NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Yerranderie

Oberon

High
72

Yerranderie faces significant climate risks, particularly from bushfires and flooding.

Yowrie

UNKNOWN

High
72

Yowrie faces significant climate risks, particularly from bushfires and flooding.

Yullundry

Central Darling

High
72

Yullundry faces significant climate risks, particularly from bushfires and heatwaves.

Zara

UNKNOWN

High
72

Zara faces significant climate risks, particularly from bushfires and heatwaves.

Yerrinbool

Wingecarribee

Medium
58

Yerrinbool is a suburb in the Southern Highlands of New South Wales, facing moderate risks from flooding and bushfires.

Yerriyong

UNKNOWN

Medium
58

Yerriyong is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

Yuraygir

UNKNOWN

Medium
58

Yuraygir faces increasing risks from climate change, particularly from bushfires and floods.

Yetholme

UNKNOWN

Medium
55

Yetholme faces moderate risks from bushfires and heatwaves, with increasing trends due to climate change.

Yerong Creek

UNKNOWN

Medium
52

Yerong Creek faces increasing risks from bushfires, heatwaves and flooding.

Yessabah

UNKNOWN

Medium
52

Yessabah faces moderate climate risks, primarily from flooding and heatwaves.

Yetman

UNKNOWN

Medium
52

Yetman is a rural town in northern New South Wales that faces moderate climate risks.

Yippin Creek

UNKNOWN

Medium
52

Yippin Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Yoogali

Griffith

Medium
52

Yoogali faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Yorklea

UNKNOWN

Medium
52

Yorklea faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Young

Hilltops

Medium
52

Young, NSW, faces moderate climate risks, primarily from bushfires, heatwaves, and flooding.

Yowie Bay

Sutherland Shire

Medium
52

Yowie Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Yetholme

Moderate

Assessment in progress

Yetman

Moderate

Assessment in progress

Yippin Creek

Moderate

Assessment in progress

Yoogali

Moderate

Assessment in progress

Yorklea

Moderate

Assessment in progress

Yowrie

Moderate

Assessment in progress

Yullundry

Moderate

Assessment in progress

Yuraygir

Moderate

Assessment in progress

Zetland

Unknown

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections