NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Mallowa

UNKNOWN

High
72

Mallowa faces significant climate risks, particularly from bushfires and flooding.

Malua Bay

Eurobodalla

High
72

Malua Bay faces significant climate risks, particularly from bushfires and coastal hazards.

Maloneys Beach

UNKNOWN

Medium
58

Maloneys Beach faces a moderate overall climate risk, primarily driven by increasing heatwaves and coastal hazards.

Manchester Square

Medium
58

Manchester Square faces moderate climate risks, primarily from flooding and heatwaves.

Mandagery

UNKNOWN

Medium
58

Mandagery faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Mangrove Creek

UNKNOWN

Medium
58

Mangrove Creek faces increasing risks from flooding and bushfires due to climate change.

Manildra

Cabonne

Medium
58

Manildra is a rural suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Manly

Northern Beaches Council

Medium
58

Manly faces a moderate climate risk, primarily driven by coastal hazards, heatwaves, and flooding.

Mannering Park

Central Coast

Medium
58

Mannering Park faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Maraylya

UNKNOWN

Medium
58

Maraylya faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Marayong

Blacktown

Medium
58

Marayong faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Marengo

UNKNOWN

Medium
58

Marengo faces moderate climate risks, primarily from flooding and heatwaves.

Marinna

UNKNOWN

Medium
58

Marinna faces moderate risks from flooding, bushfires, and heatwaves.

Marks Point

Lake Macquarie

Medium
58

Marks Point faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards.

Marlo Merrican

UNKNOWN

Medium
58

Marlo Merrican faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Marmong Point

Lake Macquarie

Medium
58

Marmong Point faces increasing risks from climate change, particularly related to heatwaves and flooding.

Mandalong

Lake Macquarie

Medium
55

Mandalong faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mangerton

UNKNOWN

Medium
55

Mangerton faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mangoola

UNKNOWN

Medium
55

Mangoola faces increasing risks from bushfires and heatwaves due to climate change.

Manilla

UNKNOWN

Medium
55

Manilla faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Manly Vale

Northern Beaches

Medium
55

Manly Vale faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Manning Point

MidCoast

Medium
55

Manning Point faces increasing risks from flooding, bushfires, heatwaves, and coastal erosion due to climate change.

Mannus

UNKNOWN

Medium
55

Mannus faces moderate climate risks, primarily from flooding, bushfires, and heatwaves.

Manobalai

UNKNOWN

Medium
55

Manobalai, NSW, faces increasing risks from flooding, bushfires, and heatwaves.

Manyana

Shoalhaven

Medium
55

Manyana is a coastal suburb in New South Wales that faces moderate climate risks.

March

UNKNOWN

Medium
55

March, NSW, faces moderate climate risks, primarily related to increased heatwaves and potential flooding.

Marchmont

Medium
55

Marchmont, NSW, faces moderate climate risks.

Mares Run

UNKNOWN

Medium
55

Mares Run faces increasing risks from bushfires and heatwaves due to climate change.

Marlee

UNKNOWN

Medium
55

Marlee faces increasing risks from flooding and heatwaves due to climate change.

Marlow

UNKNOWN

Medium
55

Marlow is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and heatwaves.

Marlowe

UNKNOWN

Medium
55

Marlowe faces moderate climate risks, primarily from flooding and heatwaves.

Manar

Upper Lachlan Shire Council

Medium
52

Manar faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mandemar

Wingecarribee

Medium
52

Mandemar faces moderate risks from flooding, bushfires, and heatwaves.

Mandurama

UNKNOWN

Medium
52

Mandurama faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Mangoplah

City of Wagga Wagga

Medium
52

Mangoplah is a rural suburb in New South Wales that faces moderate risks from flooding and heatwaves.

Mangrove Mountain

Central Coast

Medium
52

Mangrove Mountain faces moderate risks from bushfires and flooding, with heatwaves also posing a concern.

Manton

Medium
52

Manton faces moderate risks from flooding, bushfires, and heatwaves.

Maragle

Snowy Valleys

Medium
52

Maragle faces moderate climate risks, primarily from bushfires and flooding.

Mardi

Central Coast

Medium
52

Mardi faces moderate climate risks, primarily from flooding and heatwaves.

Markwell

Dungog

Medium
52

Markwell is a suburb in the Dungog region of New South Wales.

Maloneys Beach

Moderate

Assessment in progress

Malua Bay

Moderate

Assessment in progress

Mandagery

Moderate

Assessment in progress

Mandurama

Moderate

Assessment in progress

Mangerton

Moderate

Assessment in progress

Mangrove Creek

Moderate

Assessment in progress

Mangrove Mountain

Moderate

Assessment in progress

Manildra

Moderate

Assessment in progress

Manly

Moderate

Assessment in progress

Manning Point

Moderate

Assessment in progress

Maraylya

Moderate

Assessment in progress

Marayong

Moderate

Assessment in progress

March

Moderate

Assessment in progress

Marengo

Moderate

Assessment in progress

Mares Run

Moderate

Assessment in progress

Marinna

Moderate

Assessment in progress

Markwell

Moderate

Assessment in progress

Marlee

Moderate

Assessment in progress

Marlo Merrican

Moderate

Assessment in progress

Marlow

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections