Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Moorilda
Coonamble
Moorilda is a suburb in New South Wales that faces significant risks from bushfires, heatwaves and flooding.
Moree
Moree Plains Shire Council
Moree is a regional town in New South Wales that faces significant climate risks, particularly from flooding and heatwaves.
Mortons Creek
Singleton
Mortons Creek faces significant climate risks, particularly from bushfires and flooding.
Mossgiel
UNKNOWN
Mossgiel is a rural locality in New South Wales facing increasing risks from bushfires, heatwaves and flooding.
Mount Aquila
Lithgow
Mount Aquila faces significant climate risks, particularly from bushfires and flooding.
Moorwatha
UNKNOWN
Moorwatha faces moderate climate risks, primarily related to flooding and heatwaves.
Morisset
Lake Macquarie
Morisset is a suburb in the Lake Macquarie region of New South Wales, facing increasing climate risks.
Morisset Park
UNKNOWN
Morisset Park faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Morning Bay
UNKNOWN
Morning Bay faces a moderate climate risk profile, with increasing threats from flooding, heatwaves, and coastal hazards.
Morpeth
Maitland
Morpeth faces a moderate climate risk, primarily driven by flooding and heatwaves.
Morton
UNKNOWN
Morton faces increasing risks from flooding and heatwaves due to climate change.
Moruya Heads
UNKNOWN
Moruya Heads faces increasing climate risks, particularly from flooding, heatwaves, and coastal erosion.
Moss Vale
Wingecarribee
Moss Vale faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Mossy Point
Eurobodalla
Mossy Point is a coastal suburb in New South Wales that faces several climate-related risks.
Moulamein
Murray River
Moulamein faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mount Austin
UNKNOWN
Mount Austin faces moderate climate risks, primarily related to flooding and heatwaves.
Mount Cooper
UNKNOWN
Mount Cooper faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Moparrabah
UNKNOWN
Moparrabah faces moderate climate risks, particularly from bushfires and flooding.
Moppy
Mid-Coast Council
Moppy faces moderate climate risks, primarily from flooding and bushfires.
Morangarell
Hilltops
Morangarell faces moderate climate risks, primarily from flooding and heatwaves.
Mortlake
City of Canada Bay
Mortlake faces increasing risks from flooding, heatwaves, and coastal inundation due to climate change.
Morts Estate
UNKNOWN
Morts Estate faces a moderate climate risk profile, with heatwaves and flooding posing the most significant threats.
Moruya
Eurobodalla
Moruya is a town in New South Wales that faces increasing climate risks.
Mount Arthur
Mount Arthur faces increasing risks from bushfires and heatwaves.
Mount Collins
UNKNOWN
Mount Collins faces increasing risks from bushfires and heatwaves.
Moorland
MidCoast
Moorland faces increasing risks from flooding and heatwaves due to climate change.
Moorong
City of Wagga Wagga
Moorong faces increasing risks from flooding and heatwaves due to climate change.
Morago
Federation
Morago faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Morans Crossing
UNKNOWN
Morans Crossing faces moderate climate risks, primarily from flooding and heatwaves.
Mororo
UNKNOWN
Mororo faces moderate climate risks, primarily from flooding and heatwaves.
Mortdale
Georges River
Mortdale faces moderate climate risks, primarily from flooding and heatwaves.
Morundah
UNKNOWN
Morundah faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Morven
UNKNOWN
Morven faces moderate risks from flooding, bushfires, and heatwaves.
Moto
UNKNOWN
Moto, NSW, faces a medium overall climate risk.
Mount Adrah
UNKNOWN
Mount Adrah faces moderate risks from bushfires, flooding, and heatwaves.
Mount Annan
Camden
Mount Annan faces moderate risks from flooding, bushfires, and heatwaves.
Mount Burrell
UNKNOWN
Mount Burrell faces increasing risks from flooding and heatwaves due to climate change.
Mount Colah
Hornsby
Mount Colah is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires and flooding.
Moorland
Assessment in progress
Moorwatha
Assessment in progress
Moparrabah
Assessment in progress
Morangarell
Assessment in progress
Morans Crossing
Assessment in progress
Mororo
Assessment in progress
Mortdale
Assessment in progress
Mortlake
Assessment in progress
Mortons Creek
Assessment in progress
Moruya
Assessment in progress
Moruya Heads
Assessment in progress
Morven
Assessment in progress
Mosman
Assessment in progress
Mossgiel
Assessment in progress
Mossy Point
Assessment in progress
Moto
Assessment in progress
Moulamein
Assessment in progress
Mount Annan
Assessment in progress
Mount Colah
Assessment in progress
Mount Collins
Assessment in progress
Mount Cooper
Assessment in progress
Mount Darragh
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections