Climate Risk Profile: Windsor Downs, NSW

Windsor Downs, New South Wales
Updated Apr 2026

Windsor Downs faces increasing risks from flooding, bushfires, and heatwaves due to climate change. Residents should prepare for more frequent and intense extreme weather events. Adaptation measures are crucial to protect the community and property.

Is Windsor Downs Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Windsor Downs, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Windsor Downs

Flood

Windsor Downs faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

Windsor Downs has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Windsor Downs experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Windsor Downs is not directly exposed to coastal risks due to its inland location.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Windsor Downs

Detailed Hazard Analysis

heat Risk

Windsor Downs experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Windsor Downs faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially worsening flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Inadequate drainage infrastructure
Data source

coastal Risk

Windsor Downs is not directly exposed to coastal risks due to its inland location.

Data source

bushfire Risk

Windsor Downs has a high bushfire risk due to its location near bushland. Hotter, drier conditions are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the increasing risks of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to extreme weather events.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop a bushfire survival plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Learn more

Implement bushfire management strategies

Immediate

Conduct regular fuel reduction burns and maintain firebreaks to reduce the risk of bushfires spreading to residential areas.

Est. cost: Medium

Learn more

Develop a community heatwave plan

Near-term

Establish cooling centers and provide support to vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Encourage residents to conserve water to reduce the strain on water resources during droughts and heatwaves.

Est. cost: Low

Learn more

Raise community awareness

Near-term

Educate residents about climate change risks and adaptation measures through workshops and community events.

Est. cost: Low

Learn more

About Windsor Downs's Climate Risk Profile

Windsor Downs, located in New South Wales, is increasingly vulnerable to the impacts of climate change. The primary risks include flooding, bushfires, and heatwaves, all of which are projected to worsen in the coming decades.

Flooding is a significant concern due to the suburb's proximity to waterways. Increased rainfall intensity, driven by climate change, is expected to lead to more frequent and severe flood events. This poses a threat to homes, businesses, and infrastructure.

Bushfire risk is also high, with the suburb surrounded by bushland. Hotter, drier conditions are creating a more fire-prone environment, increasing the likelihood of bushfires impacting the community. Residents need to be prepared for potential evacuations and property damage.

Heatwaves are becoming more frequent and intense, posing a health risk to vulnerable populations, particularly the elderly and those with pre-existing medical conditions. The urban heat island effect can exacerbate these risks, especially in densely populated areas.

While Windsor Downs is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and economic activity, can still affect the suburb. Taking proactive adaptation measures is essential to build resilience and protect the community from the growing threats of climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Windsor Downs?

The main climate change risks for Windsor Downs are flooding, bushfires, and heatwaves. These risks are projected to increase in the coming decades due to climate change.

How can I prepare my home for flooding?

You can prepare your home for flooding by elevating appliances, installing flood barriers, and ensuring that your property is properly drained. Check the Penrith City Council website for more information.

What should I do during a bushfire?

During a bushfire, follow your bushfire survival plan. If you are not able to evacuate, stay inside and protect yourself from the heat and smoke. Stay informed by monitoring the NSW Rural Fire Service website.

How can I stay safe during a heatwave?

During a heatwave, stay hydrated, avoid strenuous activity, and seek shelter in a cool place. Check on vulnerable neighbors and family members. Visit the NSW Health website for more information.

What is the council doing to address climate change?

Penrith City Council is implementing a range of measures to address climate change, including reducing greenhouse gas emissions, improving energy efficiency, and promoting sustainable development. Visit the council's website for more information.

Where can I find more information about local emergency services?

You can find more information about local emergency services on the NSW State Emergency Service (SES) website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Windsor Downs, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections