Climate Risk in Moama, NSW

Moama, New South Wales
Updated May 2026

Moama faces increasing risks from flooding and heatwaves due to climate change. Bushfire risk is also a concern. Residents should prepare for more extreme weather events.

Is Moama Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Moama, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Moama

Flood

Moama faces a moderate risk of flooding due to its proximity to the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

Moama has a moderate bushfire risk due to surrounding grasslands and bushland. Hotter, drier conditions are projected to increase the likelihood of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Moama is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves

Coastal

Moama is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Key drivers:

  • ·Inland location

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Moama

Detailed Hazard Analysis

heat Risk

Moama is likely to experience more frequent and intense heatwaves. This poses a significant risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising average temperatures
  • ·Increased frequency of heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Moama faces a moderate risk of flooding due to its proximity to the Murray River. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development
Data source

coastal Risk

Moama is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion.

Primary Drivers

  • ·Inland location
Data source

bushfire Risk

Moama has a moderate bushfire risk due to surrounding grasslands and bushland. Hotter, drier conditions are projected to increase the likelihood of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the rising risk of flooding and bushfires.

Price Impact

Properties in flood-prone areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Ensure adequate insurance coverage.
  • 4.Consider energy efficiency and water conservation measures.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in levees and other flood control measures to protect properties and infrastructure from riverine flooding.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement bushfire mitigation measures, such as fuel reduction and community education programs.

Est. cost: Medium

Learn more

Develop Heat Action Plan

Immediate

Establish cooling centers and provide public awareness campaigns on heatwave safety.

Est. cost: Low

Learn more

Upgrade Infrastructure

Long-term

Ensure that critical infrastructure, such as power and water supplies, is resilient to extreme weather events.

Est. cost: High

Learn more

About Moama's Climate Risk Profile

Moama, located on the Murray River, is vulnerable to the impacts of climate change, particularly increased flooding and heatwaves. The region is projected to experience more frequent and intense rainfall events, leading to a higher risk of riverine flooding. The Murray River's water levels can fluctuate significantly, and climate change is expected to exacerbate these fluctuations, posing challenges for local communities and infrastructure.

Bushfire risk is also a concern in Moama, with surrounding grasslands and bushland providing fuel for potential fires. Hotter, drier conditions are projected to increase the likelihood of bushfires, particularly during the summer months. Residents should be aware of bushfire safety measures and have evacuation plans in place.

Heatwaves are another significant threat to Moama, with rising average temperatures and more frequent heatwave events projected for the region. This poses a risk to vulnerable populations, such as the elderly, children, and those with chronic health conditions. Access to cooling centers and adequate hydration are crucial during heatwaves.

While Moama is not directly exposed to coastal hazards, the broader impacts of climate change, such as disruptions to supply chains and increased migration, could indirectly affect the region. Adapting to climate change requires a coordinated effort from local government, residents, and businesses.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Moama?

The main climate change risks in Moama are increased flooding, more frequent and intense heatwaves, and a higher risk of bushfires.

How will climate change affect property values in Moama?

Properties in flood-prone areas may experience a decrease in value due to the increased risk of flooding.

What can I do to prepare for heatwaves in Moama?

Stay hydrated, seek shelter in air-conditioned buildings, and avoid strenuous activity during the hottest part of the day.

Where can I find information on bushfire safety in Moama?

The NSW Rural Fire Service provides information on bushfire safety and preparedness.

What is the local council doing to address climate change in Moama?

The Murray River Council is developing and implementing climate change adaptation strategies to reduce the risks associated with climate change.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Moama, use our analysis tool.

Check Your flood Risk Now

Check Moama's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections