Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Moorara
Moorara faces significant climate risks, particularly from bushfires and heatwaves.
Moleville Creek
UNKNOWN
Moleville Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mollymook Beach
Shoalhaven
Mollymook Beach is a coastal suburb in New South Wales that faces several climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.
Mona Vale
Northern Beaches
Mona Vale faces a moderate overall climate risk.
Monivae
UNKNOWN
Monivae faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Monterey
Bayside
Monterey is a suburb in Sydney facing moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.
Moonan Brook
Upper Hunter Shire Council
Moonan Brook faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Moonee Beach
UNKNOWN
Moonee Beach is a suburb in New South Wales that faces several climate-related risks.
Mooney Mooney Creek
UNKNOWN
Mooney Mooney Creek faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.
Mooney Mooney
UNKNOWN
Mooney Mooney faces a medium level of climate risk, primarily due to flooding, heatwaves, and bushfires.
Mooral Creek
UNKNOWN
Mooral Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Moore Creek
UNKNOWN
Moore Creek faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Mollymook
Shoalhaven
Mollymook faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.
Monaltrie
UNKNOWN
Monaltrie faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mondayong
Mondayong faces moderate climate risks, primarily from flooding and heatwaves.
Mondrook
MidCoast
Mondrook is a suburb in New South Wales that faces a medium overall climate risk.
Monga
UNKNOWN
Monga faces moderate climate risks, primarily from flooding and bushfires.
Mongarlowe
UNKNOWN
Mongarlowe faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Mongogarie
UNKNOWN
Mongogarie faces moderate risks from flooding and heatwaves.
Montecollum
UNKNOWN
Montecollum is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.
Moonbria
UNKNOWN
Moonbria faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Moonee
Coffs Harbour
Moonee, NSW, faces increasing climate risks, particularly from heatwaves and flooding.
Moonpar
UNKNOWN
Moonpar faces moderate climate risks, primarily from flooding and bushfires.
Moorbel
UNKNOWN
Moorbel, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Moore Park
UNKNOWN
Moore Park faces moderate climate risks, primarily related to flooding and heatwaves.
Moorebank
UNKNOWN
Moorebank faces moderate climate risks, primarily from flooding and heatwaves.
Mollyan
Mollyan faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Molong
Cabonne
Molong, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Monak
Monak is a suburb in New South Wales that faces moderate climate risks, primarily from bushfires and heatwaves.
Monia Gap
UNKNOWN
Monia Gap faces moderate risks from flooding, bushfires, and heatwaves.
Monkerai
UNKNOWN
Monkerai faces moderate risks from flooding, bushfires, and heatwaves.
Monteagle
Hilltops Council
Monteagle faces increasing risks from flooding and heatwaves due to climate change.
Montefiores
Dubbo Regional
Montefiores faces increasing risks from flooding and heatwaves due to climate change.
Mooball
Tweed
Mooball is a suburb in the Tweed Shire, NSW, that faces moderate climate risks.
Moobi
UNKNOWN
Moobi is a suburb in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.
Moogem
UNKNOWN
Moogem faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these threats.
Mookerawa
Mid-Western Regional
Mookerawa faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Mookima Wybra
UNKNOWN
Mookima Wybra faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Moolarben
Mid-Western Regional
Moolarben faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Moollattoo
Moollattoo faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Moolpa
Wentworth
Moolpa is a rural locality in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.
Moombooldool
UNKNOWN
Moombooldool faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Moonan Flat
Upper Hunter Shire
Moonan Flat faces increasing risks from flooding and bushfires due to climate change.
Moonbah
UNKNOWN
Moonbah faces moderate climate risks, primarily from bushfires, flooding, and increasing heat.
Moonbi
UNKNOWN
Moonbi faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Mooneba
UNKNOWN
Mooneba faces moderate climate risks, primarily from flooding and heatwaves.
Molong
Assessment in progress
Mongogarie
Assessment in progress
Monia Gap
Assessment in progress
Monkerai
Assessment in progress
Montecollum
Assessment in progress
Moogem
Assessment in progress
Mookima Wybra
Assessment in progress
Moonbria
Assessment in progress
Moonee Beach
Assessment in progress
Mooney Mooney
Assessment in progress
Mooney Mooney Creek
Assessment in progress
Moonpar
Assessment in progress
Mooral Creek
Assessment in progress
Moorbel
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections