Climate Risk in Murwillumbah, NSW

Murwillumbah, New South Wales· Tweed Shire· 2484
Updated Mar 2026

Murwillumbah faces significant climate risks, particularly from flooding and heatwaves. The town's location on the Tweed River makes it vulnerable to inundation during heavy rainfall events. Rising temperatures and more frequent heatwaves also pose a threat to public health.

Is Murwillumbah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murwillumbah, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Murwillumbah

Flood

Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk in Murwillumbah is moderate, with areas of bushland surrounding the town. Hot, dry conditions and strong winds can increase the risk of bushfires spreading into residential areas.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation

Heat

Murwillumbah experiences hot summers, and the frequency and intensity of heatwaves are projected to increase. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Coastal risks are relatively low in Murwillumbah due to its inland location. However, sea level rise could potentially impact the lower reaches of the Tweed River, increasing the risk of tidal flooding.

Key drivers:

  • ·Sea level rise
  • ·Increased storm surge

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Murwillumbah

Detailed Hazard Analysis

heat Risk

Murwillumbah experiences hot summers, and the frequency and intensity of heatwaves are projected to increase. This can pose a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development reducing natural drainage
Data source

coastal Risk

Coastal risks are relatively low in Murwillumbah due to its inland location. However, sea level rise could potentially impact the lower reaches of the Tweed River, increasing the risk of tidal flooding.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm surge
Data source

bushfire Risk

Bushfire risk in Murwillumbah is moderate, with areas of bushland surrounding the town. Hot, dry conditions and strong winds can increase the risk of bushfires spreading into residential areas.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Changes in land management practices
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to flood risk.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess the property's elevation and drainage.
  • 3.Inquire about flood insurance options.
  • 4.Consider the property's proximity to bushland.
  • 5.Evaluate the property's energy efficiency for heatwave resilience.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Immediate

Invest in flood levees, drainage improvements, and early warning systems to reduce the impact of flooding.

Est. cost: High

Learn more

Develop Heatwave Preparedness Plans

Near-term

Implement heatwave early warning systems, establish cooling centers, and educate the public on how to stay safe during heatwaves.

Est. cost: Medium

Learn more

Strengthen Bushfire Resilience

Near-term

Implement bushfire hazard reduction programs, improve building codes for bushfire-prone areas, and educate residents on bushfire safety.

Est. cost: Medium

Learn more

Promote Sustainable Urban Planning

Long-term

Incorporate climate change considerations into urban planning decisions, such as promoting green infrastructure, reducing urban sprawl, and improving energy efficiency.

Est. cost: High

Learn more

About Murwillumbah's Climate Risk Profile

Murwillumbah, situated in the Tweed Valley of New South Wales, is a region known for its lush landscapes and agricultural significance. However, its geographical location also makes it susceptible to various climate-related hazards.

The primary concern for Murwillumbah is flooding. The town is located on the Tweed River floodplain, and historical records show a recurring pattern of inundation during periods of heavy rainfall. Climate change is projected to exacerbate this risk, with more intense rainfall events expected in the future.

Heatwaves are another growing concern. As global temperatures rise, Murwillumbah is likely to experience more frequent and severe heatwaves, posing a threat to vulnerable populations. The urban environment can also amplify the effects of heat, creating urban heat islands.

While coastal risks are relatively lower compared to flooding and heat, sea level rise could still have some impact on the lower reaches of the Tweed River, potentially increasing tidal flooding.

Addressing these climate risks will require a multi-faceted approach, including improved flood management strategies, heatwave preparedness plans, and sustainable urban planning practices.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Murwillumbah?

The main climate change risks for Murwillumbah are flooding, heatwaves, and bushfires. The town is located on the Tweed River floodplain and is vulnerable to inundation during heavy rainfall events. Rising temperatures and more frequent heatwaves also pose a threat to public health, and areas surrounding Murwillumbah are bushfire prone.

How is the Tweed Shire Council addressing climate change?

The Tweed Shire Council is developing and implementing various strategies to address climate change, including flood management plans, heatwave preparedness plans, and sustainable urban planning initiatives. Refer to the council's website for more information.

What can I do to protect my property from flooding in Murwillumbah?

There are several steps you can take to protect your property from flooding, including elevating your home, installing flood barriers, improving drainage, and purchasing flood insurance. Consult with a qualified builder or engineer for advice specific to your property.

How can I prepare for heatwaves in Murwillumbah?

To prepare for heatwaves, stay hydrated, avoid strenuous activity during the hottest part of the day, seek out air-conditioned environments, and check on vulnerable neighbors and family members. Refer to the NSW Health website for more information.

What should I do if a bushfire threatens Murwillumbah?

If a bushfire threatens Murwillumbah, follow the advice of emergency services. Stay informed about the fire situation, evacuate if necessary, and have a bushfire survival plan in place. Refer to the NSW Rural Fire Service website for more information.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Murwillumbah, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Murwillumbah, NSW | ClimateNest