Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Merriwagga
UNKNOWN
Merriwagga is a small inland town in New South Wales that faces moderate climate risks.
Metford
Maitland
Metford is a suburb in the Hunter region of New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.
Methul
UNKNOWN
Methul faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Michelago
UNKNOWN
Michelago faces increasing risks from bushfires, floods, and heatwaves due to climate change.
Middle Brother
UNKNOWN
Middle Brother faces moderate climate risks, primarily from flooding and heatwaves.
Middle Cove
North Sydney
Middle Cove faces increasing risks from climate change, particularly from heatwaves and flooding.
Middle Falbrook
UNKNOWN
Middle Falbrook faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Middle Pocket
UNKNOWN
Middle Pocket faces increasing risks from flooding and heatwaves due to climate change.
Middlingbank
UNKNOWN
Middlingbank faces increasing risks from flooding and heatwaves due to climate change.
Milbrodale
Singleton
Milbrodale is a rural suburb in the Hunter Region of New South Wales.
Millah Murrah
UNKNOWN
Millah Murrah faces increasing risks from heatwaves and bushfires.
Miller
Liverpool
Miller, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Merriwa
UNKNOWN
Merriwa faces increasing risks from bushfires and heatwaves, with moderate flood risk.
Merrylands
Cumberland
Merrylands faces moderate climate risks, primarily from flooding and heatwaves.
Merrylands West
UNKNOWN
Merrylands West faces moderate climate risks, primarily from flooding and heatwaves.
Merungle Hill
UNKNOWN
Merungle Hill faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Meryla
Wingecarribee
Meryla faces increasing risks from bushfires and floods due to climate change.
Metz
UNKNOWN
Metz, NSW, faces moderate climate risks, primarily from flooding and bushfires.
Miamley
UNKNOWN
Miamley faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Miandetta
UNKNOWN
Miandetta faces increasing risks from climate change, particularly related to heatwaves and flooding.
Micalo Island
UNKNOWN
Micalo Island faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.
Middle Arm
UNKNOWN
Middle Arm faces moderate climate risks, primarily from flooding and bushfires.
Middle Brook
UNKNOWN
Middle Brook faces increasing risks from flooding and heatwaves due to climate change.
Middle Dural
UNKNOWN
Middle Dural faces moderate climate risks, primarily from flooding and bushfires.
Middle Flat
UNKNOWN
Middle Flat, NSW, faces increasing climate risks, particularly from heatwaves and flooding.
Mila
UNKNOWN
Mila faces increasing risks from bushfires and heatwaves.
Milkers Flat
UNKNOWN
Milkers Flat is a suburb in New South Wales that faces moderate risks from bushfires and heatwaves, with some flood risk.
Millers Forest
UNKNOWN
Millers Forest faces increasing risks from flooding and heatwaves due to climate change.
Millers Point
UNKNOWN
Millers Point faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Millie
UNKNOWN
Millie faces increasing risks from flooding and heatwaves due to climate change.
Merrygoen
Mid-Western Regional
Merrygoen is a rural town in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.
Middleton Grange
Liverpool
Middleton Grange is a suburb in Sydney's west, facing moderate risks from flooding and heatwaves.
Midginbil
Tweed Shire Council
Midginbil faces moderate climate risks, primarily from flooding and heatwaves.
Mihi
UNKNOWN
Mihi, NSW, faces moderate risks from bushfires, floods, and heatwaves.
Milbrulong
Federation
Milbrulong faces increasing risks from flooding and heatwaves.
Millbank
UNKNOWN
Millbank faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Millfield
Cessnock
Millfield faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Millingandi
Bega Valley
Millingandi faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Millthorpe
Blayney
Millthorpe faces increasing risks from bushfires, heatwaves and flooding due to climate change.
Milparinka
Unincorporated NSW
Milparinka faces moderate risks from flooding, bushfires, and heatwaves, primarily driven by climate change and regional weather patterns.
Merriwagga
Assessment in progress
Merrylands
Assessment in progress
Merrylands West
Assessment in progress
Methul
Assessment in progress
Metz
Assessment in progress
Miandetta
Assessment in progress
Micalo Island
Assessment in progress
Michelago
Assessment in progress
Middle Arm
Assessment in progress
Middle Brother
Assessment in progress
Middle Dural
Assessment in progress
Middle Flat
Assessment in progress
Middle Pocket
Assessment in progress
Mila
Assessment in progress
Milkers Flat
Assessment in progress
Millah Murrah
Assessment in progress
Millfield
Assessment in progress
Millingandi
Assessment in progress
Millthorpe
Assessment in progress
Milperra
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections