Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Macquarie Marshes
UNKNOWN
Macquarie Marshes faces significant climate risks, primarily from increased flooding and heatwaves.
Magometon
UNKNOWN
Magometon faces significant climate risks, particularly from bushfires and heatwaves.
Maitland Bar
UNKNOWN
Maitland Bar faces significant climate risks, particularly from flooding and heatwaves.
Loxford
UNKNOWN
Loxford faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.
Lucknow
UNKNOWN
Lucknow, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Lurnea
Liverpool
Lurnea faces moderate risks from flooding, bushfires, and heatwaves.
Luskintyre
UNKNOWN
Luskintyre faces moderate climate risks, primarily from flooding and heatwaves.
Lynwood
UNKNOWN
Lynwood faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Macksville
Nambucca Valley
Macksville is a town in New South Wales that faces moderate climate risks, primarily from flooding, bushfires, heatwaves and coastal hazards.
Macleay Island
UNKNOWN
Macleay Island faces a moderate climate risk, primarily from flooding, heatwaves, and coastal erosion.
Macmasters Beach
Central Coast
Macmasters Beach faces a medium overall climate risk.
Macquarie Hills
Lake Macquarie
Macquarie Hills faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Macquarie Pass
Wingecarribee Shire Council
Macquarie Pass faces moderate climate risks, primarily from flooding and bushfires.
Maffra
UNKNOWN
Maffra, NSW, faces increasing risks from flooding and heatwaves due to climate change.
Maianbar
Sutherland Shire
Maianbar is a suburb in New South Wales that faces several climate-related risks.
Main Arm
UNKNOWN
Main Arm is a suburb in New South Wales that faces moderate climate risks, primarily from flooding and bushfires.
Main Creek
UNKNOWN
Main Creek faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mairjimmy
UNKNOWN
Mairjimmy faces moderate climate risks, primarily from flooding and heatwaves.
Maitland
UNKNOWN
Maitland faces significant climate risks, particularly from flooding and heatwaves.
Maitland Vale
UNKNOWN
Maitland Vale faces notable climate risks, primarily from flooding and heatwaves.
Malabar
UNKNOWN
Malabar is a coastal suburb in Sydney facing moderate climate risks.
Mallabula
UNKNOWN
Mallabula faces a moderate climate risk profile, with the most significant threats stemming from heatwaves and flooding.
Lowesdale
UNKNOWN
Lowesdale faces increasing risks from heatwaves and flooding due to climate change.
Lowther
Lithgow
Lowther is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires and flooding.
Lue
UNKNOWN
Lue faces moderate climate risks, particularly from bushfires and flooding.
Lugarno
UNKNOWN
Lugarno is a suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Maclean
Clarence Valley
Maclean faces moderate climate risks, primarily related to flooding, heatwaves, and bushfires.
Macquarie Links
Campbelltown
Macquarie Links faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Macquarie Park
City of Ryde
Macquarie Park faces moderate climate risks, primarily from flooding and heatwaves.
Maddens Plains
Wollongong
Maddens Plains faces moderate climate risks, primarily from flooding and bushfires.
Majors Creek
UNKNOWN
Majors Creek faces increasing risks from bushfires and floods due to climate change.
Mallanganee
UNKNOWN
Mallanganee faces moderate climate risks, primarily from flooding and bushfires.
Mallee
Unincorporated NSW
Mallee, NSW, faces increasing risks from bushfires and heatwaves due to climate change.
Lucas Heights
Sutherland Shire
Lucas Heights faces moderate risks from flooding and heatwaves, and a high risk from bushfires.
Luddenham
Penrith
Luddenham faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Lynchs Creek
UNKNOWN
Lynchs Creek faces moderate risks from flooding, bushfires, and heatwaves, which are expected to worsen with climate change.
Lyndhurst
UNKNOWN
Lyndhurst faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mabins Well
UNKNOWN
Mabins Well faces moderate risks from flooding, bushfires, and heatwaves, with coastal risks being minimal due to its inland location.
Macdonalds Creek
UNKNOWN
Macdonalds Creek faces increasing risks from flooding and heatwaves due to climate change.
Macquarie Fields
Campbelltown
Macquarie Fields faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Magenta
Central Coast
Magenta is a suburb on the Central Coast of New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Maimuru
Hilltops
Maimuru faces moderate climate risks, primarily from flooding and heatwaves.
Maison Dieu
UNKNOWN
Maison Dieu faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.
Maldon
Oberon
Maldon, NSW, faces increasing risks from bushfires, heatwaves and flooding due to climate change.
Mallan
Mid-Western Regional
Mallan faces increasing risks from flooding and heatwaves due to climate change.
Loxford
Assessment in progress
Lugarno
Assessment in progress
Lyndhurst
Assessment in progress
Lynwood
Assessment in progress
Mabins Well
Assessment in progress
Maclean
Assessment in progress
Macmasters Beach
Assessment in progress
Macquarie Fields
Assessment in progress
Macquarie Links
Assessment in progress
Macquarie Marshes
Assessment in progress
Maffra
Assessment in progress
Magometon
Assessment in progress
Main Arm
Assessment in progress
Main Creek
Assessment in progress
Mairjimmy
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections