NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Woy Woy

Central Coast

High
72

Woy Woy faces significant climate risks, particularly from flooding and coastal hazards due to its low-lying coastal location.

Wyanbene

UNKNOWN

High
72

Wyanbene faces significant risks from bushfires and heatwaves, with increasing flood risk also a concern.

Wylies Flat

UNKNOWN

High
72

Wylies Flat faces significant risks from bushfires and flooding, with increasing heatwave frequency also a concern.

Yabbra

UNKNOWN

High
72

Yabbra faces significant climate risks, particularly from bushfires and heatwaves.

Yadboro

UNKNOWN

High
72

Yadboro faces significant climate risks, particularly from bushfires and heatwaves.

Yalwal

UNKNOWN

High
72

Yalwal faces significant climate risks, particularly from bushfires and flooding.

Woronora

UNKNOWN

Medium
58

Woronora faces moderate climate risks, primarily from flooding, bushfires, heatwaves, and coastal impacts.

Worrowing Heights

UNKNOWN

Medium
58

Worrowing Heights faces moderate risks from flooding, bushfires, and heatwaves, with coastal risks being low.

Woy Woy Bay

Central Coast

Medium
58

Woy Woy Bay faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Wybung

Central Coast

Medium
58

Wybung is a suburb in the Central Coast region of New South Wales.

Wyee Point

UNKNOWN

Medium
58

Wyee Point faces moderate climate risks, primarily related to flooding, heatwaves, and coastal hazards.

Wyneden

UNKNOWN

Medium
58

Wyneden faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Wyong

Central Coast

Medium
58

Wyong faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.

Wyongah

Central Coast

Medium
58

Wyongah is a suburb on the Central Coast of New South Wales that faces moderate climate risks.

Yamba

Clarence Valley

Medium
58

Yamba, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Yanco

UNKNOWN

Medium
58

Yanco faces moderate climate risks, primarily from flooding and heatwaves.

Worrigee

Shoalhaven

Medium
55

Worrigee is a suburb in New South Wales that faces increasing climate risks.

Wrathall

UNKNOWN

Medium
55

Wrathall faces moderate climate risks, primarily from flooding and heatwaves.

Wrights Beach

UNKNOWN

Medium
55

Wrights Beach faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Wuuluman

Mid-Western Regional

Medium
55

Wuuluman faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Wybong

UNKNOWN

Medium
55

Wybong faces increasing risks from bushfires and heatwaves due to climate change.

Wyee

Central Coast

Medium
55

Wyee is a suburb in the Central Coast region of New South Wales, facing moderate risks from flooding and bushfires.

Wymah

UNKNOWN

Medium
55

Wymah faces increasing risks from heatwaves and flooding due to climate change.

Wynnum

UNKNOWN

Medium
55

Wynnum is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Wyoming

Central Coast

Medium
55

Wyoming faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wyong Creek

Central Coast

Medium
55

Wyong Creek is a suburb on the Central Coast of New South Wales that faces moderate risks from climate change.

Yagoona

UNKNOWN

Medium
55

Yagoona faces moderate climate risks, primarily from flooding and heatwaves.

Yanga

Medium
55

Yanga faces moderate climate risks, primarily from increased heatwaves and potential flooding.

Woronora Dam

UNKNOWN

Medium
52

Woronora Dam faces moderate risks from flooding and bushfires due to its location and climate change impacts.

Woronora Heights

UNKNOWN

Medium
52

Woronora Heights faces moderate risks from flooding, bushfires, and heatwaves.

Wrights Creek

UNKNOWN

Medium
52

Wrights Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wyalong

UNKNOWN

Medium
52

Wyalong faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Wyan

UNKNOWN

Medium
52

Wyan, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Wyangala

UNKNOWN

Medium
52

Wyangala, NSW, faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wyangle

UNKNOWN

Medium
52

Wyangle faces increasing risks from flooding and bushfires due to climate change.

Wylie Creek

UNKNOWN

Medium
52

Wylie Creek faces moderate risks from flooding, bushfires, and heatwaves.

Wyndham

UNKNOWN

Medium
52

Wyndham, NSW, faces moderate risks from bushfires and heatwaves, with potential for localised flooding.

Wyrallah

UNKNOWN

Medium
52

Wyrallah faces moderate climate risks, primarily from flooding and heatwaves.

Yagon

UNKNOWN

Medium
52

Yagon, NSW, faces moderate risks from flooding, bushfires, and heatwaves.

Yalbraith

UNKNOWN

Medium
52

Yalbraith faces moderate risks from flooding, bushfires, and heatwaves.

Yallah

Shellharbour

Medium
52

Yallah is a suburb in the Shellharbour region of New South Wales, facing increasing climate risks.

Yallaroi

Moree Plains Shire Council

Medium
52

Yallaroi is a rural suburb in New South Wales that faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Yambulla

Bega Valley

Medium
52

Yambulla faces moderate climate risks, particularly from bushfires and flooding.

Yanderra

Wollondilly

Medium
52

Yanderra faces moderate climate risks, primarily from flooding and heatwaves.

Yankees Creek

UNKNOWN

Medium
52

Yankees Creek faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Woronora Dam

Moderate

Assessment in progress

Woy Woy

Moderate

Assessment in progress

Woy Woy Bay

Moderate

Assessment in progress

Wrights Creek

Moderate

Assessment in progress

Wyalong

Moderate

Assessment in progress

Wyan

Moderate

Assessment in progress

Wyangala

Moderate

Assessment in progress

Wymah

Moderate

Assessment in progress

Wyndham

Moderate

Assessment in progress

Wyoming

Moderate

Assessment in progress

Yagon

Moderate

Assessment in progress

Yagoona

Moderate

Assessment in progress

Yallaroi

Moderate

Assessment in progress

Yamba

Moderate

Assessment in progress

Yankees Creek

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections