Climate Risk Profile: Windang, NSW

Windang, New South Wales· City of Wollongong· 2528
Updated May 2026

Windang is a coastal suburb in New South Wales that faces significant climate risks, particularly from flooding and coastal erosion. The suburb's low-lying location and proximity to Lake Illawarra and the ocean make it vulnerable to rising sea levels and increased rainfall intensity. Residents should be aware of these risks and take steps to prepare for potential impacts.

Is Windang Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windang, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Windang

Flood

Windang faces a high risk of flooding due to its low-lying coastal location and proximity to Lake Illawarra and the ocean. Intense rainfall events can lead to both riverine and coastal flooding.

Key drivers:

  • ·Sea level rise
  • ·Increased rainfall intensity

Bushfire

Windang has a moderate bushfire risk due to nearby bushland areas. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Windang is experiencing an increase in the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, especially during summer.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Windang is vulnerable to coastal erosion and inundation due to sea level rise and storm surges. The coastline is already experiencing erosion, and this is expected to worsen.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Windang

Detailed Hazard Analysis

heat Risk

Windang is experiencing an increase in the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, especially during summer.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Windang faces a high risk of flooding due to its low-lying coastal location and proximity to Lake Illawarra and the ocean. Intense rainfall events can lead to both riverine and coastal flooding.

Primary Drivers

  • ·Sea level rise
  • ·Increased rainfall intensity
  • ·Storm surges
Data source

coastal Risk

Windang is vulnerable to coastal erosion and inundation due to sea level rise and storm surges. The coastline is already experiencing erosion, and this is expected to worsen.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion
Data source

bushfire Risk

Windang has a moderate bushfire risk due to nearby bushland areas. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the high risk of flooding and coastal erosion.

Price Impact

Properties in high-risk areas may experience a decrease in value as climate risks become more apparent.

Buyer Checklist

  • 1.Check flood maps and coastal erosion zones.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Inquire about insurance costs and coverage.
  • 4.Review council's climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Upgrade Drainage Infrastructure

Immediate

Improve drainage systems to manage increased rainfall and reduce the risk of flash flooding.

Est. cost: High

Learn more

Construct Coastal Defenses

Near-term

Build seawalls and other coastal defenses to protect against erosion and inundation.

Est. cost: Very High

Learn more

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Medium

Learn more

Bushfire Management Plan

Near-term

Create and implement a bushfire management plan to reduce the risk of bushfires impacting the community.

Est. cost: Medium

Learn more

Community Education Programs

Long-term

Educate residents about climate risks and how to prepare for extreme weather events.

Est. cost: Low

Learn more

About Windang's Climate Risk Profile

Windang is a suburb located in the City of Wollongong, New South Wales. It is situated on a narrow strip of land between Lake Illawarra and the Pacific Ocean, making it particularly vulnerable to the impacts of climate change.

The primary climate risks for Windang are flooding, coastal erosion, and heatwaves. Flooding can occur from both riverine and coastal sources, with intense rainfall events and storm surges posing a significant threat. Sea level rise is exacerbating coastal erosion, leading to loss of land and damage to infrastructure.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations, such as the elderly and those with chronic health conditions. The urban heat island effect can further amplify the impacts of heatwaves in built-up areas.

Addressing these climate risks requires a combination of adaptation and mitigation measures. Adaptation strategies include improving drainage infrastructure, constructing seawalls, and implementing early warning systems. Mitigation efforts focus on reducing greenhouse gas emissions to slow the pace of climate change. Residents can also take individual actions to reduce their vulnerability, such as preparing emergency kits and staying informed about weather forecasts.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Windang?

Windang is primarily at risk from flooding, coastal erosion, and heatwaves due to its low-lying coastal location and proximity to Lake Illawarra and the ocean.

How is the council addressing climate change in Windang?

The City of Wollongong is implementing various strategies to address climate change, including upgrading drainage infrastructure, constructing coastal defenses, and developing a heatwave early warning system.

What can residents do to prepare for climate change impacts?

Residents can prepare by checking flood maps, assessing their property's vulnerability to heatwaves, inquiring about insurance costs, and reviewing the council's climate adaptation plans. Preparing emergency kits and staying informed about weather forecasts are also important.

Are insurance premiums likely to increase in Windang due to climate change?

Yes, insurance premiums are likely to increase due to the high risk of flooding and coastal erosion in Windang.

Will property values be affected by climate change in Windang?

Properties in high-risk areas may experience a decrease in value as climate risks become more apparent.

Where can I find more information about flood risks in Windang?

You can find more information about flood risks on the City of Wollongong website and the NSW State Emergency Service website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Windang, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections