Climate Risk Profile: Yowie Bay, NSW

Yowie Bay, New South Wales· Sutherland Shire· 2228
Updated May 2026

Yowie Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards. The risk scores are projected to increase by 2050 under high emissions scenarios. Residents should prepare for more frequent extreme weather events.

Is Yowie Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Yowie Bay, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Yowie Bay

Flood

Yowie Bay faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to stormwater runoff and potential inundation.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

The bushfire risk in Yowie Bay is moderate, with some areas bordering bushland. Hot, dry conditions and strong winds can elevate the risk during the bushfire season.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Yowie Bay experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Yowie Bay faces a moderate coastal risk due to sea level rise and potential erosion. Low-lying areas are vulnerable to inundation during storm surges and high tides.

Key drivers:

  • ·Sea level rise
  • ·Increased storm intensity

Wind

Data being compiled

Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Yowie Bay

Detailed Hazard Analysis

heat Risk

Yowie Bay experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Yowie Bay faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to stormwater runoff and potential inundation.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Urban development
Data source

coastal Risk

Yowie Bay faces a moderate coastal risk due to sea level rise and potential erosion. Low-lying areas are vulnerable to inundation during storm surges and high tides.

Primary Drivers

  • ·Sea level rise
  • ·Increased storm intensity
Data source

bushfire Risk

The bushfire risk in Yowie Bay is moderate, with some areas bordering bushland. Hot, dry conditions and strong winds can elevate the risk during the bushfire season.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Strong winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in high-risk areas

Price Impact

Properties in flood-prone areas may experience price impacts

Buyer Checklist

  • 1.Check flood maps and bushfire prone area status
  • 2.Assess property's vulnerability to heatwaves
  • 3.Review insurance options and potential premium increases
  • 4.Consider long-term climate risks when making property decisions

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve stormwater drainage

Near-term

Upgrade stormwater drainage infrastructure to reduce the risk of flooding during heavy rainfall events.

Est. cost: Medium

Learn more

Implement heatwave early warning system

Immediate

Develop and implement a heatwave early warning system to alert vulnerable populations and provide guidance on staying safe during extreme heat events.

Est. cost: Low

Learn more

Strengthen coastal defenses

Long-term

Invest in coastal protection measures, such as seawalls and beach nourishment, to mitigate the impacts of sea level rise and erosion.

Est. cost: High

Learn more

Bushfire preparedness programs

Near-term

Implement community education programs to improve bushfire preparedness and promote fire-resistant landscaping.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Encourage water conservation measures to reduce water demand during droughts and heatwaves.

Est. cost: Low

Learn more

About Yowie Bay's Climate Risk Profile

Yowie Bay, located in the Sutherland Shire of New South Wales, is susceptible to a range of climate-related risks. Its proximity to waterways increases the risk of flooding during heavy rainfall events. Climate change is expected to exacerbate these risks, with more intense storms and rising sea levels.

The suburb also faces challenges from increasing temperatures and more frequent heatwaves. Vulnerable populations, such as the elderly and those with chronic health conditions, are particularly at risk during these events. The urban environment can amplify the heat island effect, further increasing temperatures.

Bushfire risk is also a concern, especially in areas bordering bushland. Hot, dry conditions and strong winds can create dangerous fire conditions. Residents should be aware of bushfire safety measures and have evacuation plans in place.

Coastal risks, including sea level rise and erosion, pose a threat to low-lying areas of Yowie Bay. These risks are projected to increase in the coming decades, potentially impacting infrastructure and property values. Adaptation measures are needed to mitigate these risks and protect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Yowie Bay?

Yowie Bay faces climate risks primarily from flooding, heatwaves, bushfires, and coastal hazards such as sea level rise and erosion. These risks are projected to increase in the future due to climate change.

How will climate change affect property values in Yowie Bay?

Properties in areas at high risk of flooding or coastal inundation may experience price impacts. It's important to consider long-term climate risks when making property decisions.

What is the council doing to address climate change in Yowie Bay?

Sutherland Shire Council has a climate strategy in place to reduce emissions and adapt to the impacts of climate change. This includes measures to improve stormwater drainage, protect coastal areas, and promote sustainable practices.

How can I prepare my home for extreme weather events in Yowie Bay?

You can prepare your home by clearing gutters, trimming trees, securing loose objects, and having an emergency kit ready. If you live in a bushfire-prone area, follow bushfire safety guidelines and maintain a firebreak around your property.

Where can I find more information about flood risks in Yowie Bay?

You can find flood maps and information on the Sutherland Shire Council website or the NSW State Emergency Service website.

What should I do during a heatwave in Yowie Bay?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, avoid strenuous activities, and check on vulnerable neighbors and family members.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Yowie Bay, use our analysis tool.

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections