NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Willi Willi

UNKNOWN

High
72

Willi Willi faces significant climate-related risks, particularly from bushfires and flooding.

Wilsons Creek

UNKNOWN

High
72

Wilsons Creek faces significant climate risks, particularly from flooding and bushfires.

Windang

City of Wollongong

High
72

Windang is a coastal suburb in New South Wales that faces significant climate risks, particularly from flooding and coastal erosion.

Windsor

Hawkesbury

High
72

Windsor, NSW, faces significant climate risks, particularly from flooding and heatwaves.

Wingadee

Coonamble

High
72

Wingadee faces significant climate risks, particularly from bushfires, heatwaves and flooding.

Winmalee

Blue Mountains

High
72

Winmalee is a suburb in the Blue Mountains region of New South Wales, facing increasing risks from bushfires, floods, and heatwaves due to climate change.

Willala

UNKNOWN

Medium
58

Willala faces increasing risks from flooding and heatwaves due to climate change.

Williamtown

UNKNOWN

Medium
58

Williamtown faces increasing risks from climate change, particularly related to flooding, heatwaves, and bushfires.

Willow Vale

UNKNOWN

Medium
58

Willow Vale, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Willurah

Medium
58

Willurah faces increasing risks from flooding and heatwaves due to climate change.

Windermere Park

UNKNOWN

Medium
58

Windermere Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Windsor Downs

UNKNOWN

Medium
58

Windsor Downs faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Windy

UNKNOWN

Medium
58

Windy faces moderate risks from flooding, bushfires, and heatwaves, with heat being the most significant concern.

Winegrove

UNKNOWN

Medium
58

Winegrove faces increasing risks from flooding and heatwaves due to climate change.

Wiley Park

Canterbury-Bankstown

Medium
55

Wiley Park faces moderate climate risks, primarily from flooding and heatwaves.

Willawarrin

UNKNOWN

Medium
55

Willawarrin faces moderate risks from flooding and bushfires, which are expected to increase with climate change.

Willbriggie

Griffith

Medium
55

Willbriggie is a suburb in the Riverina region of New South Wales.

Williamsdale

UNKNOWN

Medium
55

Williamsdale faces moderate climate risks, primarily from flooding and bushfires.

Willina

UNKNOWN

Medium
55

Willina faces moderate climate risks, primarily from flooding and heatwaves.

Willmot

Penrith

Medium
55

Willmot is a suburb in Western Sydney that faces moderate risks from flooding, bushfires, and heatwaves.

Willow Tree

Liverpool Plains

Medium
55

Willow Tree is a rural suburb in New South Wales that faces moderate risks from flooding and heatwaves.

Wilpinjong

UNKNOWN

Medium
55

Wilpinjong faces increasing risks from bushfires and heatwaves due to climate change.

Wimborne

UNKNOWN

Medium
55

Wimborne faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Windella

UNKNOWN

Medium
55

Windella faces moderate to high risks from bushfires and heatwaves, with increasing flood risk.

Windellama

UNKNOWN

Medium
55

Windellama, NSW, faces moderate climate risks, primarily from bushfires and flooding.

Windera

Medium
55

Windera faces moderate risks from flooding, bushfires, and heatwaves.

Windeyer

UNKNOWN

Medium
55

Windeyer, NSW, faces increasing risks from bushfires and heatwaves.

Wingen

UNKNOWN

Medium
55

Wingen faces increasing risks from bushfires and heatwaves due to climate change.

Wingham

MidCoast Council

Medium
55

Wingham is a town in the MidCoast Council region of New South Wales, facing moderate climate risks.

Winifred

UNKNOWN

Medium
55

Winifred is a suburb in New South Wales that faces moderate risks from climate change.

Wildes Meadow

Wingecarribee

Medium
52

Wildes Meadow faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Willigobung

UNKNOWN

Medium
52

Willigobung faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Willoughby East

Willoughby

Medium
52

Willoughby East faces moderate climate risks, primarily from flooding and heatwaves.

Willoughby

Willoughby

Medium
52

Willoughby faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Wilton

Wollondilly

Medium
52

Wilton is a suburb in the Wollondilly Shire, NSW, that faces moderate risks from flooding and bushfires.

Wimbledon

UNKNOWN

Medium
52

Wimbledon faces increasing risks from bushfires, floods and heatwaves due to climate change.

Winburndale

Bathurst Regional

Medium
52

Winburndale faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Windale

Lake Macquarie

Medium
52

Windale is a suburb in the Lake Macquarie region of New South Wales, facing moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Windermere

UNKNOWN

Medium
52

Windermere faces moderate climate risks, particularly from flooding and heatwaves.

Windowie

Medium
52

Windowie faces moderate risks from flooding, bushfires, and heatwaves.

Windradyne

Bathurst Regional

Medium
52

Windradyne faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Wingello

Wingecarribee

Medium
52

Wingello faces moderate climate risks, primarily from bushfires and flooding.

Wiley Park

Moderate

Assessment in progress

Willala

Moderate

Assessment in progress

Willbriggie

Moderate

Assessment in progress

Willi Willi

Moderate

Assessment in progress

Williamsdale

Moderate

Assessment in progress

Willina

Moderate

Assessment in progress

Willmot

Moderate

Assessment in progress

Wilsons Creek

Moderate

Assessment in progress

Wimbledon

Moderate

Assessment in progress

Windellama

Moderate

Assessment in progress

Windradyne

Moderate

Assessment in progress

Windsor

Moderate

Assessment in progress

Windsor Downs

Moderate

Assessment in progress

Winegrove

Moderate

Assessment in progress

Wingham

Moderate

Assessment in progress

Winifred

Moderate

Assessment in progress

Winmalee

Moderate

Assessment in progress

Winston Hills

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections