Climate Risk Profile: Lostock, NSW

Lostock, New South Wales· Dungog· 2326
Updated May 2026

Lostock is a rural suburb in the Dungog region of NSW, facing increasing risks from flooding and heatwaves due to climate change. Bushfire risk is moderate. Coastal risks are minimal due to its inland location.

Is Lostock Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Lostock, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Lostock

Flood

Lostock is located near the Paterson River and is susceptible to flooding. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events.

Key drivers:

  • ·Increased rainfall intensity
  • ·River proximity

Bushfire

The area surrounding Lostock has some bushland, posing a moderate bushfire risk. Drier conditions and higher temperatures due to climate change may exacerbate this risk.

Key drivers:

  • ·Drier conditions
  • ·Increased temperatures

Heat

Lostock experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Key drivers:

  • ·Increased temperatures
  • ·More frequent heatwaves

Coastal

Lostock is not located near the coast, so coastal risks are minimal.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Lostock

Detailed Hazard Analysis

heat Risk

Lostock experiences hot summers, and climate change is projected to increase the frequency and intensity of heatwaves, posing a risk to vulnerable populations.

Primary Drivers

  • ·Increased temperatures
  • ·More frequent heatwaves
  • ·Climate change
Data source

flood Risk

Lostock is located near the Paterson River and is susceptible to flooding. Climate change is expected to increase rainfall intensity, leading to more frequent and severe flood events.

Primary Drivers

  • ·Increased rainfall intensity
  • ·River proximity
  • ·Climate change
Data source

coastal Risk

Lostock is not located near the coast, so coastal risks are minimal.

Data source

bushfire Risk

The area surrounding Lostock has some bushland, posing a moderate bushfire risk. Drier conditions and higher temperatures due to climate change may exacerbate this risk.

Primary Drivers

  • ·Drier conditions
  • ·Increased temperatures
  • ·Bushland proximity
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Property values may be affected by increasing flood and bushfire risks.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and implement mitigation measures.
  • 3.Consider the impact of heatwaves on property value and comfort.
  • 4.Review insurance options and premiums.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect against flooding from the Paterson River.

Est. cost: High

Learn more

Bushfire Mitigation

Immediate

Implement bushfire mitigation measures, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Learn more

Heatwave Preparedness

Near-term

Develop a heatwave preparedness plan and provide cooling centers for vulnerable populations.

Est. cost: Low

Learn more

Community Education

Long-term

Educate residents about climate change risks and adaptation measures.

Est. cost: Low

Learn more

About Lostock's Climate Risk Profile

Lostock, NSW, is a small rural community located in the Dungog Shire. The primary climate-related risks for Lostock include flooding from the Paterson River, bushfire risk from surrounding bushland, and increasing heatwave frequency and intensity.

Flooding is a significant concern due to the suburb's proximity to the Paterson River. Climate change projections indicate an increase in rainfall intensity, which could lead to more frequent and severe flooding events. Residents should be aware of flood risks and have appropriate mitigation measures in place.

Bushfire risk is moderate, with the surrounding bushland posing a threat, especially during dry and hot conditions. Climate change is expected to exacerbate bushfire risk due to increased temperatures and drier conditions. Residents should maintain their properties and be prepared for bushfire season.

Heatwaves are also a growing concern, with climate change projections indicating an increase in the frequency and intensity of heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions. Residents should take precautions during heatwaves, such as staying hydrated and seeking air-conditioned environments.

While Lostock is not located near the coast, it is still important to consider the broader impacts of climate change, such as changes in agricultural productivity and water availability. Sustainable practices and community resilience are essential for adapting to these challenges.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks for Lostock?

The main climate change risks for Lostock are flooding, bushfires, and heatwaves.

How will climate change affect flooding in Lostock?

Climate change is expected to increase rainfall intensity, leading to more frequent and severe flooding events in Lostock.

What can I do to prepare for bushfires in Lostock?

You can prepare for bushfires by clearing vegetation around your property, creating firebreaks, and having a bushfire survival plan.

How can I stay safe during a heatwave in Lostock?

During a heatwave, stay hydrated, seek air-conditioned environments, and avoid strenuous activities.

Where can I find more information about climate change in Lostock?

You can find more information about climate change in Lostock on the Dungog Shire Council website and the NSW Department of Planning and Environment website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Lostock, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Lostock, NSW | ClimateNest