Climate Risk Profile: Marks Point, NSW

Marks Point, New South Wales· Lake Macquarie· 2281
Updated Apr 2026

Marks Point faces increasing risks from climate change, particularly related to flooding, heatwaves, and coastal hazards. Residents should prepare for more frequent extreme weather events.

Is Marks Point Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Marks Point, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Marks Point

Flood

Marks Point is susceptible to flooding due to its low-lying areas and proximity to Lake Macquarie. Increased rainfall intensity could exacerbate flood risks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Sea level rise

Bushfire

Bushfire risk is moderate due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood and intensity of bushfires.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Marks Point is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Key drivers:

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect

Coastal

Coastal erosion and inundation are potential threats due to sea level rise. Low-lying areas are particularly vulnerable.

Key drivers:

  • ·Sea level rise
  • ·Storm surges

Wind

Data being compiled

Storm

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Social

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Energy

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In-Depth Climate Risk Guides for Marks Point

Detailed Hazard Analysis

heat Risk

Marks Point is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Increased greenhouse gas emissions
  • ·Urban heat island effect
Data source

flood Risk

Marks Point is susceptible to flooding due to its low-lying areas and proximity to Lake Macquarie. Increased rainfall intensity could exacerbate flood risks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Sea level rise
  • ·Storm surges
Data source

coastal Risk

Coastal erosion and inundation are potential threats due to sea level rise. Low-lying areas are particularly vulnerable.

Primary Drivers

  • ·Sea level rise
  • ·Storm surges
  • ·Erosion
Data source

bushfire Risk

Bushfire risk is moderate due to surrounding vegetation. Drier conditions and higher temperatures could increase the likelihood and intensity of bushfires.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Vegetation dryness
Data source

What This Means for Property Owners

Insurance Outlook

Premiums are likely to increase due to climate risks.

Price Impact

Property values may be negatively impacted by increased flood and coastal risks.

Buyer Checklist

  • 1.Check flood maps and insurance costs.
  • 2.Assess property's vulnerability to bushfires.
  • 3.Consider the impact of heatwaves on property comfort.
  • 4.Evaluate potential coastal erosion risks.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in infrastructure to mitigate flood risks, such as levees and improved drainage systems.

Est. cost: High

Learn more

Develop Heat Action Plan

Immediate

Implement a heat action plan to protect vulnerable populations during heatwaves.

Est. cost: Medium

Learn more

Strengthen Coastal Protection

Long-term

Implement measures to protect the coastline from erosion and inundation, such as seawalls and beach nourishment.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Improve bushfire preparedness through community education and property maintenance.

Est. cost: Low

Learn more

About Marks Point's Climate Risk Profile

Marks Point, located in the Lake Macquarie region of New South Wales, is increasingly vulnerable to the impacts of climate change. The suburb's proximity to Lake Macquarie and low-lying topography make it particularly susceptible to flooding from increased rainfall intensity and rising sea levels.

Heatwaves are projected to become more frequent and intense, posing significant health risks to vulnerable populations, including the elderly and those with pre-existing conditions. The urban heat island effect may exacerbate these risks.

Coastal erosion and inundation are also concerns, with sea level rise threatening low-lying areas and infrastructure. Storm surges could further compound these risks, leading to property damage and displacement.

Bushfire risk is moderate but expected to increase with drier conditions and higher temperatures. Residents should be aware of bushfire safety measures and maintain their properties accordingly.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Marks Point?

The main risks include increased flooding, more frequent and intense heatwaves, and coastal erosion.

How will climate change affect property values in Marks Point?

Increased climate risks may negatively impact property values, particularly for properties in flood-prone or coastal areas.

What is the council doing to address climate change in Marks Point?

Lake Macquarie City Council is implementing various strategies to mitigate and adapt to climate change, including improving flood defenses and developing a heat action plan.

How can I prepare my home for more frequent heatwaves?

You can improve insulation, install air conditioning, and plant trees to provide shade.

What should I do during a flood?

Stay informed about flood warnings, move to higher ground, and avoid driving through floodwaters.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Marks Point, use our analysis tool.

Check Your flood Risk Now

Check Marks Point's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections