NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Mount Werong

UNKNOWN

High
72

Mount Werong faces significant climate-related risks, particularly from bushfires and flooding.

Mount Wilson

UNKNOWN

High
72

Mount Wilson is a suburb in New South Wales that faces significant climate risks, particularly from bushfires and flooding.

Mulgrave

Hawkesbury

High
72

Mulgrave, NSW, faces significant climate risks, particularly from flooding and heatwaves.

Muli Muli

UNKNOWN

High
72

Muli Muli faces significant climate risks, particularly from bushfires and floods.

Mount Victoria

UNKNOWN

Medium
58

Mount Victoria faces moderate risks from bushfires, floods, and heatwaves, which are projected to increase with climate change.

Mount Warning

UNKNOWN

Medium
58

Mount Warning faces increasing risks from flooding and heatwaves due to climate change.

Mountain Top

UNKNOWN

Medium
58

Mountain Top faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Mountain View

UNKNOWN

Medium
58

Mountain View, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Mullaley

Gunnedah

Medium
58

Mullaley is a rural town in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Mullaway

Clarence Valley

Medium
58

Mullaway is a coastal suburb in New South Wales that faces several climate-related risks.

Mullumbimby Creek

UNKNOWN

Medium
58

Mullumbimby Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Mullumbimby

Byron

Medium
58

Mullumbimby faces increasing risks from flooding and heatwaves due to climate change.

Mount Tomah

Blue Mountains

Medium
55

Mount Tomah faces moderate climate risks, primarily from bushfires, flooding and heatwaves.

Mount Vernon

Penrith

Medium
55

Mount Vernon faces moderate climate risks, primarily from flooding and bushfires.

Mount View

UNKNOWN

Medium
55

Mount View is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires and heatwaves.

Mount Vincent

Cessnock

Medium
55

Mount Vincent is a suburb in the Hunter Region of New South Wales, facing increasing risks from flooding, bushfires, and heatwaves.

Mount White

Central Coast

Medium
55

Mount White is a suburb in New South Wales that faces moderate climate risks.

Mountain Creek

UNKNOWN

Medium
55

Mountain Creek, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Mountain Lagoon

UNKNOWN

Medium
55

Mountain Lagoon is a rural suburb in New South Wales that faces moderate climate risks.

Mozart

UNKNOWN

Medium
55

Mozart, NSW, faces increasing risks from bushfires and heatwaves due to climate change.

Mulgoa

Penrith

Medium
55

Mulgoa faces moderate climate risks, primarily from flooding and bushfires.

Mulguthrie

UNKNOWN

Medium
55

Mulguthrie faces increasing risks from bushfires and heatwaves, with moderate flood risk.

Mulloon

UNKNOWN

Medium
55

Mulloon faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Mulyandry

UNKNOWN

Medium
55

Mulyandry faces moderate risks from flooding and heatwaves, which are projected to increase with climate change.

Mount Warrigal

Shellharbour

Medium
52

Mount Warrigal is a suburb in New South Wales that faces moderate climate risks.

Mourquong

Wentworth

Medium
52

Mourquong is a suburb in New South Wales that faces moderate risks from flooding and heatwaves.

Mowbray Park

Camden

Medium
52

Mowbray Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mudgee

Mid-Western Regional

Medium
52

Mudgee faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mulbring

Cessnock

Medium
52

Mulbring is a suburb in the Cessnock region of New South Wales.

Mulla Creek

UNKNOWN

Medium
52

Mulla Creek faces moderate risks from flooding and heatwaves, with bushfire risk also a consideration.

Mulla

UNKNOWN

Medium
52

Mulla faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mullamuddy

Mid-Western Regional

Medium
52

Mullamuddy faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Mullengandra

Greater Hume Shire

Medium
52

Mullengandra faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Mullengudgery

Cobar Shire Council

Medium
52

Mullengudgery faces increasing risks from bushfires and heatwaves due to climate change.

Mullion Creek

UNKNOWN

Medium
52

Mullion Creek faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Mullion

Dubbo Regional

Medium
52

Mullion faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Mulwala

Federation

Medium
52

Mulwala is a town in New South Wales that faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Mumbil

Dubbo Regional

Medium
52

Mumbil faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Mumblebone Plain

Coonamble Shire Council

Medium
52

Mumblebone Plain faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mount Tomah

Moderate

Assessment in progress

Mount Victoria

Moderate

Assessment in progress

Mount View

Moderate

Assessment in progress

Mount Vincent

Moderate

Assessment in progress

Mount White

Moderate

Assessment in progress

Mount Wilson

Moderate

Assessment in progress

Mountain Creek

Moderate

Assessment in progress

Mountain Lagoon

Moderate

Assessment in progress

Mountain View

Moderate

Assessment in progress

Mulbring

Moderate

Assessment in progress

Mulgrave

Moderate

Assessment in progress

Mulguthrie

Moderate

Assessment in progress

Mulla

Moderate

Assessment in progress

Mullaley

Moderate

Assessment in progress

Mullaway

Moderate

Assessment in progress

Mullengandra

Moderate

Assessment in progress

Mullion Creek

Moderate

Assessment in progress

Mullumbimby

Moderate

Assessment in progress

Mullumbimby Creek

Moderate

Assessment in progress

Mulwala

Moderate

Assessment in progress

Mulyandry

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections