NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Woodburn

Richmond Valley

High
72

Woodburn is a town in the Richmond Valley of New South Wales that faces significant climate risks, particularly from flooding.

Woolners Arm

UNKNOWN

High
72

Woolners Arm faces significant climate-related risks, particularly from bushfires and flooding.

Worlds End

UNKNOWN

High
72

Worlds End, NSW, faces increasing risks from bushfires, floods, and heatwaves.

Woodberry

Maitland

Medium
58

Woodberry faces increasing risks from flooding and heatwaves due to climate change.

Woodhill

Wollondilly

Medium
58

Woodhill, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Woodlands

UNKNOWN

Medium
58

Woodlands faces moderate climate risks, primarily from flooding and bushfires.

Woodsreef

UNKNOWN

Medium
58

Woodsreef faces increasing risks from heatwaves and bushfires due to climate change.

Woodview

UNKNOWN

Medium
58

Woodview, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Woody Head

Clarence Valley

Medium
58

Woody Head faces moderate climate risks, primarily from flooding, heatwaves, and coastal erosion.

Woolbrook

UNKNOWN

Medium
58

Woolbrook is a rural suburb in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Woolgoolga

Coffs Harbour

Medium
58

Woolgoolga is a coastal town in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Wooli

Clarence Valley

Medium
58

Wooli is a coastal town in New South Wales that faces several climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.

Woollamia

Shoalhaven

Medium
58

Woollamia, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Woolooma

UNKNOWN

Medium
58

Woolooma faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Woongarrah

Central Coast

Medium
58

Woongarrah faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Woonona

Wollongong

Medium
58

Woonona faces increasing risks from climate change, particularly related to heatwaves, flooding, and coastal erosion.

Wooyung

Tweed

Medium
58

Wooyung faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Woodbine

UNKNOWN

Medium
55

Woodbine faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Woodcroft

Blacktown

Medium
55

Woodcroft is a suburb in Western Sydney that faces moderate climate risks, primarily from flooding and heatwaves.

Woodford Island

UNKNOWN

Medium
55

Woodford Island faces increasing risks from flooding, heatwaves, and sea level rise due to climate change.

Woodhouselee

UNKNOWN

Medium
55

Woodhouselee faces moderate climate risks, primarily from flooding and heatwaves.

Woodlawn

UNKNOWN

Medium
55

Woodlawn faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Woolgarlo

Yass Valley

Medium
55

Woolgarlo faces increasing risks from flooding and heatwaves due to climate change.

Woolooware

Sutherland Shire

Medium
55

Woolooware faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Woombah

Clarence Valley

Medium
55

Woombah is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Wootton

Mid-Coast

Medium
55

Wootton, NSW, faces increasing climate risks, particularly from bushfires and floods.

Wongwibinda

UNKNOWN

Medium
52

Wongwibinda faces moderate risks from flooding and heatwaves, and a high risk of bushfires.

Woodenbong

Kyogle

Medium
52

Woodenbong is a rural town in northern New South Wales that faces moderate risks from flooding and bushfires, which are expected to increase with climate change.

Woodford

Blue Mountains

Medium
52

Woodford is a suburb in the Blue Mountains of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.

Woodpark

Cumberland

Medium
52

Woodpark is a suburb in Sydney, NSW, that faces moderate risks from flooding and heatwaves.

Woodrising

Lake Macquarie

Medium
52

Woodrising is a suburb in the Lake Macquarie region of New South Wales.

Woodside

UNKNOWN

Medium
52

Woodside, NSW, faces moderate risks from flooding, bushfires, and heatwaves.

Woodstock

UNKNOWN

Medium
52

Woodstock faces moderate risks from flooding and heatwaves, with bushfire risk being relatively lower.

Woodville

Maitland

Medium
52

Woodville faces increasing risks from flooding and heatwaves due to climate change.

Woolloomooloo

City of Sydney

Medium
52

Woolloomooloo faces moderate climate risks, primarily from flooding, heatwaves, and coastal inundation.

Woolomin

UNKNOWN

Medium
52

Woolomin faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Wooloweyah

UNKNOWN

Medium
52

Wooloweyah is a suburb in New South Wales that faces moderate climate risks.

Woolwich

Hunters Hill

Medium
52

Woolwich, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Woomargama

Greater Hume Shire

Medium
52

Woomargama faces moderate risks from bushfires, heatwaves and flooding.

Wongwibinda

Moderate

Assessment in progress

Woodbine

Moderate

Assessment in progress

Woodburn

Moderate

Assessment in progress

Woodcroft

Moderate

Assessment in progress

Woodford

Moderate

Assessment in progress

Woodford Island

Moderate

Assessment in progress

Woodhouselee

Moderate

Assessment in progress

Woodlands

Moderate

Assessment in progress

Woodpark

Moderate

Assessment in progress

Woodstock

Moderate

Assessment in progress

Woodview

Moderate

Assessment in progress

Woody Head

Moderate

Assessment in progress

Woolgoolga

Moderate

Assessment in progress

Wooli

Moderate

Assessment in progress

Woollahra

Unknown

Assessment in progress

Wooloweyah

Moderate

Assessment in progress

Woolwich

Moderate

Assessment in progress

Woomargama

Moderate

Assessment in progress

Woombah

Moderate

Assessment in progress

Wootton

Moderate

Assessment in progress

Wooyung

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections