Climate Risk Assessment for Windermere, NSW

Windermere, New South Wales
Updated May 2026

Windermere faces moderate climate risks, particularly from flooding and heatwaves. Climate change is expected to increase the frequency and intensity of these events, posing challenges for residents and infrastructure. Proactive adaptation measures are needed to mitigate these risks.

Is Windermere Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windermere, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Windermere

Flood

Windermere faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Windermere has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Decreased rainfall

Heat

Windermere is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Windermere faces a low to moderate risk from coastal hazards. Sea level rise and storm surges could lead to inundation and erosion in some areas.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Windermere

Detailed Hazard Analysis

heat Risk

Windermere is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Windermere faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Windermere faces a low to moderate risk from coastal hazards. Sea level rise and storm surges could lead to inundation and erosion in some areas.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

Windermere has a moderate bushfire risk due to surrounding vegetation. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Decreased rainfall
  • ·Dry vegetation
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to climate risks.

Price Impact

Properties in high-risk areas may experience price stagnation or decline.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Inquire about insurance costs and coverage.
  • 4.Consider long-term climate risks when making a purchase.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: High

Learn more

Implement Bushfire Management Plan

Near-term

Develop and implement a comprehensive bushfire management plan, including vegetation management and community education.

Est. cost: Medium

Learn more

Establish Cooling Centers

Immediate

Establish public cooling centers to provide refuge for vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Raise Awareness of Climate Risks

Near-term

Conduct public awareness campaigns to educate residents about climate risks and adaptation measures.

Est. cost: Low

Learn more

Strengthen Building Codes

Long-term

Update building codes to ensure new construction is resilient to climate hazards.

Est. cost: Medium

Learn more

About Windermere's Climate Risk Profile

Windermere is a suburb in New South Wales that faces a range of climate-related risks. The primary concerns are flooding, bushfires, and heatwaves, with coastal risks being less pronounced but still relevant.

Flooding is a significant concern due to the suburb's proximity to waterways and low-lying areas. Climate change is projected to increase rainfall intensity, leading to more frequent and severe flooding events. This could damage property, disrupt transportation, and pose risks to human safety.

Bushfire risk is also a factor, particularly during hot, dry periods. The surrounding vegetation creates a potential fuel source, and climate change is expected to exacerbate bushfire conditions. Residents need to be prepared for bushfires and take steps to protect their homes.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations. The elderly, children, and those with chronic health conditions are particularly susceptible to heat stress. Access to cooling centers and public awareness campaigns are important adaptation measures.

While coastal risks are less immediate, sea level rise and storm surges could still impact Windermere in the long term. Coastal erosion and inundation could damage infrastructure and property, particularly in low-lying coastal areas.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Windermere?

The main climate risks are flooding, bushfires, and heatwaves. Sea level rise is a long-term concern.

How is the council addressing climate change?

The council is developing a climate strategy to reduce emissions and adapt to climate impacts.

What can I do to prepare for a flood?

Stay informed about flood warnings, prepare an emergency kit, and have a plan for evacuation.

How can I protect my home from bushfires?

Maintain fire breaks, clear vegetation around your home, and have a bushfire survival plan.

Where can I go during a heatwave?

Public cooling centers are available at various locations throughout the suburb.

Will climate change affect my property value?

Properties in high-risk areas may experience price stagnation or decline.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Windermere, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections