NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Merriwagga

UNKNOWN

Medium
58

Merriwagga is a small inland town in New South Wales that faces moderate climate risks.

Metford

Maitland

Medium
58

Metford is a suburb in the Hunter region of New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Methul

UNKNOWN

Medium
58

Methul faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Michelago

UNKNOWN

Medium
58

Michelago faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Middle Brother

UNKNOWN

Medium
58

Middle Brother faces moderate climate risks, primarily from flooding and heatwaves.

Middle Cove

North Sydney

Medium
58

Middle Cove faces increasing risks from climate change, particularly from heatwaves and flooding.

Middle Falbrook

UNKNOWN

Medium
58

Middle Falbrook faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Middle Pocket

UNKNOWN

Medium
58

Middle Pocket faces increasing risks from flooding and heatwaves due to climate change.

Middlingbank

UNKNOWN

Medium
58

Middlingbank faces increasing risks from flooding and heatwaves due to climate change.

Milbrodale

Singleton

Medium
58

Milbrodale is a rural suburb in the Hunter Region of New South Wales.

Millah Murrah

UNKNOWN

Medium
58

Millah Murrah faces increasing risks from heatwaves and bushfires.

Miller

Liverpool

Medium
58

Miller, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Merriwa

UNKNOWN

Medium
55

Merriwa faces increasing risks from bushfires and heatwaves, with moderate flood risk.

Merrylands

Cumberland

Medium
55

Merrylands faces moderate climate risks, primarily from flooding and heatwaves.

Merrylands West

UNKNOWN

Medium
55

Merrylands West faces moderate climate risks, primarily from flooding and heatwaves.

Merungle Hill

UNKNOWN

Medium
55

Merungle Hill faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Meryla

Wingecarribee

Medium
55

Meryla faces increasing risks from bushfires and floods due to climate change.

Metz

UNKNOWN

Medium
55

Metz, NSW, faces moderate climate risks, primarily from flooding and bushfires.

Miamley

UNKNOWN

Medium
55

Miamley faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Miandetta

UNKNOWN

Medium
55

Miandetta faces increasing risks from climate change, particularly related to heatwaves and flooding.

Micalo Island

UNKNOWN

Medium
55

Micalo Island faces moderate climate risks, particularly from flooding, heatwaves and coastal hazards.

Middle Arm

UNKNOWN

Medium
55

Middle Arm faces moderate climate risks, primarily from flooding and bushfires.

Middle Brook

UNKNOWN

Medium
55

Middle Brook faces increasing risks from flooding and heatwaves due to climate change.

Middle Dural

UNKNOWN

Medium
55

Middle Dural faces moderate climate risks, primarily from flooding and bushfires.

Middle Flat

UNKNOWN

Medium
55

Middle Flat, NSW, faces increasing climate risks, particularly from heatwaves and flooding.

Mila

UNKNOWN

Medium
55

Mila faces increasing risks from bushfires and heatwaves.

Milkers Flat

UNKNOWN

Medium
55

Milkers Flat is a suburb in New South Wales that faces moderate risks from bushfires and heatwaves, with some flood risk.

Millers Forest

UNKNOWN

Medium
55

Millers Forest faces increasing risks from flooding and heatwaves due to climate change.

Millers Point

UNKNOWN

Medium
55

Millers Point faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Millie

UNKNOWN

Medium
55

Millie faces increasing risks from flooding and heatwaves due to climate change.

Merrygoen

Mid-Western Regional

Medium
52

Merrygoen is a rural town in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Middleton Grange

Liverpool

Medium
52

Middleton Grange is a suburb in Sydney's west, facing moderate risks from flooding and heatwaves.

Midginbil

Tweed Shire Council

Medium
52

Midginbil faces moderate climate risks, primarily from flooding and heatwaves.

Mihi

UNKNOWN

Medium
52

Mihi, NSW, faces moderate risks from bushfires, floods, and heatwaves.

Milbrulong

Federation

Medium
52

Milbrulong faces increasing risks from flooding and heatwaves.

Millbank

UNKNOWN

Medium
52

Millbank faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Millfield

Cessnock

Medium
52

Millfield faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Millingandi

Bega Valley

Medium
52

Millingandi faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Millthorpe

Blayney

Medium
52

Millthorpe faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Milparinka

Unincorporated NSW

Medium
52

Milparinka faces moderate risks from flooding, bushfires, and heatwaves, primarily driven by climate change and regional weather patterns.

Merriwagga

Moderate

Assessment in progress

Merrylands

Moderate

Assessment in progress

Merrylands West

Moderate

Assessment in progress

Methul

Moderate

Assessment in progress

Metz

Moderate

Assessment in progress

Miandetta

Moderate

Assessment in progress

Micalo Island

Moderate

Assessment in progress

Michelago

Moderate

Assessment in progress

Middle Arm

Moderate

Assessment in progress

Middle Brother

Moderate

Assessment in progress

Middle Dural

Moderate

Assessment in progress

Middle Flat

Moderate

Assessment in progress

Middle Pocket

Moderate

Assessment in progress

Mila

Moderate

Assessment in progress

Milkers Flat

Moderate

Assessment in progress

Millah Murrah

Moderate

Assessment in progress

Millfield

Moderate

Assessment in progress

Millingandi

Moderate

Assessment in progress

Millthorpe

Moderate

Assessment in progress

Milperra

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections