Climate Risk in Lloyd, NSW
Lloyd, NSW, faces moderate climate risks, primarily from flooding and heatwaves. Bushfire risk is also a concern. Residents should prepare for more frequent extreme weather events.
Is Lloyd Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Lloyd, New South Wales, covering flood, bushfire, sea level rise and more.
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Overall Risk Score
Hazard Breakdown
Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.
Climate Hazard Breakdown for Lloyd
Flood
Lloyd faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Increased rainfall intensity could exacerbate this risk.
Key drivers:
- ·Increased rainfall intensity
- ·Urban development
Bushfire
Bushfire risk in Lloyd is moderate, with some areas bordering bushland. Drier conditions and higher temperatures could increase the likelihood of bushfires.
Key drivers:
- ·Drier conditions
- ·Higher temperatures
Heat
Lloyd is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.
Key drivers:
- ·Rising temperatures
- ·Urban heat island effect
Coastal
As an inland suburb, Lloyd has a very low risk of coastal hazards.
Wind
Data being compiled
Storm
Data being compiled
Social
Data being compiled
Energy
Data being compiled
In-Depth Climate Risk Guides for Lloyd
Property buying guide with climate risk assessment
Flood zone mapping, historical events, and projections
BAL assessment, vegetation proximity, and fire history
Multi-hazard safety assessment to 2050
Severe weather, hail, and wind risk analysis
Extreme heat days, urban heat island, and cooling costs
Premium estimates and insurance availability
Climate-adjusted property investment analysis
Detailed Hazard Analysis
heat Risk
Lloyd is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations and infrastructure.
Primary Drivers
- ·Rising temperatures
- ·Urban heat island effect
- ·Climate change
flood Risk
Lloyd faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Increased rainfall intensity could exacerbate this risk.
Primary Drivers
- ·Increased rainfall intensity
- ·Urban development
- ·Climate change
bushfire Risk
Bushfire risk in Lloyd is moderate, with some areas bordering bushland. Drier conditions and higher temperatures could increase the likelihood of bushfires.
Primary Drivers
- ·Drier conditions
- ·Higher temperatures
- ·Increased fuel load
What This Means for Property Owners
Insurance Outlook
Insurance premiums may increase in the future due to climate change risks.
Price Impact
Properties in flood-prone areas may experience a decrease in value.
Buyer Checklist
- 1.Check flood maps and historical flood data.
- 2.Assess bushfire risk and prepare a bushfire survival plan.
- 3.Ensure adequate insurance coverage.
- 4.Consider energy efficiency measures to reduce cooling costs.
How the region's climate is projected to change
Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.
Temperature
+0.5 to 1.1°C by 2030
Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.
Rainfall
Winter rain down up to 15% by 2030
The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.
Fire weather
Harsher, magnitude uncertain
High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.
Sea level
+0.12 m by 2030
At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.
Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →
Adaptation Recommendations
Improve flood defenses
Near-termInvest in infrastructure to protect properties from flooding, such as levees and drainage improvements.
Est. cost: High
Learn moreDevelop a heatwave plan
ImmediateImplement a plan to protect vulnerable populations during heatwaves, such as providing cooling centers and public awareness campaigns.
Est. cost: Medium
Learn moreReduce bushfire risk
Near-termImplement measures to reduce bushfire risk, such as clearing vegetation around properties and conducting controlled burns.
Est. cost: Medium
Learn morePromote water conservation
Long-termEncourage residents to conserve water to reduce the impact of droughts.
Est. cost: Low
Learn moreAbout Lloyd's Climate Risk Profile
Lloyd is a suburb of Wagga Wagga, located in the Riverina region of New South Wales. The area is characterized by a mix of residential and agricultural land use.
Climate change is expected to increase the frequency and intensity of extreme weather events in the region. This includes more frequent and intense heatwaves, increased rainfall intensity, and a higher risk of bushfires.
Flooding is a significant concern for some parts of Lloyd, particularly those near waterways. Increased rainfall intensity could lead to more frequent and severe flooding events.
Heatwaves are also a growing concern, especially for vulnerable populations such as the elderly and those with chronic health conditions. Residents should take steps to stay cool during heatwaves, such as drinking plenty of water and spending time in air-conditioned environments.
Bushfire risk is also present, particularly in areas bordering bushland. Residents should be aware of the bushfire risk and have a plan in place in case of a fire.
Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.
Local Government Resources
City of Wagga Wagga
Frequently Asked Questions
What are the main climate change risks in Lloyd?
The main climate change risks in Lloyd are flooding, heatwaves, and bushfires. These risks are expected to increase in the future due to climate change.
How can I prepare for flooding in Lloyd?
You can prepare for flooding by checking flood maps, having an evacuation plan, and ensuring you have adequate insurance coverage.
What should I do during a heatwave in Lloyd?
During a heatwave, you should stay cool by drinking plenty of water, spending time in air-conditioned environments, and avoiding strenuous activity.
How can I reduce my bushfire risk in Lloyd?
You can reduce your bushfire risk by clearing vegetation around your property, having a bushfire survival plan, and staying informed about bushfire warnings.
Where can I find more information about climate change in Lloyd?
You can find more information about climate change in Lloyd from the City of Wagga Wagga, the NSW State Emergency Service, and the Bureau of Meteorology.
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What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections