NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Moorilda

Coonamble

High
72

Moorilda is a suburb in New South Wales that faces significant risks from bushfires, heatwaves and flooding.

Moree

Moree Plains Shire Council

High
72

Moree is a regional town in New South Wales that faces significant climate risks, particularly from flooding and heatwaves.

Mortons Creek

Singleton

High
72

Mortons Creek faces significant climate risks, particularly from bushfires and flooding.

Mossgiel

UNKNOWN

High
72

Mossgiel is a rural locality in New South Wales facing increasing risks from bushfires, heatwaves and flooding.

Mount Aquila

Lithgow

High
72

Mount Aquila faces significant climate risks, particularly from bushfires and flooding.

Moorwatha

UNKNOWN

Medium
58

Moorwatha faces moderate climate risks, primarily related to flooding and heatwaves.

Morisset

Lake Macquarie

Medium
58

Morisset is a suburb in the Lake Macquarie region of New South Wales, facing increasing climate risks.

Morisset Park

UNKNOWN

Medium
58

Morisset Park faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Morning Bay

UNKNOWN

Medium
58

Morning Bay faces a moderate climate risk profile, with increasing threats from flooding, heatwaves, and coastal hazards.

Morpeth

Maitland

Medium
58

Morpeth faces a moderate climate risk, primarily driven by flooding and heatwaves.

Morton

UNKNOWN

Medium
58

Morton faces increasing risks from flooding and heatwaves due to climate change.

Moruya Heads

UNKNOWN

Medium
58

Moruya Heads faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.

Moss Vale

Wingecarribee

Medium
58

Moss Vale faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Mossy Point

Eurobodalla

Medium
58

Mossy Point is a coastal suburb in New South Wales that faces several climate-related risks.

Moulamein

Murray River

Medium
58

Moulamein faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mount Austin

UNKNOWN

Medium
58

Mount Austin faces moderate climate risks, primarily related to flooding and heatwaves.

Mount Cooper

UNKNOWN

Medium
58

Mount Cooper faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Moparrabah

UNKNOWN

Medium
55

Moparrabah faces moderate climate risks, particularly from bushfires and flooding.

Moppy

Mid-Coast Council

Medium
55

Moppy faces moderate climate risks, primarily from flooding and bushfires.

Morangarell

Hilltops

Medium
55

Morangarell faces moderate climate risks, primarily from flooding and heatwaves.

Mortlake

City of Canada Bay

Medium
55

Mortlake faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.

Morts Estate

UNKNOWN

Medium
55

Morts Estate faces a moderate climate risk profile, with heatwaves and flooding posing the most significant threats.

Moruya

Eurobodalla

Medium
55

Moruya is a town in New South Wales that faces increasing climate risks.

Mount Arthur

Medium
55

Mount Arthur faces increasing risks from bushfires and heatwaves.

Mount Collins

UNKNOWN

Medium
55

Mount Collins faces increasing risks from bushfires and heatwaves.

Moorland

MidCoast

Medium
52

Moorland faces increasing risks from flooding and heatwaves due to climate change.

Moorong

City of Wagga Wagga

Medium
52

Moorong faces increasing risks from flooding and heatwaves due to climate change.

Morago

Federation

Medium
52

Morago faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Morans Crossing

UNKNOWN

Medium
52

Morans Crossing faces moderate climate risks, primarily from flooding and heatwaves.

Mororo

UNKNOWN

Medium
52

Mororo faces moderate climate risks, primarily from flooding and heatwaves.

Mortdale

Georges River

Medium
52

Mortdale faces moderate climate risks, primarily from flooding and heatwaves.

Morundah

UNKNOWN

Medium
52

Morundah faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Morven

UNKNOWN

Medium
52

Morven faces moderate risks from flooding, bushfires, and heatwaves.

Moto

UNKNOWN

Medium
52

Moto, NSW, faces a medium overall climate risk.

Mount Adrah

UNKNOWN

Medium
52

Mount Adrah faces moderate risks from bushfires, flooding, and heatwaves.

Mount Annan

Camden

Medium
52

Mount Annan faces moderate risks from flooding, bushfires, and heatwaves.

Mount Burrell

UNKNOWN

Medium
52

Mount Burrell faces increasing risks from flooding and heatwaves due to climate change.

Mount Colah

Hornsby

Medium
52

Mount Colah is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires and flooding.

Moorland

Moderate

Assessment in progress

Moorwatha

Moderate

Assessment in progress

Moparrabah

Moderate

Assessment in progress

Morangarell

Moderate

Assessment in progress

Morans Crossing

Moderate

Assessment in progress

Mororo

Moderate

Assessment in progress

Mortdale

Moderate

Assessment in progress

Mortlake

Moderate

Assessment in progress

Mortons Creek

Moderate

Assessment in progress

Moruya

Moderate

Assessment in progress

Moruya Heads

Moderate

Assessment in progress

Morven

Moderate

Assessment in progress

Mosman

Unknown

Assessment in progress

Mossgiel

Moderate

Assessment in progress

Mossy Point

Moderate

Assessment in progress

Moto

Moderate

Assessment in progress

Moulamein

Moderate

Assessment in progress

Mount Annan

Moderate

Assessment in progress

Mount Colah

Moderate

Assessment in progress

Mount Collins

Moderate

Assessment in progress

Mount Cooper

Moderate

Assessment in progress

Mount Darragh

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections