NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Lost River

UNKNOWN

High
72

Lost River faces significant climate risks, particularly from bushfires and flooding.

Louth

UNKNOWN

High
72

Louth, NSW, faces significant climate risks, particularly from bushfires, heatwaves and flooding.

Lower Acacia Creek

UNKNOWN

High
72

Lower Acacia Creek faces significant climate risks, particularly from bushfires and flooding.

Lower Duck Creek

UNKNOWN

High
72

Lower Duck Creek faces increasing risks from bushfires, floods, and heatwaves due to climate change.

Lower Mangrove

UNKNOWN

High
72

Lower Mangrove faces significant climate risks, particularly from flooding and bushfires.

Long Beach

UNKNOWN

Medium
58

Long Beach is a suburb in New South Wales that faces increasing risks from climate change.

Long Flat

UNKNOWN

Medium
58

Long Flat faces increasing risks from flooding and heatwaves.

Long Plain

UNKNOWN

Medium
58

Long Plain faces increasing risks from flooding and heatwaves due to climate change.

Longueville

Lane Cove

Medium
58

Longueville faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal inundation.

Lorn

Maitland

Medium
58

Lorn is a suburb of Maitland, NSW, that faces increasing risks from flooding and heatwaves due to climate change.

Lorne

UNKNOWN

Medium
58

Lorne, NSW, faces increasing climate risks, particularly from bushfires and floods.

Louth Park

Maitland

Medium
58

Louth Park faces increasing risks from flooding and heatwaves due to climate change.

Lovedale

UNKNOWN

Medium
58

Lovedale faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Lovett Bay

UNKNOWN

Medium
58

Lovett Bay faces a medium overall climate risk.

Lower Bago

UNKNOWN

Medium
58

Lower Bago faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Lower Creek

UNKNOWN

Medium
58

Lower Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Lower Macdonald

UNKNOWN

Medium
58

Lower Macdonald faces moderate climate risks, primarily from flooding and heatwaves.

Lower Pappinbarra

UNKNOWN

Medium
58

Lower Pappinbarra faces moderate climate risks, primarily from flooding and bushfires.

Lower Portland

UNKNOWN

Medium
58

Lower Portland faces moderate climate risks, primarily from flooding and heatwaves.

Logie Brae

UNKNOWN

Medium
55

Logie Brae faces increasing risks from heatwaves and flooding due to climate change.

Londonderry

UNKNOWN

Medium
55

Londonderry faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Long Jetty

Central Coast

Medium
55

Long Jetty faces increasing risks from flooding, heatwaves, and coastal hazards due to climate change.

Long Point

UNKNOWN

Medium
55

Long Point faces moderate climate risks, primarily from flooding and heatwaves.

Longarm

UNKNOWN

Medium
55

Longarm faces increasing risks from heatwaves and bushfires.

Longreach

UNKNOWN

Medium
55

Longreach, NSW, faces increasing risks from bushfires and heatwaves.

Loomberah

UNKNOWN

Medium
55

Loomberah faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Lords Hill

UNKNOWN

Medium
55

Lords Hill faces moderate climate risks, primarily from flooding and bushfires.

Louisa Creek

UNKNOWN

Medium
55

Louisa Creek faces moderate climate risks, primarily from flooding and heatwaves.

Lowanna

UNKNOWN

Medium
55

Lowanna is a suburb in New South Wales that faces moderate climate risks.

Lower Boro

UNKNOWN

Medium
55

Lower Boro faces moderate climate risks, primarily from flooding and heatwaves.

Lower Peacock

UNKNOWN

Medium
55

Lower Peacock faces moderate climate risks, primarily from flooding and heatwaves.

Lower Southgate

UNKNOWN

Medium
55

Lower Southgate faces moderate climate risks, primarily from flooding and heatwaves.

Logans Crossing

UNKNOWN

Medium
52

Logans Crossing faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Lostock

Dungog

Medium
52

Lostock is a rural suburb in the Dungog region of NSW, facing increasing risks from flooding and heatwaves due to climate change.

Lower Belford

Singleton

Medium
52

Lower Belford faces moderate risks from flooding and heatwaves, with bushfire risk also a concern.

Lower Bottle Creek

UNKNOWN

Medium
52

Lower Bottle Creek faces moderate climate risks, primarily from flooding, heatwaves, and bushfires.

Lower Dyraaba

UNKNOWN

Medium
52

Lower Dyraaba faces increasing risks from flooding and heatwaves due to climate change.

Lower Lewis Ponds

UNKNOWN

Medium
52

Lower Lewis Ponds faces increasing risks from flooding and heatwaves due to climate change.

Lord Howe Island

Lord Howe Island Board

Low
25

Lord Howe Island faces relatively low climate risks compared to mainland Australia.

Logie Brae

Moderate

Assessment in progress

Long Beach

Moderate

Assessment in progress

Long Flat

Moderate

Assessment in progress

Long Plain

Moderate

Assessment in progress

Long Point

Moderate

Assessment in progress

Lords Hill

Moderate

Assessment in progress

Lorne

Moderate

Assessment in progress

Lostock

Moderate

Assessment in progress

Louisa Creek

Moderate

Assessment in progress

Louth

Moderate

Assessment in progress

Lovedale

Moderate

Assessment in progress

Lowanna

Moderate

Assessment in progress

Lower Boro

Moderate

Assessment in progress

Lower Creek

Moderate

Assessment in progress

Lower Lewis Ponds

Moderate

Assessment in progress

Lower Macdonald

Moderate

Assessment in progress

Lower Mangrove

Moderate

Assessment in progress

Lower Pappinbarra

Moderate

Assessment in progress

Lower Portland

Moderate

Assessment in progress

Lower Southgate

Moderate

Assessment in progress

Lowesdale

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

Analyse Your Property Now

Enter your address below for an instant climate risk assessment covering flood, bushfire, and sea level rise.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections