NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Lismore Heights

Lismore

High
72

Lismore Heights is a suburb in northern NSW that faces notable risks from flooding and bushfires.

Lismore

UNKNOWN

High
72

Lismore faces significant climate risks, particularly from flooding and heatwaves.

Little Jacks Creek

UNKNOWN

High
72

Little Jacks Creek faces increasing risks from bushfires, floods and heatwaves due to climate change.

Little Topar

Central Darling

High
72

Little Topar faces significant climate risks, particularly from bushfires and heatwaves.

Limbri

UNKNOWN

Medium
58

Limbri faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Limestone

UNKNOWN

Medium
58

Limestone faces increasing risks from flooding and heatwaves due to climate change.

Lindesay Creek

UNKNOWN

Medium
58

Lindesay Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Lithgow

Lithgow

Medium
58

Lithgow faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Little Bay

Randwick

Medium
58

Little Bay is a coastal suburb in Sydney facing increasing climate risks.

Little River

UNKNOWN

Medium
58

Little River, NSW, faces increasing risks from flooding and heatwaves due to climate change.

Loadstone

UNKNOWN

Medium
58

Loadstone faces increasing risks from flooding and heatwaves due to climate change.

Lochiel

UNKNOWN

Medium
58

Lochiel faces moderate climate risks, particularly from flooding and heatwaves.

Lochinvar

Maitland

Medium
58

Lochinvar faces increasing risks from flooding and heatwaves due to climate change.

Loftus

Sutherland Shire

Medium
58

Loftus is a suburb in New South Wales that faces moderate climate risks, particularly from bushfires and flooding.

Loftville

UNKNOWN

Medium
58

Loftville faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Limerick

UNKNOWN

Medium
55

Limerick faces moderate climate risks, primarily related to flooding and heatwaves.

Limpinwood

UNKNOWN

Medium
55

Limpinwood faces moderate climate risks, primarily from flooding and bushfires.

Linden

Blue Mountains

Medium
55

Linden, NSW, faces moderate climate risks, primarily from bushfires and flooding.

Lindendale

UNKNOWN

Medium
55

Lindendale is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.

Lindesay

UNKNOWN

Medium
55

Lindesay faces increasing risks from bushfires, heatwaves and flooding due to climate change.

Lindifferon

UNKNOWN

Medium
55

Lindifferon faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Lisarow

Central Coast

Medium
55

Lisarow faces increasing risks from flooding and heatwaves due to climate change.

Liston

UNKNOWN

Medium
55

Liston faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Little Back Creek

UNKNOWN

Medium
55

Little Back Creek faces increasing risks from flooding and heatwaves due to climate change.

Little Forest

Shoalhaven

Medium
55

Little Forest, NSW, faces moderate climate risks, primarily from bushfires and flooding.

Little Hartley

Lithgow

Medium
55

Little Hartley faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Little Jilliby

Central Coast

Medium
55

Little Jilliby faces moderate climate risks, primarily from flooding and bushfires.

Little Pelican

UNKNOWN

Medium
55

Little Pelican faces increasing risks from climate change, particularly related to heatwaves and flooding.

Little Plain

Inverell

Medium
55

Little Plain faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Little Wobby

Hornsby Shire

Medium
55

Little Wobby is a suburb in New South Wales that faces moderate climate risks.

Limeburners Creek

UNKNOWN

Medium
52

Limeburners Creek faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Limekilns

Bathurst Regional

Medium
52

Limekilns is a suburb in the Bathurst region of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.

Linburn

UNKNOWN

Medium
52

Linburn is a suburb in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Linley Point

Lane Cove

Medium
52

Linley Point is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and coastal hazards.

Lionsville

UNKNOWN

Medium
52

Lionsville faces moderate climate risks, primarily from flooding and bushfires.

Little Billabong

UNKNOWN

Medium
52

Little Billabong faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Littleton

UNKNOWN

Medium
52

Littleton faces moderate climate risks, primarily from flooding and heatwaves.

Llanarth

Bathurst Regional

Medium
52

Llanarth faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Llandilo

Penrith

Medium
52

Llandilo faces moderate risks from flooding and heatwaves, with increasing bushfire risk.

Llangothlin

UNKNOWN

Medium
52

Llangothlin faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Lloyd

City of Wagga Wagga

Medium
52

Lloyd, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Lockhart

UNKNOWN

Medium
52

Lockhart faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Locksley

UNKNOWN

Medium
52

Locksley faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Limeburners Creek

Moderate

Assessment in progress

Limestone

Moderate

Assessment in progress

Linden

Moderate

Assessment in progress

Lindesay

Moderate

Assessment in progress

Lindfield

Unknown

Assessment in progress

Lindifferon

Moderate

Assessment in progress

Lionsville

Moderate

Assessment in progress

Lisarow

Moderate

Assessment in progress

Little Billabong

Moderate

Assessment in progress

Little Plain

Moderate

Assessment in progress

Liverpool

Moderate

Assessment in progress

Liverpool

Unknown

Assessment in progress

Llanarth

Moderate

Assessment in progress

Llangothlin

Moderate

Assessment in progress

Lochiel

Moderate

Assessment in progress

Locksley

Moderate

Assessment in progress

Logans Crossing

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections