Climate Risk in Lowanna, NSW

Lowanna, New South Wales
Updated May 2026

Lowanna is a suburb in New South Wales that faces moderate climate risks. The primary concerns are flooding and bushfires, with increasing heat also posing a threat. Coastal risks are minimal due to its inland location.

Is Lowanna Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lowanna, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Lowanna

Flood

Lowanna experiences moderate flood risk due to its proximity to waterways and rainfall patterns. Local topography can exacerbate flooding during heavy rain events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use

Bushfire

Lowanna faces a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures increase the likelihood and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Lowanna experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Lowanna has a very low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Lowanna

Detailed Hazard Analysis

heat Risk

Lowanna experiences moderate heat risk, with increasing average temperatures and more frequent heatwaves projected. This can impact vulnerable populations and infrastructure.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Lowanna experiences moderate flood risk due to its proximity to waterways and rainfall patterns. Local topography can exacerbate flooding during heavy rain events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging drainage infrastructure
Data source

coastal Risk

Lowanna has a very low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from coast
Data source

bushfire Risk

Lowanna faces a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures increase the likelihood and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the elevated flood and bushfire risks.

Price Impact

Property values may be negatively impacted by increasing climate risks.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess bushfire risk and mitigation measures.
  • 3.Consider the impact of heatwaves on property comfort.
  • 4.Review council climate adaptation plans.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade and expand drainage systems to reduce flood risk.

Est. cost: Medium

Learn more

Implement Bushfire Management Plan

Immediate

Develop and implement a comprehensive bushfire management plan, including fuel reduction and community education.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Education Programs

Long-term

Implement community education programs to raise awareness about climate risks and adaptation measures.

Est. cost: Low

Learn more

About Lowanna's Climate Risk Profile

Lowanna, NSW, is a suburb that is increasingly vulnerable to the impacts of climate change. The region is particularly susceptible to flooding due to increased rainfall intensity and proximity to waterways. Bushfire risk is also significant, with drier conditions and higher temperatures creating a more conducive environment for fires.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations, especially the elderly and those with pre-existing health conditions. While coastal risks are minimal, the combined effects of flooding, bushfires, and heatwaves present a complex challenge for the community.

Climate projections indicate that these risks will continue to escalate in the coming decades. Adaptation measures are crucial to protect residents and infrastructure. These include improving drainage systems, implementing bushfire management strategies, and developing heatwave response plans.

Addressing climate change in Lowanna requires a coordinated effort from local government, emergency services, and the community. By taking proactive steps, the suburb can enhance its resilience and mitigate the worst impacts of a changing climate.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Lowanna?

The main climate risks facing Lowanna are flooding, bushfires, and heatwaves. Coastal risks are minimal due to its inland location.

How is the local council addressing climate change?

The Coffs Harbour City Council is developing and implementing climate adaptation plans to mitigate the impacts of climate change.

What can residents do to prepare for climate risks?

Residents can prepare for climate risks by checking flood maps, assessing bushfire risk, and developing heatwave preparedness plans.

Where can I find more information about flood risks in Lowanna?

You can find more information about flood risks on the Coffs Harbour City Council website and the NSW State Emergency Service website.

Are insurance premiums likely to increase in Lowanna due to climate change?

Yes, insurance premiums are likely to increase due to the elevated flood and bushfire risks in Lowanna.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Lowanna, use our analysis tool.

Check Your flood Risk Now

Check Lowanna's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections