NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Lake Burrendong

Mid-Western Regional

High
72

Lake Burrendong faces significant climate risks, primarily from flooding, bushfires, and heatwaves.

Lake Conjola

Shoalhaven

High
72

Lake Conjola is a coastal town in NSW that faces significant climate risks, particularly from flooding, bushfires, heatwaves and coastal hazards.

Lake Cargelligo

UNKNOWN

Medium
58

Lake Cargelligo faces increasing risks from flooding and heatwaves due to climate change.

Lake Cathie

Port Macquarie-Hastings

Medium
58

Lake Cathie is a coastal suburb in New South Wales that faces several climate-related risks.

Lake Illawarra

UNKNOWN

Medium
58

Lake Illawarra faces a number of climate-related risks, including flooding, bushfires, heatwaves, and coastal hazards.

Lake Innes

UNKNOWN

Medium
58

Lake Innes faces a medium level of climate risk, primarily driven by increasing flood and heat risks.

Lake Munmorah

Central Coast

Medium
58

Lake Munmorah faces a medium overall climate risk, with the most significant threats stemming from heatwaves and flooding.

Lake Tabourie

Shoalhaven

Medium
58

Lake Tabourie faces increasing risks from climate change, particularly related to bushfires, flooding, and coastal hazards.

Lake Wyangan

UNKNOWN

Medium
58

Lake Wyangan faces increasing risks from flooding and heatwaves due to climate change.

Lakemba

UNKNOWN

Medium
58

Lakemba faces moderate climate risks, primarily from flooding and heatwaves.

Lakewood

UNKNOWN

Medium
58

Lakewood faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Lambton

Newcastle

Medium
58

Lambton faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Langley Vale

UNKNOWN

Medium
58

Langley Vale faces increasing risks from bushfires and heatwaves due to climate change.

Lansdowne Forest

UNKNOWN

Medium
58

Lansdowne Forest faces moderate risks from flooding, bushfires, and heatwaves.

Largs

Maitland

Medium
58

Largs faces increasing risks from flooding and heatwaves due to climate change.

Lake Brewster

Lachlan

Medium
55

Lake Brewster faces increasing risks from flooding and heatwaves due to climate change.

Lake Cowal

UNKNOWN

Medium
55

Lake Cowal faces increasing risks from flooding and heatwaves due to climate change.

Lake George

UNKNOWN

Medium
55

Lake George, NSW, faces increasing risks from heatwaves and bushfires due to climate change.

Lake Haven

Central Coast

Medium
55

Lake Haven faces increasing risks from climate change, particularly from heatwaves, flooding, and coastal hazards.

Lake Heights

City of Wollongong

Medium
55

Lake Heights is a suburb in New South Wales that faces moderate climate risks.

Lakelands

UNKNOWN

Medium
55

Lakelands faces moderate risks from flooding, bushfires, heatwaves, and coastal impacts.

Landervale

UNKNOWN

Medium
55

Landervale faces moderate climate risks, primarily related to flooding and heatwaves.

Lanitza

UNKNOWN

Medium
55

Lanitza faces increasing risks from flooding and heatwaves due to climate change.

Lankeys Creek

UNKNOWN

Medium
55

Lankeys Creek faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Lansdowne

MidCoast

Medium
55

Lansdowne, NSW, faces increasing climate risks, particularly from flooding, heatwaves and coastal hazards.

Lansvale

Fairfield

Medium
55

Lansvale faces a moderate climate risk, primarily due to flooding and heatwave events.

Lapstone

Blue Mountains

Medium
55

Lapstone is a suburb in the Blue Mountains region of New South Wales, facing increasing risks from bushfires and floods due to climate change.

Larbert

Medium
55

Larbert, NSW, faces moderate climate risks, primarily from flooding and heatwaves.

Larras Lee

UNKNOWN

Medium
55

Larras Lee faces moderate climate risks, primarily from flooding and bushfires.

Laughtondale

UNKNOWN

Medium
55

Laughtondale faces moderate climate risks, primarily from flooding and bushfires.

Laurel Hill

UNKNOWN

Medium
55

Laurel Hill faces moderate climate risks, primarily from bushfires, heatwaves and flooding.

Lake Hume Village

Greater Hume Shire Council

Medium
52

Lake Hume Village faces moderate risks from flooding and heatwaves, with a lower risk from bushfires.

Lakesland

Wollondilly

Medium
52

Lakesland is a suburb in New South Wales that faces moderate climate risks, particularly from flooding and bushfires.

Lalalty

Greater Hume Shire Council

Medium
52

Lalalty faces moderate risks from flooding, bushfires, and heatwaves, which are projected to increase with climate change.

Lalor Park

Blacktown

Medium
52

Lalor Park faces moderate risks from flooding, bushfires, and heatwaves, with climate change expected to exacerbate these threats.

Lambs Valley

UNKNOWN

Medium
52

Lambs Valley faces increasing risks from flooding and heatwaves due to climate change.

Lane Cove North

Lane Cove

Medium
52

Lane Cove North faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Lane Cove West

UNKNOWN

Medium
52

Lane Cove West faces moderate climate risks, primarily from flooding and heatwaves.

Larnook

UNKNOWN

Medium
52

Larnook faces moderate risks from flooding, bushfires, and heatwaves.

Lake Cathie

Moderate

Assessment in progress

Lake Cowal

Moderate

Assessment in progress

Lake Innes

Moderate

Assessment in progress

Lake Macquarie

Unknown

Assessment in progress

Lake Wyangan

Moderate

Assessment in progress

Lakemba

Moderate

Assessment in progress

Lakewood

Moderate

Assessment in progress

Lalalty

Moderate

Assessment in progress

Lalor Park

Moderate

Assessment in progress

Lambs Valley

Moderate

Assessment in progress

Lane Cove

Unknown

Assessment in progress

Langley Vale

Moderate

Assessment in progress

Lanitza

Moderate

Assessment in progress

Lankeys Creek

Moderate

Assessment in progress

Lansdowne

Moderate

Assessment in progress

Lansdowne Forest

Moderate

Assessment in progress

Lansvale

Moderate

Assessment in progress

Lapstone

Moderate

Assessment in progress

Larras Lee

Moderate

Assessment in progress

Laughtondale

Moderate

Assessment in progress

Laurieton

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections