Climate Risk in New South Wales Suburbs
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
Lake Burrendong
Mid-Western Regional
Lake Burrendong faces significant climate risks, primarily from flooding, bushfires, and heatwaves.
Lake Conjola
Shoalhaven
Lake Conjola is a coastal town in NSW that faces significant climate risks, particularly from flooding, bushfires, heatwaves and coastal hazards.
Lake Cargelligo
UNKNOWN
Lake Cargelligo faces increasing risks from flooding and heatwaves due to climate change.
Lake Cathie
Port Macquarie-Hastings
Lake Cathie is a coastal suburb in New South Wales that faces several climate-related risks.
Lake Illawarra
UNKNOWN
Lake Illawarra faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.
Lake Innes
UNKNOWN
Lake Innes faces a medium level of climate risk, primarily driven by increasing flood and heat risks.
Lake Munmorah
Central Coast
Lake Munmorah faces a medium overall climate risk, with the most significant threats stemming from heatwaves and flooding.
Lake Tabourie
Shoalhaven
Lake Tabourie faces increasing risks from climate change, particularly related to bushfires, flooding, and coastal hazards.
Lake Wyangan
UNKNOWN
Lake Wyangan faces increasing risks from flooding and heatwaves due to climate change.
Lakemba
UNKNOWN
Lakemba faces moderate climate risks, primarily from flooding and heatwaves.
Lakewood
UNKNOWN
Lakewood faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.
Lambton
Newcastle
Lambton faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Langley Vale
UNKNOWN
Langley Vale faces increasing risks from bushfires and heatwaves due to climate change.
Lansdowne Forest
UNKNOWN
Lansdowne Forest faces moderate risks from flooding, bushfires, and heatwaves.
Largs
Maitland
Largs faces increasing risks from flooding and heatwaves due to climate change.
Lake Brewster
Lachlan
Lake Brewster faces increasing risks from flooding and heatwaves due to climate change.
Lake Cowal
UNKNOWN
Lake Cowal faces increasing risks from flooding and heatwaves due to climate change.
Lake George
UNKNOWN
Lake George, NSW, faces increasing risks from heatwaves and bushfires due to climate change.
Lake Haven
Central Coast
Lake Haven faces increasing risks from climate change, particularly from heatwaves, flooding, and coastal hazards.
Lake Heights
City of Wollongong
Lake Heights is a suburb in New South Wales that faces moderate climate risks.
Lakelands
UNKNOWN
Lakelands faces moderate risks from flooding, bushfires, heatwaves, and coastal impacts.
Landervale
UNKNOWN
Landervale faces moderate climate risks, primarily related to flooding and heatwaves.
Lanitza
UNKNOWN
Lanitza faces increasing risks from flooding and heatwaves due to climate change.
Lankeys Creek
UNKNOWN
Lankeys Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.
Lansdowne
MidCoast
Lansdowne, NSW, faces increasing climate risks, particularly from flooding, heatwaves and coastal hazards.
Lansvale
Fairfield
Lansvale faces a moderate climate risk, primarily due to flooding and heatwave events.
Lapstone
Blue Mountains
Lapstone is a suburb in the Blue Mountains region of New South Wales, facing increasing risks from bushfires and floods due to climate change.
Larbert
Larbert, NSW, faces moderate climate risks, primarily from flooding and heatwaves.
Larras Lee
UNKNOWN
Larras Lee faces moderate climate risks, primarily from flooding and bushfires.
Laughtondale
UNKNOWN
Laughtondale faces moderate climate risks, primarily from flooding and bushfires.
Laurel Hill
UNKNOWN
Laurel Hill faces moderate climate risks, primarily from bushfires, heatwaves and flooding.
Lake Hume Village
Greater Hume Shire Council
Lake Hume Village faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.
Lakesland
Wollondilly
Lakesland is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.
Lalalty
Greater Hume Shire Council
Lalalty faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.
Lalor Park
Blacktown
Lalor Park faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these threats.
Lambs Valley
UNKNOWN
Lambs Valley faces increasing risks from flooding and heatwaves due to climate change.
Lane Cove North
Lane Cove
Lane Cove North faces moderate risks from flooding and heatwaves, with bushfire risk also present.
Lane Cove West
UNKNOWN
Lane Cove West faces moderate climate risks, primarily from flooding and heatwaves.
Larnook
UNKNOWN
Larnook faces moderate risks from flooding, bushfires, and heatwaves.
Lake Cathie
Assessment in progress
Lake Cowal
Assessment in progress
Lake Innes
Assessment in progress
Lake Macquarie
Assessment in progress
Lake Wyangan
Assessment in progress
Lakemba
Assessment in progress
Lakewood
Assessment in progress
Lalalty
Assessment in progress
Lalor Park
Assessment in progress
Lambs Valley
Assessment in progress
Lane Cove
Assessment in progress
Langley Vale
Assessment in progress
Lanitza
Assessment in progress
Lankeys Creek
Assessment in progress
Lansdowne
Assessment in progress
Lansdowne Forest
Assessment in progress
Lansvale
Assessment in progress
Lapstone
Assessment in progress
Larras Lee
Assessment in progress
Laughtondale
Assessment in progress
Laurieton
Assessment in progress
About Climate Risk in New South Wales
NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.
ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.
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*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections