NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Yantabulla

Unincorporated Far West

High
72

Yantabulla faces significant climate risks, primarily from bushfires and heatwaves.

Yarramundi

Hawkesbury

High
72

Yarramundi faces significant risks from flooding and bushfires due to its location and climate change impacts.

Yellow Dam

UNKNOWN

High
72

Yellow Dam faces significant climate risks, particularly from bushfires and flooding.

Yengo National Park

UNKNOWN

High
72

Yengo National Park faces significant climate risks, primarily from bushfires and heatwaves.

Yarranbella

Kempsey

Medium
58

Yarranbella is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

Yarravel

UNKNOWN

Medium
58

Yarravel faces increasing risks from flooding and heatwaves due to climate change.

Yarrawarrah

Sutherland Shire

Medium
58

Yarrawarrah is a suburb in New South Wales that faces moderate climate risks.

Yarrawonga

UNKNOWN

Medium
58

Yarrawonga, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Yathella

UNKNOWN

Medium
58

Yathella faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Yelgun

Tweed Shire

Medium
58

Yelgun, NSW, faces increasing risks from climate change, particularly from flooding, heatwaves, and coastal hazards.

Yellow Rock

Blue Mountains

Medium
58

Yellow Rock is a suburb in the Blue Mountains region of New South Wales, facing moderate risks from flooding and bushfires.

Yannergee

UNKNOWN

Medium
55

Yannergee faces moderate climate risks, primarily from flooding and heatwaves.

Yarara

UNKNOWN

Medium
55

Yarara faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Yarra

UNKNOWN

Medium
55

Yarra, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

Yarrabandai

UNKNOWN

Medium
55

Yarrabandai faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Yarrabin

UNKNOWN

Medium
55

Yarrabin faces moderate climate risks, primarily from flooding and bushfires.

Yarragal

Medium
55

Yarragal faces moderate risks from flooding, bushfires, and heatwaves.

Yarrahapinni

UNKNOWN

Medium
55

Yarrahapinni faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Yarras

UNKNOWN

Medium
55

Yarras faces increasing risks from flooding and heatwaves.

Yarratt Forest

UNKNOWN

Medium
55

Yarratt Forest faces increasing risks from bushfires and heatwaves.

Yarrawa

UNKNOWN

Medium
55

Yarrawa faces increasing risks from flooding and heatwaves due to climate change.

Yarrow

UNKNOWN

Medium
55

Yarrow faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Yattalunga

UNKNOWN

Medium
55

Yattalunga, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

Yatte Yattah

UNKNOWN

Medium
55

Yatte Yattah faces moderate climate risks, primarily from flooding and bushfires.

Yellow Pinch

UNKNOWN

Medium
55

Yellow Pinch, NSW, faces increasing risks from flooding and bushfires due to climate change.

Yennora

Cumberland

Medium
55

Yennora faces moderate climate risks, primarily from flooding and heatwaves.

Yaouk

UNKNOWN

Medium
52

Yaouk faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Yarragrin

Warrumbungle Shire Council

Medium
52

Yarragrin faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Yarragundry

City of Wagga Wagga

Medium
52

Yarragundry faces increasing risks from flooding and heatwaves due to climate change.

Yarramalong

Central Coast

Medium
52

Yarramalong faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these hazards.

Yarraman

UNKNOWN

Medium
52

Yarraman, NSW, faces moderate risks from flooding, bushfires, and heatwaves.

Yarrangobilly

UNKNOWN

Medium
52

Yarrangobilly faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Yarrawonga Park

UNKNOWN

Medium
52

Yarrawonga Park faces moderate climate risks, primarily from flooding and heatwaves.

Yarrie Lake

UNKNOWN

Medium
52

Yarrie Lake, NSW, faces a moderate overall climate risk.

Yarrowford

UNKNOWN

Medium
52

Yarrowford faces moderate climate risks, primarily from flooding and heatwaves.

Yarrowitch

Walcha

Medium
52

Yarrowitch is a rural locality in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

Yarrowyck

UNKNOWN

Medium
52

Yarrowyck faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Yass

Yass Valley

Medium
52

Yass is a rural town in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Yass River

Yass Valley

Medium
52

Yass River faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Yaven Creek

Snowy Valleys Council

Medium
52

Yaven Creek faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Yenda

Griffith

Medium
52

Yenda is a rural town in the Riverina region of NSW, facing moderate risks from flooding and heatwaves.

Yeoval

UNKNOWN

Medium
52

Yeoval faces increasing risks from flooding and heatwaves due to climate change.

Yaouk

Moderate

Assessment in progress

Yarara

Moderate

Assessment in progress

Yarra

Moderate

Assessment in progress

Yarrabandai

Moderate

Assessment in progress

Yarramundi

Moderate

Assessment in progress

Yarras

Moderate

Assessment in progress

Yarratt Forest

Moderate

Assessment in progress

Yarrowford

Moderate

Assessment in progress

Yathella

Moderate

Assessment in progress

Yattalunga

Moderate

Assessment in progress

Yelgun

Moderate

Assessment in progress

Yellow Dam

Moderate

Assessment in progress

Yellow Pinch

Moderate

Assessment in progress

Yellow Rock

Moderate

Assessment in progress

Yenda

Moderate

Assessment in progress

Yengo National Park

Moderate

Assessment in progress

Yennora

Moderate

Assessment in progress

Yeoval

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 108: 2026 Assessments | ClimateNest