Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Marrangaroo
Lithgow
Marrangaroo faces significant climate risks, particularly from bushfires and heatwaves.
Maules Creek
UNKNOWN
Maules Creek faces significant climate risks, particularly from bushfires, heatwaves and flooding.
Maroota
UNKNOWN
Maroota faces moderate risks from flooding, bushfires, and heatwaves.
Maroubra
Randwick
Maroubra is a coastal suburb in Sydney facing increasing climate risks.
Marshdale
UNKNOWN
Marshdale faces moderate climate risks, primarily from flooding and heatwaves.
Martins Creek
UNKNOWN
Martins Creek faces increasing risks from flooding and heatwaves due to climate change.
Matcham
Central Coast
Matcham is a suburb on the Central Coast of New South Wales that faces several climate-related risks.
Maybole
UNKNOWN
Maybole faces moderate risks from flooding, bushfires, and heatwaves.
Mayfield
UNKNOWN
Mayfield faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.
Mayfield West
Newcastle
Mayfield West faces moderate climate risks, primarily from flooding and heatwaves.
Mayvale
UNKNOWN
Mayvale faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
McDougalls Hill
UNKNOWN
McDougalls Hill faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Marrar
Junee
Marrar faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Marrickville
Inner West
Marrickville faces moderate climate risks, primarily from flooding and heatwaves.
Marsden Park
Blacktown
Marsden Park faces moderate climate risks, primarily from flooding and heatwaves.
Marsfield
UNKNOWN
Marsfield faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Martinsville
Lake Macquarie
Martinsville faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.
Marys Mount
UNKNOWN
Marys Mount faces increasing risks from bushfires and heatwaves due to climate change.
Maryvale
Maryvale, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Maryville
Newcastle
Maryville is a suburb in Newcastle, NSW, that faces moderate climate risks.
Mascot
UNKNOWN
Mascot is a suburb in Sydney facing moderate climate risks, particularly from flooding, heatwaves and coastal hazards.
Matong
UNKNOWN
Matong faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Matraville
Randwick
Matraville faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Maude
UNKNOWN
Maude faces increasing risks from flooding and heatwaves due to climate change.
Maxwell
Maxwell faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mcgraths Hill
UNKNOWN
Mcgraths Hill faces increasing risks from flooding and heatwaves due to climate change.
McKees Hill
UNKNOWN
McKees Hill faces moderate climate risks, primarily from flooding and heatwaves.
Marom Creek
UNKNOWN
Marom Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Marshall Mount
Shellharbour
Marshall Mount is a suburb in the Shellharbour region of New South Wales.
Marthaguy
Coonamble Shire Council
Marthaguy is a rural suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.
Martindale
Singleton
Martindale faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Marulan
Goulburn Mulwaree
Marulan faces moderate risks from flooding, bushfires, and heatwaves.
Maryland
City of Newcastle
Maryland is a suburb in Newcastle, NSW, that faces moderate climate risks.
Matheson
UNKNOWN
Matheson faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Mathoura
Murray River
Mathoura faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mayers Flat
UNKNOWN
Mayers Flat faces moderate climate risks, primarily from bushfires, heatwaves and flooding.
Mayfield East
UNKNOWN
Mayfield East faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Mayfield North
Newcastle
Mayfield North faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Mayrung
Mayrung faces moderate risks from flooding, bushfires, and heatwaves.
Mays Hill
Parramatta
Mays Hill is a suburb in Western Sydney that faces moderate climate risks, primarily from flooding and heatwaves.
McCullys Gap
UNKNOWN
McCullys Gap faces moderate climate risks, primarily from bushfires, flooding, and heatwaves.
McKellars Park
UNKNOWN
McKellars Park faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Marom Creek
Assessment in progress
Maroota
Assessment in progress
Marrar
Assessment in progress
Marsden Park
Assessment in progress
Marshdale
Assessment in progress
Martins Creek
Assessment in progress
Marulan
Assessment in progress
Marys Mount
Assessment in progress
Mascot
Assessment in progress
Matcham
Assessment in progress
Matheson
Assessment in progress
Matong
Assessment in progress
Maude
Assessment in progress
Maybole
Assessment in progress
Mayers Flat
Assessment in progress
Mays Hill
Assessment in progress
McGraths Hill
Assessment in progress
McKees Hill
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections