NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Wheeny Creek

UNKNOWN

High
72

Wheeny Creek faces significant risks from bushfires and flooding due to its location and climate.

Whian Whian

UNKNOWN

High
72

Whian Whian faces significant climate risks, particularly from bushfires and flooding.

Whiporie

Clarence Valley

High
72

Whiporie faces significant climate risks, particularly from flooding and bushfires.

White Cliffs

Central Darling

High
72

White Cliffs is a remote town in New South Wales facing significant climate-related challenges, particularly from bushfires and extreme heat.

Wiarborough

UNKNOWN

High
72

Wiarborough faces significant climate risks, particularly from bushfires and flooding.

Widden

UNKNOWN

High
72

Widden faces significant climate risks, particularly from bushfires and heatwaves.

Wilcannia

UNKNOWN

High
72

Wilcannia faces significant climate risks, particularly from heatwaves and flooding.

West Wollongong

Wollongong

Medium
58

West Wollongong faces moderate risks from flooding and heatwaves, with increasing trends due to climate change.

Westbrook

Penrith

Medium
58

Westbrook is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.

Wheeler Heights

Northern Beaches

Medium
58

Wheeler Heights faces increasing risks from flooding, bushfires, heatwaves, and coastal hazards due to climate change.

Whitebridge

Lake Macquarie

Medium
58

Whitebridge is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires and flooding.

Whitlow

UNKNOWN

Medium
58

Whitlow, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Whoota

UNKNOWN

Medium
58

Whoota faces increasing risks from bushfires, floods and heatwaves due to climate change.

Wilberforce

Hawkesbury

Medium
58

Wilberforce faces notable risks from flooding and heatwaves, with bushfire risk also present.

West Ryde

City of Ryde

Medium
55

West Ryde faces a moderate climate risk profile, primarily driven by increasing flood and heat risks.

West Tamworth

Tamworth Regional

Medium
55

West Tamworth faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

West Wallsend

Lake Macquarie

Medium
55

West Wallsend faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

West Wyalong

UNKNOWN

Medium
55

West Wyalong faces moderate risks from flooding, bushfires, and heatwaves.

Westdale

UNKNOWN

Medium
55

Westdale faces increasing risks from flooding and heatwaves due to climate change.

Westmead

Parramatta

Medium
55

Westmead is a suburb in Sydney with a moderate climate risk profile.

Wheeo

UNKNOWN

Medium
55

Wheeo, NSW, faces increasing risks from bushfires and floods due to climate change.

Whittingham

Singleton

Medium
55

Whittingham faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Whitton

UNKNOWN

Medium
55

Whitton is a rural town in New South Wales that faces increasing risks from heatwaves and flooding.

Wiagdon

UNKNOWN

Medium
55

Wiagdon faces increasing risks from bushfires and heatwaves due to climate change.

Wiangaree

UNKNOWN

Medium
55

Wiangaree is a rural suburb in New South Wales that faces moderate risks from flooding and high risks from bushfires.

Wickham

Newcastle

Medium
55

Wickham is a suburb in Newcastle, NSW, that faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Widgelli

UNKNOWN

Medium
55

Widgelli is a rural suburb in New South Wales that faces moderate climate risks.

Wilbetree

UNKNOWN

Medium
55

Wilbetree faces moderate risks from flooding, bushfires, and heatwaves.

West Pymble

Ku-ring-gai

Medium
52

West Pymble is a suburb in northern Sydney that faces moderate climate risks.

West Wiangaree

UNKNOWN

Medium
52

West Wiangaree faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Westleigh

Hornsby

Medium
52

Westleigh is a suburb in northern Sydney that faces moderate risks from flooding and bushfires, which are projected to increase with climate change.

Weston

Cessnock

Medium
52

Weston faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Westwood

UNKNOWN

Medium
52

Westwood faces moderate risks from bushfires and heatwaves, with increasing flood risk due to climate change.

Wetherill Park

Fairfield

Medium
52

Wetherill Park faces moderate climate risks, primarily related to flooding and heatwaves.

Wetuppa

Medium
52

Wetuppa faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Whalan

Blacktown

Medium
52

Whalan faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Whale Beach

Northern Beaches

Medium
52

Whale Beach is a suburb on the Northern Beaches of Sydney, NSW, facing increasing climate risks.

Wherrol Flat

MidCoast Council

Medium
52

Wherrol Flat faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

White Rock

Bathurst Regional

Medium
52

White Rock is a suburb in the Bathurst region of New South Wales.

Whiteman Creek

UNKNOWN

Medium
52

Whiteman Creek faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Wild Cattle Creek

UNKNOWN

Medium
52

Wild Cattle Creek faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

West Wollongong

Moderate

Assessment in progress

West Wyalong

Moderate

Assessment in progress

Westleigh

Moderate

Assessment in progress

Westmead

Moderate

Assessment in progress

Wetherill Park

Moderate

Assessment in progress

Whalan

Moderate

Assessment in progress

Wheeny Creek

Moderate

Assessment in progress

Wherrol Flat

Moderate

Assessment in progress

Whiporie

Moderate

Assessment in progress

White Rock

Moderate

Assessment in progress

Whiteman Creek

Moderate

Assessment in progress

Whitlow

Moderate

Assessment in progress

Whitton

Moderate

Assessment in progress

Whoota

Moderate

Assessment in progress

Wiagdon

Moderate

Assessment in progress

Widgelli

Moderate

Assessment in progress

Wilberforce

Moderate

Assessment in progress

Wilcannia

Moderate

Assessment in progress

Wild Cattle Creek

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections