NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Moorara

High
72

Moorara faces significant climate risks, particularly from bushfires and heatwaves.

Moleville Creek

UNKNOWN

Medium
58

Moleville Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mollymook Beach

Shoalhaven

Medium
58

Mollymook Beach is a coastal suburb in New South Wales that faces several climate-related risks, including flooding, bushfires, heatwaves, and coastal erosion.

Mona Vale

Northern Beaches

Medium
58

Mona Vale faces a moderate overall climate risk.

Monivae

UNKNOWN

Medium
58

Monivae faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Monterey

Bayside

Medium
58

Monterey is a suburb in Sydney facing moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Moonan Brook

Upper Hunter Shire Council

Medium
58

Moonan Brook faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Moonee Beach

UNKNOWN

Medium
58

Moonee Beach is a suburb in New South Wales that faces several climate-related risks.

Mooney Mooney Creek

UNKNOWN

Medium
58

Mooney Mooney Creek faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Mooney Mooney

UNKNOWN

Medium
58

Mooney Mooney faces a medium level of climate risk, primarily due to flooding, heatwaves, and bushfires.

Mooral Creek

UNKNOWN

Medium
58

Mooral Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Moore Creek

UNKNOWN

Medium
58

Moore Creek faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Mollymook

Shoalhaven

Medium
55

Mollymook faces moderate risks from flooding, bushfires, heatwaves, and coastal erosion.

Monaltrie

UNKNOWN

Medium
55

Monaltrie faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mondayong

Medium
55

Mondayong faces moderate climate risks, primarily from flooding and heatwaves.

Mondrook

MidCoast

Medium
55

Mondrook is a suburb in New South Wales that faces a medium overall climate risk.

Monga

UNKNOWN

Medium
55

Monga faces moderate climate risks, primarily from flooding and bushfires.

Mongarlowe

UNKNOWN

Medium
55

Mongarlowe faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mongogarie

UNKNOWN

Medium
55

Mongogarie faces moderate risks from flooding and heatwaves.

Montecollum

UNKNOWN

Medium
55

Montecollum is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

Moonbria

UNKNOWN

Medium
55

Moonbria faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Moonee

Coffs Harbour

Medium
55

Moonee, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

Moonpar

UNKNOWN

Medium
55

Moonpar faces moderate climate risks, primarily from flooding and bushfires.

Moorbel

UNKNOWN

Medium
55

Moorbel, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Moore Park

UNKNOWN

Medium
55

Moore Park faces moderate climate risks, primarily related to flooding and heatwaves.

Moorebank

UNKNOWN

Medium
55

Moorebank faces moderate climate risks, primarily from flooding and heatwaves.

Mollyan

Medium
52

Mollyan faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Molong

Cabonne

Medium
52

Molong, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Monak

Medium
52

Monak is a suburb in New South Wales that faces moderate climate risks, primarily from bushfires and heatwaves.

Monia Gap

UNKNOWN

Medium
52

Monia Gap faces moderate risks from flooding, bushfires, and heatwaves.

Monkerai

UNKNOWN

Medium
52

Monkerai faces moderate risks from flooding, bushfires, and heatwaves.

Monteagle

Hilltops Council

Medium
52

Monteagle faces increasing risks from flooding and heatwaves due to climate change.

Montefiores

Dubbo Regional

Medium
52

Montefiores faces increasing risks from flooding and heatwaves due to climate change.

Mooball

Tweed

Medium
52

Mooball is a suburb in the Tweed Shire, NSW, that faces moderate climate risks.

Moobi

UNKNOWN

Medium
52

Moobi is a suburb in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Moogem

UNKNOWN

Medium
52

Moogem faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these threats.

Mookerawa

Mid-Western Regional

Medium
52

Mookerawa faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mookima Wybra

UNKNOWN

Medium
52

Mookima Wybra faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Moolarben

Mid-Western Regional

Medium
52

Moolarben faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Moollattoo

Medium
52

Moollattoo faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Moolpa

Wentworth

Medium
52

Moolpa is a rural locality in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Moombooldool

UNKNOWN

Medium
52

Moombooldool faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Moonan Flat

Upper Hunter Shire

Medium
52

Moonan Flat faces increasing risks from flooding and bushfires due to climate change.

Moonbah

UNKNOWN

Medium
52

Moonbah faces moderate climate risks, primarily from bushfires, flooding, and increasing heat.

Moonbi

UNKNOWN

Medium
52

Moonbi faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Mooneba

UNKNOWN

Medium
52

Mooneba faces moderate climate risks, primarily from flooding and heatwaves.

Molong

Moderate

Assessment in progress

Mongogarie

Moderate

Assessment in progress

Monia Gap

Moderate

Assessment in progress

Monkerai

Moderate

Assessment in progress

Montecollum

Moderate

Assessment in progress

Moogem

Moderate

Assessment in progress

Mookima Wybra

Moderate

Assessment in progress

Moonbria

Moderate

Assessment in progress

Moonee Beach

Moderate

Assessment in progress

Mooney Mooney

Moderate

Assessment in progress

Mooney Mooney Creek

Moderate

Assessment in progress

Moonpar

Moderate

Assessment in progress

Mooral Creek

Moderate

Assessment in progress

Moorbel

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections