Climate Risk in Loomberah, New South Wales

Loomberah, New South Wales
Updated May 2026

Loomberah faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change. Residents should prepare for more frequent extreme weather events.

Is Loomberah Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Loomberah, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Loomberah

Flood

Loomberah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially exacerbating flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·Proximity to waterways

Bushfire

Loomberah has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Loomberah is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Key drivers:

  • ·Increased average temperatures
  • ·More frequent heatwaves

Coastal

Loomberah is not directly exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Loomberah

Detailed Hazard Analysis

heat Risk

Loomberah is likely to experience more frequent and intense heatwaves. Higher average temperatures can pose health risks, especially for vulnerable populations.

Primary Drivers

  • ·Increased average temperatures
  • ·More frequent heatwaves
Data source

flood Risk

Loomberah faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Climate change is expected to increase rainfall intensity, potentially exacerbating flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Proximity to waterways
  • ·Low-lying areas
Data source

coastal Risk

Loomberah is not directly exposed to coastal risks.

Data source

bushfire Risk

Loomberah has a high bushfire risk due to the surrounding bushland. Drier conditions and higher temperatures are expected to increase the frequency and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Proximity to bushland
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the rising risks of flooding and bushfires.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Obtain comprehensive insurance coverage.
  • 4.Consider the long-term climate risks when making a purchase decision.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management strategies, including controlled burns and community education programs.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Water Conservation

Long-term

Promote water conservation measures to address potential water shortages due to climate change.

Est. cost: Low

Learn more

About Loomberah's Climate Risk Profile

Loomberah, New South Wales, is subject to a range of climate-related risks. The primary concerns are flooding due to increased rainfall intensity, bushfires exacerbated by drier conditions and higher temperatures, and heatwaves that can impact public health.

The risk of flooding is heightened by the suburb's proximity to waterways and low-lying areas. Climate change models predict more intense rainfall events, increasing the likelihood of floods.

Bushfire risk is significant due to the surrounding bushland. Higher temperatures and drier conditions create a more conducive environment for bushfires, potentially threatening properties and lives.

Heatwaves are also a growing concern, with projections indicating more frequent and intense heat events. This poses risks to vulnerable populations, such as the elderly and those with chronic health conditions.

While Loomberah is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and increased insurance costs, may still affect the community.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Loomberah?

The main climate risks include flooding, bushfires, and heatwaves, which are projected to increase in frequency and intensity due to climate change.

How will climate change affect property values in Loomberah?

Properties in high-risk areas may experience a decrease in value due to the increased risks of flooding and bushfires.

What can residents do to prepare for climate change?

Residents can prepare by checking flood maps and bushfire prone area designations, assessing their property's vulnerability to heatwaves, and obtaining comprehensive insurance coverage.

What is the council doing to address climate change?

The Tamworth Regional Council is developing and implementing climate strategies to mitigate and adapt to the impacts of climate change.

Where can I find more information about climate risks in Loomberah?

You can find more information on the Tamworth Regional Council website, the NSW Rural Fire Service website, and the Bureau of Meteorology website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Loomberah, use our analysis tool.

Check Your flood Risk Now

Check Loomberah's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections