NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Moggs Swamp

UNKNOWN

High
72

Moggs Swamp faces significant climate-related risks, particularly from heatwaves and flooding.

Mogo Creek

UNKNOWN

High
72

Mogo Creek faces significant climate-related risks, particularly from bushfires and flooding.

Mogo

UNKNOWN

High
72

Mogo, NSW, faces significant climate risks, particularly from bushfires and flooding.

Mogood

Eurobodalla

High
72

Mogood, NSW, faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Minnamurra

UNKNOWN

Medium
58

Minnamurra faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Minnie Water

Clarence Valley

Medium
58

Minnie Water faces moderate climate risks, particularly from bushfires, floods, and coastal hazards.

Minore

UNKNOWN

Medium
58

Minore faces increasing risks from flooding and heatwaves due to climate change.

Miranda

Sutherland Shire

Medium
58

Miranda, NSW, faces increasing climate risks, particularly from flooding, heatwaves, and coastal hazards.

Mirrabooka

UNKNOWN

Medium
58

Mirrabooka faces moderate climate risks, primarily from flooding and heatwaves.

Mitchells Island

UNKNOWN

Medium
58

Mitchells Island faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Milperra

UNKNOWN

Medium
55

Milperra faces a medium overall climate risk, primarily driven by flooding and heatwave risks.

Milroy

UNKNOWN

Medium
55

Milroy faces increasing risks from flooding and heatwaves due to climate change.

Milsons Point

North Sydney

Medium
55

Milsons Point faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Mimosa

UNKNOWN

Medium
55

Mimosa faces increasing risks from heatwaves and bushfires.

Minchinbury

Blacktown

Medium
55

Minchinbury faces moderate climate risks, primarily from flooding and heatwaves.

Mindaribba

UNKNOWN

Medium
55

Mindaribba faces increasing risks from heatwaves and flooding due to climate change.

Mingoola

UNKNOWN

Medium
55

Mingoola faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Mirador

UNKNOWN

Medium
55

Mirador faces increasing risks from heatwaves and flooding due to climate change.

Missabotti

UNKNOWN

Medium
55

Missabotti faces moderate climate risks, primarily from flooding and bushfires.

Mitchell

UNKNOWN

Medium
55

Mitchell, NSW, faces increasing risks from bushfires and heatwaves.

Mitchells Flat

UNKNOWN

Medium
55

Mitchells Flat faces moderate climate risks, primarily from flooding and bushfires.

Moama

UNKNOWN

Medium
55

Moama faces increasing risks from flooding and heatwaves due to climate change.

Modanville

UNKNOWN

Medium
55

Modanville faces moderate climate risks, primarily from flooding and bushfires.

Mogendoura

Eurobodalla

Medium
55

Mogendoura is a suburb in New South Wales that faces moderate climate risks.

Mogilla

UNKNOWN

Medium
55

Mogilla faces increasing risks from bushfires and heatwaves, with moderate flood risk.

Mograni

UNKNOWN

Medium
55

Mograni faces increasing risks from heatwaves and flooding due to climate change.

Mogriguy

UNKNOWN

Medium
55

Mogriguy faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mole River

UNKNOWN

Medium
55

Mole River faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Milsons Passage

UNKNOWN

Medium
52

Milsons Passage faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.

Milton

UNKNOWN

Medium
52

Milton, NSW, faces a moderate overall climate risk.

Milvale

UNKNOWN

Medium
52

Milvale faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Minimbah

UNKNOWN

Medium
52

Minimbah faces increasing risks from flooding and heatwaves due to climate change.

Minjary

UNKNOWN

Medium
52

Minjary faces moderate risks from flooding, bushfires, and heatwaves.

Minmi

City of Newcastle

Medium
52

Minmi is a suburb in the City of Newcastle, NSW, that faces moderate climate risks, primarily from flooding and heatwaves.

Minto Heights

UNKNOWN

Medium
52

Minto Heights faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Minto

Campbelltown

Medium
52

Minto faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mirannie

UNKNOWN

Medium
52

Mirannie faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Mirrool

UNKNOWN

Medium
52

Mirrool faces moderate climate risks, primarily from bushfires and heatwaves.

Mittagong

Wingecarribee

Medium
52

Mittagong is a suburb in the Southern Highlands of New South Wales, facing increasing risks from flooding, bushfires, and heatwaves due to climate change.

Mogareeka

Bega Valley

Medium
52

Mogareeka is a suburb in New South Wales that faces moderate risks from climate change, particularly from flooding, bushfires, heatwaves, and coastal hazards.

Milroy

Moderate

Assessment in progress

Milsons Passage

Moderate

Assessment in progress

Milvale

Moderate

Assessment in progress

Minchinbury

Moderate

Assessment in progress

Minimbah

Moderate

Assessment in progress

Minnie Water

Moderate

Assessment in progress

Minore

Moderate

Assessment in progress

Minto

Moderate

Assessment in progress

Minto Heights

Moderate

Assessment in progress

Mirador

Moderate

Assessment in progress

Mirrool

Moderate

Assessment in progress

Mitchells Island

Moderate

Assessment in progress

Mogendoura

Moderate

Assessment in progress

Moggs Swamp

Moderate

Assessment in progress

Mogilla

Moderate

Assessment in progress

Mogo

Moderate

Assessment in progress

Mogo Creek

Moderate

Assessment in progress

Mograni

Moderate

Assessment in progress

Mogriguy

Moderate

Assessment in progress

Moleville Creek

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections