Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Moggs Swamp
UNKNOWN
Moggs Swamp faces significant climate-related risks, particularly from heatwaves and flooding.
Mogo Creek
UNKNOWN
Mogo Creek faces significant climate-related risks, particularly from bushfires and flooding.
Mogo
UNKNOWN
Mogo, NSW, faces significant climate risks, particularly from bushfires and flooding.
Mogood
Eurobodalla
Mogood, NSW, faces increasing risks from bushfires, floods, and heatwaves due to climate change.
Minnamurra
UNKNOWN
Minnamurra faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Minnie Water
Clarence Valley
Minnie Water faces moderate climate risks, particularly from bushfires, floods, and coastal hazards.
Minore
UNKNOWN
Minore faces increasing risks from flooding and heatwaves due to climate change.
Miranda
Sutherland Shire
Miranda, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.
Mirrabooka
UNKNOWN
Mirrabooka faces moderate climate risks, primarily from flooding and heatwaves.
Mitchells Island
UNKNOWN
Mitchells Island faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Milperra
UNKNOWN
Milperra faces a medium overall climate risk, primarily driven by flooding and heatwave risks.
Milroy
UNKNOWN
Milroy faces increasing risks from flooding and heatwaves due to climate change.
Milsons Point
North Sydney
Milsons Point faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Mimosa
UNKNOWN
Mimosa faces increasing risks from heatwaves and bushfires.
Minchinbury
Blacktown
Minchinbury faces moderate climate risks, primarily from flooding and heatwaves.
Mindaribba
UNKNOWN
Mindaribba faces increasing risks from heatwaves and flooding due to climate change.
Mingoola
UNKNOWN
Mingoola faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Mirador
UNKNOWN
Mirador faces increasing risks from heatwaves and flooding due to climate change.
Missabotti
UNKNOWN
Missabotti faces moderate climate risks, primarily from flooding and bushfires.
Mitchell
UNKNOWN
Mitchell, NSW, faces increasing risks from bushfires and heatwaves.
Mitchells Flat
UNKNOWN
Mitchells Flat faces moderate climate risks, primarily from flooding and bushfires.
Moama
UNKNOWN
Moama faces increasing risks from flooding and heatwaves due to climate change.
Modanville
UNKNOWN
Modanville faces moderate climate risks, primarily from flooding and bushfires.
Mogendoura
Eurobodalla
Mogendoura is a suburb in New South Wales that faces moderate climate risks.
Mogilla
UNKNOWN
Mogilla faces increasing risks from bushfires and heatwaves, with moderate flood risk.
Mograni
UNKNOWN
Mograni faces increasing risks from heatwaves and flooding due to climate change.
Mogriguy
UNKNOWN
Mogriguy faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Mole River
UNKNOWN
Mole River faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Milsons Passage
UNKNOWN
Milsons Passage faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.
Milton
UNKNOWN
Milton, NSW, faces a moderate overall climate risk.
Milvale
UNKNOWN
Milvale faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Minimbah
UNKNOWN
Minimbah faces increasing risks from flooding and heatwaves due to climate change.
Minjary
UNKNOWN
Minjary faces moderate risks from flooding, bushfires, and heatwaves.
Minmi
City of Newcastle
Minmi is a suburb in the City of Newcastle, NSW, that faces moderate climate risks, primarily from flooding and heatwaves.
Minto Heights
UNKNOWN
Minto Heights faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Minto
Campbelltown
Minto faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Mirannie
UNKNOWN
Mirannie faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Mirrool
UNKNOWN
Mirrool faces moderate climate risks, primarily from bushfires and heatwaves.
Mittagong
Wingecarribee
Mittagong is a suburb in the Southern Highlands of New South Wales, facing increasing risks from flooding, bushfires, and heatwaves due to climate change.
Mogareeka
Bega Valley
Mogareeka is a suburb in New South Wales that faces moderate risks from climate change, particularly from flooding, bushfires, heatwaves, and coastal hazards.
Milroy
Assessment in progress
Milsons Passage
Assessment in progress
Milvale
Assessment in progress
Minchinbury
Assessment in progress
Minimbah
Assessment in progress
Minnie Water
Assessment in progress
Minore
Assessment in progress
Minto
Assessment in progress
Minto Heights
Assessment in progress
Mirador
Assessment in progress
Mirrool
Assessment in progress
Mitchells Island
Assessment in progress
Mogendoura
Assessment in progress
Moggs Swamp
Assessment in progress
Mogilla
Assessment in progress
Mogo
Assessment in progress
Mogo Creek
Assessment in progress
Mograni
Assessment in progress
Mogriguy
Assessment in progress
Moleville Creek
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections