Climate Risk in Windsor, NSW

Windsor, New South Wales· Hawkesbury· 2756
Updated Apr 2026

Windsor, NSW, faces significant climate risks, particularly from flooding and heatwaves. Bushfire risk is also a concern. Residents should prepare for more frequent and intense extreme weather events.

Is Windsor Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windsor, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Windsor

Flood

Windsor is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Windsor faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to lengthen the bushfire season and increase fire intensity.

Key drivers:

  • ·Increased temperatures
  • ·Decreased rainfall

Heat

Windsor experiences high temperatures during summer, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Windsor is located inland and has a low risk of coastal hazards. Sea level rise is not a direct threat.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Windsor

Detailed Hazard Analysis

heat Risk

Windsor experiences high temperatures during summer, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Windsor is highly susceptible to flooding due to its location on the Hawkesbury River floodplain. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Windsor is located inland and has a low risk of coastal hazards. Sea level rise is not a direct threat.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

Windsor faces a moderate bushfire risk due to surrounding bushland. Hotter, drier conditions are projected to lengthen the bushfire season and increase fire intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Decreased rainfall
  • ·Drier vegetation
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to flood and bushfire risk.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider the potential impact of climate change on property value.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Immediate

Invest in flood levees and other infrastructure to protect Windsor from flooding.

Est. cost: High

Learn more

Develop Heat Action Plan

Near-term

Implement a heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Bushfire Mitigation

Immediate

Undertake regular bushfire mitigation activities, such as clearing vegetation around properties.

Est. cost: Low

Learn more

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand extreme weather events.

Est. cost: High

Learn more

Community Education

Near-term

Educate the community about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Windsor's Climate Risk Profile

Windsor, located on the Hawkesbury River floodplain, is highly vulnerable to flooding. The Hawkesbury-Nepean Valley is a unique geographical area where several major rivers converge, creating a high flood risk for communities like Windsor. Climate change is projected to increase rainfall intensity, leading to more frequent and severe flooding events.

Bushfire risk is also a concern for Windsor, with surrounding bushland creating a potential ignition source. Hotter, drier conditions are expected to lengthen the bushfire season and increase fire intensity. Residents should maintain their properties and be prepared to evacuate if necessary.

Heatwaves are another significant threat to Windsor, with high temperatures during summer posing a risk to vulnerable populations. Climate change is projected to increase the frequency and intensity of heatwaves, exacerbating this risk. It is important to stay hydrated and seek shelter during heatwaves.

While coastal hazards are not a direct threat to Windsor due to its inland location, the broader impacts of climate change, such as disruptions to supply chains and infrastructure, could still affect the community. Residents should be aware of these potential impacts and take steps to prepare.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Windsor?

The main climate change risks for Windsor are flooding, bushfires, and heatwaves. Climate change is projected to increase the frequency and intensity of these events.

How can I prepare for flooding in Windsor?

You can prepare for flooding by checking flood maps, having an evacuation plan, and ensuring you have adequate insurance coverage. It is also important to stay informed about weather warnings and follow the advice of emergency services.

What should I do during a heatwave in Windsor?

During a heatwave, it is important to stay hydrated, seek shelter in air-conditioned buildings, and avoid strenuous activity. Check on vulnerable neighbors and family members.

How can I protect my property from bushfires in Windsor?

You can protect your property from bushfires by clearing vegetation around your home, maintaining your gutters, and having a bushfire survival plan. It is also important to stay informed about fire danger ratings and follow the advice of emergency services.

Where can I find more information about climate change in Windsor?

You can find more information about climate change in Windsor on the Hawkesbury City Council website, the NSW Government website, and the CSIRO website.

Is it safe to buy property in Windsor given the flood risk?

Buying property in Windsor requires careful consideration of the flood risk. Check flood maps, historical flood data, and insurance costs. Consider properties located outside high-risk flood zones.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Windsor, use our analysis tool.

Check Your flood Risk Now

Check Windsor's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Windsor, NSW | ClimateNest