Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Mallowa
UNKNOWN
Mallowa faces significant climate risks, particularly from bushfires and flooding.
Malua Bay
Eurobodalla
Malua Bay faces significant climate risks, particularly from bushfires and coastal hazards.
Maloneys Beach
UNKNOWN
Maloneys Beach faces a moderate overall climate risk, primarily driven by increasing heatwaves and coastal hazards.
Manchester Square
Manchester Square faces moderate climate risks, primarily from flooding and heatwaves.
Mandagery
UNKNOWN
Mandagery faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Mangrove Creek
UNKNOWN
Mangrove Creek faces increasing risks from flooding and bushfires due to climate change.
Manildra
Cabonne
Manildra is a rural suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.
Manly
Northern Beaches Council
Manly faces a moderate climate risk, primarily driven by coastal hazards, heatwaves, and flooding.
Mannering Park
Central Coast
Mannering Park faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Maraylya
UNKNOWN
Maraylya faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Marayong
Blacktown
Marayong faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Marengo
UNKNOWN
Marengo faces moderate climate risks, primarily from flooding and heatwaves.
Marinna
UNKNOWN
Marinna faces moderate risks from flooding, bushfires, and heatwaves.
Marks Point
Lake Macquarie
Marks Point faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.
Marlo Merrican
UNKNOWN
Marlo Merrican faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.
Marmong Point
Lake Macquarie
Marmong Point faces increasing risks from climate change, particularly related to heatwaves and flooding.
Mandalong
Lake Macquarie
Mandalong faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mangerton
UNKNOWN
Mangerton faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mangoola
UNKNOWN
Mangoola faces increasing risks from bushfires and heatwaves due to climate change.
Manilla
UNKNOWN
Manilla faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Manly Vale
Northern Beaches
Manly Vale faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.
Manning Point
MidCoast
Manning Point faces increasing risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change.
Mannus
UNKNOWN
Mannus faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.
Manobalai
UNKNOWN
Manobalai, NSW, faces increasing risks from flooding, bushfires, and heatwaves.
Manyana
Shoalhaven
Manyana is a coastal suburb in New South Wales that faces moderate climate risks.
March
UNKNOWN
March, NSW, faces moderate climate risks, primarily related to increased heatwaves and potential flooding.
Marchmont
Marchmont, NSW, faces moderate climate risks.
Mares Run
UNKNOWN
Mares Run faces increasing risks from bushfires and heatwaves due to climate change.
Marlee
UNKNOWN
Marlee faces increasing risks from flooding and heatwaves due to climate change.
Marlow
UNKNOWN
Marlow is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.
Marlowe
UNKNOWN
Marlowe faces moderate climate risks, primarily from flooding and heatwaves.
Manar
Upper Lachlan Shire Council
Manar faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mandemar
Wingecarribee
Mandemar faces moderate risks from flooding, bushfires, and heatwaves.
Mandurama
UNKNOWN
Mandurama faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Mangoplah
City of Wagga Wagga
Mangoplah is a rural suburb in New South Wales that faces moderate risks from flooding and heatwaves.
Mangrove Mountain
Central Coast
Mangrove Mountain faces moderate risks from bushfires and flooding, with heatwaves also posing a concern.
Manton
Manton faces moderate risks from flooding, bushfires, and heatwaves.
Maragle
Snowy Valleys
Maragle faces moderate climate risks, primarily from bushfires and flooding.
Mardi
Central Coast
Mardi faces moderate climate risks, primarily from flooding and heatwaves.
Markwell
Dungog
Markwell is a suburb in the Dungog region of New South Wales.
Maloneys Beach
Assessment in progress
Malua Bay
Assessment in progress
Mandagery
Assessment in progress
Mandurama
Assessment in progress
Mangerton
Assessment in progress
Mangrove Creek
Assessment in progress
Mangrove Mountain
Assessment in progress
Manildra
Assessment in progress
Manly
Assessment in progress
Manning Point
Assessment in progress
Maraylya
Assessment in progress
Marayong
Assessment in progress
March
Assessment in progress
Marengo
Assessment in progress
Mares Run
Assessment in progress
Marinna
Assessment in progress
Markwell
Assessment in progress
Marlee
Assessment in progress
Marlo Merrican
Assessment in progress
Marlow
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections