NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Wog Wog

UNKNOWN

High
72

Wog Wog faces significant climate risks, particularly from bushfires and heatwaves.

Wolgan Valley

UNKNOWN

High
72

Wolgan Valley faces significant risks from bushfires and moderate risks from flooding and heatwaves.

Wollangambe

UNKNOWN

High
72

Wollangambe faces significant climate risks, particularly from bushfires and flooding.

Wollar

Mid-Western Regional

High
72

Wollar faces significant climate-related risks, particularly from bushfires and heatwaves.

Wollemi

UNKNOWN

High
72

Wollemi faces significant climate risks, particularly from bushfires and flooding.

Wollogorang

UNKNOWN

High
72

Wollogorang faces significant climate risks, particularly from bushfires and heatwaves.

Wombat Creek

UNKNOWN

High
72

Wombat Creek faces increasing risks from bushfires, heatwaves, and flooding due to climate change.

Winton

UNKNOWN

Medium
58

Winton, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Wisemans Ferry

UNKNOWN

Medium
58

Wisemans Ferry faces notable flood and heat risks due to its location on the Hawkesbury River and its climate.

Wollongbar

UNKNOWN

Medium
58

Wollongbar is a suburb in New South Wales that faces moderate climate risks.

Wollumboola

UNKNOWN

Medium
58

Wollumboola is a suburb in New South Wales that faces a range of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.

Wonboyn

UNKNOWN

Medium
58

Wonboyn, NSW, faces a medium overall climate risk.

Wongawilli

Wollongong

Medium
58

Wongawilli faces moderate risks from climate change, particularly from flooding and bushfires.

Wongo Creek

UNKNOWN

Medium
58

Wongo Creek faces moderate risks from climate change, particularly from flooding and heatwaves.

Winston Hills

Parramatta

Medium
55

Winston Hills faces moderate climate risks, primarily from flooding and heatwaves.

Wirlinga

UNKNOWN

Medium
55

Wirlinga faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

Wirraba

UNKNOWN

Medium
55

Wirraba faces moderate climate risks, primarily from bushfires and heatwaves.

Wirragulla

UNKNOWN

Medium
55

Wirragulla faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Wirrimbi

UNKNOWN

Medium
55

Wirrimbi faces increasing risks from bushfires and heatwaves, with moderate flood risk.

Wolli Creek

UNKNOWN

Medium
55

Wolli Creek faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.

Wollombi

Cessnock

Medium
55

Wollombi faces moderate climate risks, primarily from flooding and bushfires.

Wollomombi

Armidale Regional

Medium
55

Wollomombi is a rural locality in New South Wales, facing moderate risks from bushfires, floods, and heatwaves.

Wolumla

Bega Valley

Medium
55

Wolumla faces moderate climate risks, primarily from bushfires, flooding, heatwaves and coastal hazards.

Womboota

UNKNOWN

Medium
55

Womboota faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Womerah

UNKNOWN

Medium
55

Womerah faces increasing risks from bushfires and heatwaves.

Wondabyne

Central Coast

Medium
55

Wondabyne, NSW, faces moderate climate risks, particularly from coastal hazards and flooding due to its location on the Hawkesbury River.

Wongarbon

Dubbo Regional

Medium
55

Wongarbon is a suburb in the Dubbo region of New South Wales.

Wirrimah

Hilltops Council

Medium
52

Wirrimah is a rural locality in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Wirrinya

UNKNOWN

Medium
52

Wirrinya faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wisemans Creek

UNKNOWN

Medium
52

Wisemans Creek faces moderate risks from flooding, bushfires, and heatwaves.

Wittitrin

UNKNOWN

Medium
52

Wittitrin faces increasing risks from flooding and heatwaves due to climate change.

Woko

UNKNOWN

Medium
52

Woko faces increasing risks from flooding and heatwaves due to climate change.

Wollun

Armidale Regional

Medium
52

Wollun faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Wombarra

Wollongong

Medium
52

Wombarra is a coastal suburb in New South Wales facing increasing climate risks.

Wombat

Hilltops

Medium
52

Wombat, NSW, faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.

Wombeyan Caves

UNKNOWN

Medium
52

Wombeyan Caves faces moderate risks from flooding, bushfires, and heatwaves.

Wonboyn North

UNKNOWN

Medium
52

Wonboyn North faces a medium overall climate risk, with the most significant threats stemming from bushfires and coastal hazards.

Wondalga

UNKNOWN

Medium
52

Wondalga faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase in the future.

Wirlinga

Moderate

Assessment in progress

Wirragulla

Moderate

Assessment in progress

Wirrinya

Moderate

Assessment in progress

Wisemans Creek

Moderate

Assessment in progress

Wisemans Ferry

Moderate

Assessment in progress

Wog Wog

Moderate

Assessment in progress

Woko

Moderate

Assessment in progress

Wollogorang

Moderate

Assessment in progress

Wollombi

Moderate

Assessment in progress

Wollomombi

Moderate

Assessment in progress

Wollongbar

Moderate

Assessment in progress

Wollongong

Moderate

Assessment in progress

Wollongong

Unknown

Assessment in progress

Wollstonecraft

Unknown

Assessment in progress

Wolumla

Moderate

Assessment in progress

Wombat

Moderate

Assessment in progress

Wombat Creek

Moderate

Assessment in progress

Womerah

Moderate

Assessment in progress

Wonboyn

Moderate

Assessment in progress

Wonboyn North

Moderate

Assessment in progress

Wondabyne

Moderate

Assessment in progress

Wongarbon

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in New South Wales Suburbs — Page 105: 2026 Assessments | ClimateNest