from flooding and heatwaves.

Muscle Creek

UNKNOWN

High
72

Muscle Creek faces significant climate risks, particularly from bushfires, flooding, and heatwaves.

Mutawintji

Unincorporated NSW

High
72

Mutawintji faces significant climate risks, particularly from bushfires and heatwaves.

Myall Creek

UNKNOWN

High
72

Myall Creek faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Mummel

UNKNOWN

Medium
58

Mummel faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mungo Brush

UNKNOWN

Medium
58

Mungo Brush faces increasing risks from climate change, particularly from bushfires and flooding.

Murrays Beach

Lake Macquarie

Medium
58

Murrays Beach is a suburb in the Lake Macquarie region of New South Wales.

Murrurundi

UNKNOWN

Medium
58

Murrurundi faces moderate risks from flooding, bushfires, and heatwaves.

Myall Lake

UNKNOWN

Medium
58

Myall Lake faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Mylestom

Bellingen

Medium
58

Mylestom, NSW, faces increasing climate risks, particularly from flooding, coastal erosion, and heatwaves.

Mundamia

UNKNOWN

Medium
55

Mundamia faces moderate climate risks, particularly from heatwaves and flooding.

Munderoo

UNKNOWN

Medium
55

Munderoo faces increasing risks from bushfires, floods and heatwaves due to climate change.

Munghorn

UNKNOWN

Medium
55

Munghorn faces increasing risks from bushfires and heatwaves due to climate change.

Munni

UNKNOWN

Medium
55

Munni, NSW, faces increasing risks from flooding, heatwaves, bushfires and coastal hazards.

Munyabla

UNKNOWN

Medium
55

Munyabla faces moderate climate risks, primarily related to flooding and heatwaves.

Murrah

UNKNOWN

Medium
55

Murrah, NSW, faces moderate climate risks, primarily from bushfires, flooding, and coastal hazards.

Murrays Run

UNKNOWN

Medium
55

Murrays Run faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Murrengenburg

UNKNOWN

Medium
55

Murrengenburg faces moderate climate risks, primarily from flooding and heatwaves.

Murrumbo

UNKNOWN

Medium
55

Murrumbo faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Muswellbrook

Muswellbrook

Medium
55

Muswellbrook is a town in the Hunter Valley of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.

Muttama

UNKNOWN

Medium
55

Muttama faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mumbulla Mountain

UNKNOWN

Medium
52

Mumbulla Mountain faces moderate risks from flooding, bushfires, and heatwaves, with bushfire risk being the most prominent.

Mummulgum

UNKNOWN

Medium
52

Mummulgum faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mundarlo

UNKNOWN

Medium
52

Mundarlo faces increasing risks from flooding and heatwaves due to climate change.

Mundongo

Bega Valley

Medium
52

Mundongo, NSW, faces moderate climate risks, particularly from bushfires and flooding.

Murga

UNKNOWN

Medium
52

Murga, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Murrami

UNKNOWN

Medium
52

Murrami faces moderate climate risks, primarily from flooding and heatwaves.

Murray Downs

Murray River Council

Medium
52

Murray Downs is a rural locality in New South Wales that faces moderate climate risks.

Murray Gorge

Medium
52

Murray Gorge faces moderate climate risks, primarily from bushfires, flooding and heatwaves.

Murrin Bridge

Hay Shire Council

Medium
52

Murrin Bridge faces moderate climate risks, primarily from flooding and heatwaves.

Murringo

Hilltops

Medium
52

Murringo faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Murrulebale

UNKNOWN

Medium
52

Murrulebale, NSW, faces moderate climate risks, primarily from bushfires and heatwaves.

Murrumbateman

Yass Valley Council

Medium
52

Murrumbateman faces moderate risks from flooding, bushfires, and heatwaves.

Murrumbucca

UNKNOWN

Medium
52

Murrumbucca faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Murrumburrah

UNKNOWN

Medium
52

Murrumburrah faces increasing risks from flooding and heatwaves due to climate change.

Murulla

UNKNOWN

Medium
52

Murulla faces increasing risks from bushfires, heatwaves and flooding.

Myall Park

Medium
52

Myall Park faces moderate risks from flooding, bushfires, and heatwaves.

Myalla

UNKNOWN

Medium
52

Myalla faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Mumbulla Mountain

Moderate

Assessment in progress

Mummel

Moderate

Assessment in progress

Mundarlo

Moderate

Assessment in progress

Mungo

Moderate

Assessment in progress

Mungo Brush

Moderate

Assessment in progress

Munni

Moderate

Assessment in progress

Murga

Moderate

Assessment in progress

Murrah

Moderate

Assessment in progress

Murrawombie

Moderate

Assessment in progress

Murrays Run

Moderate

Assessment in progress

Murrengenburg

Moderate

Assessment in progress

Murrulebale

Moderate

Assessment in progress

Murrumbucca

Moderate

Assessment in progress

Murrumburrah

Moderate

Assessment in progress

Muttama

Moderate

Assessment in progress

Myall Creek

Moderate

Assessment in progress

Myall Lake

Moderate

Assessment in progress

Mylestom

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections