Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Lost River
UNKNOWN
Lost River faces significant climate risks, particularly from bushfires and flooding.
Louth
UNKNOWN
Louth, NSW, faces significant climate risks, particularly from bushfires, heatwaves and flooding.
Lower Acacia Creek
UNKNOWN
Lower Acacia Creek faces significant climate risks, particularly from bushfires and flooding.
Lower Duck Creek
UNKNOWN
Lower Duck Creek faces increasing risks from bushfires, floods, and heatwaves due to climate change.
Lower Mangrove
UNKNOWN
Lower Mangrove faces significant climate risks, particularly from flooding and bushfires.
Long Beach
UNKNOWN
Long Beach is a suburb in New South Wales that faces increasing risks from climate change.
Long Flat
UNKNOWN
Long Flat faces increasing risks from flooding and heatwaves.
Long Plain
UNKNOWN
Long Plain faces increasing risks from flooding and heatwaves due to climate change.
Longueville
Lane Cove
Longueville faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal inundation.
Lorn
Maitland
Lorn is a suburb of Maitland, NSW, that faces increasing risks from flooding and heatwaves due to climate change.
Lorne
UNKNOWN
Lorne, NSW, faces increasing climate risks, particularly from bushfires and floods.
Louth Park
Maitland
Louth Park faces increasing risks from flooding and heatwaves due to climate change.
Lovedale
UNKNOWN
Lovedale faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Lovett Bay
UNKNOWN
Lovett Bay faces a medium overall climate risk.
Lower Bago
UNKNOWN
Lower Bago faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Lower Creek
UNKNOWN
Lower Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Lower Macdonald
UNKNOWN
Lower Macdonald faces moderate climate risks, primarily from flooding and heatwaves.
Lower Pappinbarra
UNKNOWN
Lower Pappinbarra faces moderate climate risks, primarily from flooding and bushfires.
Lower Portland
UNKNOWN
Lower Portland faces moderate climate risks, primarily from flooding and heatwaves.
Logie Brae
UNKNOWN
Logie Brae faces increasing risks from heatwaves and flooding due to climate change.
Londonderry
UNKNOWN
Londonderry faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Long Jetty
Central Coast
Long Jetty faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.
Long Point
UNKNOWN
Long Point faces moderate climate risks, primarily from flooding and heatwaves.
Longarm
UNKNOWN
Longarm faces increasing risks from heatwaves and bushfires.
Longreach
UNKNOWN
Longreach, NSW, faces increasing risks from bushfires and heatwaves.
Loomberah
UNKNOWN
Loomberah faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Lords Hill
UNKNOWN
Lords Hill faces moderate climate risks, primarily from flooding and bushfires.
Louisa Creek
UNKNOWN
Louisa Creek faces moderate climate risks, primarily from flooding and heatwaves.
Lowanna
UNKNOWN
Lowanna is a suburb in New South Wales that faces moderate climate risks.
Lower Boro
UNKNOWN
Lower Boro faces moderate climate risks, primarily from flooding and heatwaves.
Lower Peacock
UNKNOWN
Lower Peacock faces moderate climate risks, primarily from flooding and heatwaves.
Lower Southgate
UNKNOWN
Lower Southgate faces moderate climate risks, primarily from flooding and heatwaves.
Logans Crossing
UNKNOWN
Logans Crossing faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Lostock
Dungog
Lostock is a rural suburb in the Dungog region of NSW, facing increasing risks from flooding and heatwaves due to climate change.
Lower Belford
Singleton
Lower Belford faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.
Lower Bottle Creek
UNKNOWN
Lower Bottle Creek faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.
Lower Dyraaba
UNKNOWN
Lower Dyraaba faces increasing risks from flooding and heatwaves due to climate change.
Lower Lewis Ponds
UNKNOWN
Lower Lewis Ponds faces increasing risks from flooding and heatwaves due to climate change.
Lord Howe Island
Lord Howe Island Board
Lord Howe Island faces relatively low climate risks compared to mainland Australia.
Logie Brae
Assessment in progress
Long Beach
Assessment in progress
Long Flat
Assessment in progress
Long Plain
Assessment in progress
Long Point
Assessment in progress
Lords Hill
Assessment in progress
Lorne
Assessment in progress
Lostock
Assessment in progress
Louisa Creek
Assessment in progress
Louth
Assessment in progress
Lovedale
Assessment in progress
Lowanna
Assessment in progress
Lower Boro
Assessment in progress
Lower Creek
Assessment in progress
Lower Lewis Ponds
Assessment in progress
Lower Macdonald
Assessment in progress
Lower Mangrove
Assessment in progress
Lower Pappinbarra
Assessment in progress
Lower Portland
Assessment in progress
Lower Southgate
Assessment in progress
Lowesdale
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections