📮 Murwillumbah postcode: 2484

Flood Risk in Murwillumbah, NSW: 2026 Assessment

Murwillumbah, New South Wales· Tweed Shire· 2484
Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.Updated 31 Mar 2026

Is Murwillumbah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murwillumbah, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Not ready to check your address? See a free sample report →

Flood Risk Score

Not assessed

Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.

Key Facts

Flood Risk
Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.
Trend
increasing
Suburb
Murwillumbah, NSW
Overall Risk
High
Postcode
2484

Flood Risk Analysis

Murwillumbah, located in New South Wales, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

The Tweed River regularly floods Murwillumbah, impacting businesses and residences.

Murwillumbah is highly susceptible to flooding due to its location on the Tweed River and surrounding floodplain. Heavy rainfall events can cause the river to overflow, inundating residential and commercial areas.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

ClimateNest assesses hazards at the address rather than the suburb, because exposure varies street by street within Murwillumbah. An address-level check is what tells you about a specific property before you buy, sell or insure it.

Local Hazard Evidence

Nearest WaterwayTweed River
Elevation Range5-15 meters
Flood Zone ClassificationYes

Historical Events

2022
Major

Record-breaking floods inundated Murwillumbah, causing widespread damage and displacement.

2017
Moderate

Significant flooding occurred in Murwillumbah following heavy rainfall associated with ex-Tropical Cyclone Debbie.

2013
Moderate

Tweed River broke its banks causing moderate flooding in Murwillumbah.

Adaptation & Mitigation Actions

Improve Flood Defenses

Immediate

Invest in flood levees, drainage improvements, and early warning systems to reduce the impact of flooding.

Est. cost: High

Develop Heatwave Preparedness Plans

Near-term

Implement heatwave early warning systems, establish cooling centers, and educate the public on how to stay safe during heatwaves.

Est. cost: Medium

Strengthen Bushfire Resilience

Near-term

Implement bushfire hazard reduction programs, improve building codes for bushfire-prone areas, and educate residents on bushfire safety.

Est. cost: Medium

Promote Sustainable Urban Planning

Long-term

Incorporate climate change considerations into urban planning decisions, such as promoting green infrastructure, reducing urban sprawl, and improving energy efficiency.

Est. cost: High

Council & Emergency Services

Tweed Shire Council
Emergency Services

Data last updated: 31 March 2026

Explore Murwillumbah Risk Reports

Frequently Asked Questions

Is Murwillumbah at risk of flooding?

Based on available data, Murwillumbah has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Murwillumbah?

Insurance costs for flood cover in Murwillumbah depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Murwillumbah?

Yes, flood risk can affect property values in Murwillumbah. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Murwillumbah?

Elevation is a critical factor in flood risk. Properties at higher elevations within Murwillumbah typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Murwillumbah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Murwillumbah, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections