NSW6,505 suburbs assessed

Climate Risk in New South Wales Suburbs

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

FloodBushfireCoastal ErosionExtreme Heat

Kooragang

UNKNOWN

High
72

Kooragang faces significant climate risks, particularly from flooding and coastal hazards due to its low-lying coastal location.

Kingsland

UNKNOWN

Medium
58

Kingsland faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change.

Kioloa

Eurobodalla

Medium
58

Kioloa, NSW, faces moderate climate risks, particularly from bushfires, flooding, and coastal hazards.

Kippara

UNKNOWN

Medium
58

Kippara faces moderate climate risks, primarily from flooding and heatwaves.

Kirrawee

Sutherland Shire

Medium
58

Kirrawee is a suburb in New South Wales that faces moderate risks from flooding, bushfires, heatwaves, and coastal hazards.

Kitchener

UNKNOWN

Medium
58

Kitchener, NSW, faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Knorrit Forest

UNKNOWN

Medium
58

Knorrit Forest faces increasing risks from flooding, bushfires, and heatwaves due to climate change.

Kogarah Bay

Georges River

Medium
58

Kogarah Bay faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Kogarah

Georges River

Medium
58

Kogarah faces moderate climate risks, primarily from flooding, heatwaves, and coastal hazards.

Koolkhan

UNKNOWN

Medium
58

Koolkhan faces moderate risks from flooding and heatwaves, which are expected to increase with climate change.

Koonawarra

City of Wollongong

Medium
58

Koonawarra is a suburb in the City of Wollongong, NSW, that faces moderate climate risks.

Korora

UNKNOWN

Medium
58

Korora faces a moderate overall climate risk, with increasing threats from flooding, bushfires, heatwaves, and coastal hazards.

Kingswood

Penrith

Medium
55

Kingswood faces moderate climate risks, primarily related to flooding and heatwaves.

Kippenduff

UNKNOWN

Medium
55

Kippenduff is a suburb in New South Wales that faces moderate climate risks, particularly from flooding, bushfires and heatwaves.

Kirkconnell

UNKNOWN

Medium
55

Kirkconnell faces increasing risks from bushfires, floods and heatwaves due to climate change.

Kiwarrak

UNKNOWN

Medium
55

Kiwarrak is a suburb in New South Wales that faces moderate climate risks.

Klori

UNKNOWN

Medium
55

Klori faces a moderate climate risk, primarily from increased heatwaves and flooding.

Knights Hill

UNKNOWN

Medium
55

Knights Hill faces moderate risks from flooding and heatwaves, and a high risk from bushfires.

Knockrow

UNKNOWN

Medium
55

Knockrow faces moderate risks from flooding, bushfires, heatwaves and coastal hazards.

Kooba

UNKNOWN

Medium
55

Kooba faces a moderate climate risk, primarily driven by increasing flood and heatwave risks.

Koonyum Range

UNKNOWN

Medium
55

Koonyum Range faces moderate risks from bushfires, floods, and heatwaves, which are projected to increase with climate change.

Koorainghat

UNKNOWN

Medium
55

Koorainghat faces moderate climate risks, primarily related to flooding and heatwaves.

Koorawatha

UNKNOWN

Medium
55

Koorawatha is a rural town in New South Wales that faces moderate risks from flooding, bushfires, and heatwaves.

Kooringal

City of Wagga Wagga

Medium
55

Kooringal is a suburb in Wagga Wagga, NSW, facing moderate climate risks.

Kingsgrove

UNKNOWN

Medium
52

Kingsgrove faces moderate risks from flooding and heatwaves, with bushfire and coastal risks being relatively low.

Kingstown

Uralla

Medium
52

Kingstown, NSW, faces moderate climate risks, primarily from bushfires, floods, and heatwaves.

Kingsvale

Cootamundra-Gundagai Regional Council

Medium
52

Kingsvale faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Kiora

UNKNOWN

Medium
52

Kiora faces moderate risks from flooding and heatwaves, with bushfire risk also present.

Kippaxs

UNKNOWN

Medium
52

Kippaxs faces moderate climate risks, primarily from heatwaves and flooding.

Kirkham

Camden

Medium
52

Kirkham is a suburb in New South Wales that faces moderate climate-related risks.

Knorrit Flat

UNKNOWN

Medium
52

Knorrit Flat faces moderate climate risks, primarily from flooding and heatwaves.

Kookabookra

UNKNOWN

Medium
52

Kookabookra faces increasing risks from bushfires, heatwaves and flooding.

Koolewong

UNKNOWN

Medium
52

Koolewong faces moderate climate risks, particularly from flooding, heatwaves, and coastal hazards.

Koonorigan

UNKNOWN

Medium
52

Koonorigan faces moderate risks from flooding, bushfires, and heatwaves.

Kootingal

Tamworth Regional

Medium
52

Kootingal is a suburb in the Tamworth region of New South Wales, facing moderate risks from flooding, bushfires, and heatwaves.

Koraleigh

Murray River

Medium
52

Koraleigh is a rural suburb in New South Wales that faces moderate climate risks, primarily from flooding and heatwaves.

Koreelah

UNKNOWN

Medium
52

Koreelah, NSW, faces moderate risks from flooding and bushfires, with increasing heat risk due to climate change.

Kingsland

Moderate

Assessment in progress

Kingsvale

Moderate

Assessment in progress

Kingswood

Moderate

Assessment in progress

Kiora

Moderate

Assessment in progress

Kippara

Moderate

Assessment in progress

Kippaxs

Moderate

Assessment in progress

Kippenduff

Moderate

Assessment in progress

Kirkconnell

Moderate

Assessment in progress

Kirkham

Moderate

Assessment in progress

Kirribilli

Unknown

Assessment in progress

Kitchener

Moderate

Assessment in progress

Kiwarrak

Moderate

Assessment in progress

Knockrow

Moderate

Assessment in progress

Knorrit Flat

Moderate

Assessment in progress

Knorrit Forest

Moderate

Assessment in progress

Kooba

Moderate

Assessment in progress

Kookabookra

Moderate

Assessment in progress

Koolewong

Moderate

Assessment in progress

Koolkhan

Moderate

Assessment in progress

Koonyum Range

Moderate

Assessment in progress

Koorainghat

Moderate

Assessment in progress

Koorawatha

Moderate

Assessment in progress

Korora

Moderate

Assessment in progress

About Climate Risk in New South Wales

NSW suburbs face combined flood, bushfire, and coastal erosion risks across a diverse geography — from flood-prone river systems in western Sydney to bushfire-interface suburbs in the Blue Mountains, Central Coast, and Sutherland Shire. Coastal suburbs face increasing storm surge and erosion risk under sea level rise projections.

ClimateNest suburb assessments are built using Bureau of Meteorology (BOM) historical hazard data, CSIRO future climate projections under SSP2-4.5 and RCP8.5 scenarios, state-specific hazard overlays from emergency services and planning authorities, and actuarial data. Every assessment includes current hazard scores (0–100), projected scores for 2030 and 2050, local geographic evidence, insurance outlook, and property owner recommendations.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections